Forum

Whats the right way to pay for your merchandise
 

Hello I need some help.

Ive been trying to buy my stuff from my supplier in asia and my real debit card is getting rejected everytime i try to pay. Sometimes i create new account on that website and use a different real debit card.

Last time i paid via paypal my stealth paypal account got limited.

What can I do to pay for my stuff?

or what I shouldnt do.

THANKS!

"Sometimes i create new account on that website and use a different real debit card" ....AND STILL GET REJECTED.

You are the third person I have heard that has had a problem. Very often the problem is at their end with their processor. Have you contacted them for assistance? Sorry to hear about that paypal. I try never to use paypal for these payments. Have found the one payment I really really want to go thro' is the one that gets a hold :pout:

If you trust the supplier you can pay them with PayPal via xoom to their bank account. Most of them prefer western union, moneygram and T/T. Its very rare you will get one who rips you off, most of them are interested in long term business.

I think paying via paypal with credit card is a safer idea

i tried paying via paypal with a credit card but it wont let me. It says that i have to use a different card.
I think i will pay via western union or money gram.
Can someone tell me those methods are secure please?

thanks

Secure for the seller.. :p

Make sure before you send money this way that you have researched and trust the seller completely. Once you send the money, it's gone.

so you are saying that i shouldnt do it?

I should not pay via western union for my items bought in china

That would be my last resort.. and I would want a discount.. but that's something else.

Credit card is the best option.

if you mean you are buying copy designer clothes from china then usually they are secure and you can trust them to pay via western union as i have done it many of times with different suppliers.. a way to make sure is to see if the suppliers are registered on tradekey.com and see how many trust points they have.. i believe there are some bogus sites out there which will just take your money and you hear nothing from them after, so be sure to check first and also check reviews on google, hope this helped

do a small transaction with the supplier first to check the quality and correctness of their goods, if everything seems good then proceed with a larger order, i had a supplier in china who reguarly sent £500+ through bank transfer

wire transfer
 

You must be reffering to dhgate because I had the same problem, they have a 2 card limit and once you reach it you can't use another one, you can only use the first 2 cards also if the shiping and billing info is different it won't go through either. So now I just use western union or moneygram, takes a little longer to process but it works plus you don't leave a paper trail of purchasing dodgy merchandise from china.

^^^^^^
On dhGate you can not use a credit card in CERTAIN CATEGORIES of items.
You can not use a credit card on electronics I know for sure.
If the items you are purchasing are in certain categories you are required to use either Paypal of Western Union.

tradekey?my first time to know buyer take it as a judge reference

Debit cards can be problematic and financial organisations are clamping down due to the amount of fraud that goes on now.

For example if you have an HSBC debit card they like you to call them and advise that you are going on holiday. You only need to use your debit card once in spain or anywhere else outside the UK for the card to be frozen.

Also I would advise that you pay for all purchases with a credit card. A credit card has a lot more cover than a debit card which has NO COVER whatsoever.

For example if you buy a load of stuff on a credit card you have more leverage to get either all or a portion of the amount paid if the items you receive are not what you expected.

The main thing is that your billing address matches the billing address on the credit card, just for this reason I have many dhgate accounts to match all my stealth paypal accounts. The shipping address can change as much as you want but the billing has to stay the same or it won't go through.

I use a CC for western Union but I don't know if I can charge back something. I'm going to try a Simon card to wash my name out further. That's right certain categories no CC's.

But just about all categories take paypal, they love the stuff they just don't like newbies that don't know what the're doing. Using a stealth paypal is the same as cash at western union but using a cc with real info at western union? that's just 1 more link that's no necesary unless you want it to be.

You right I have to tighten up on my loose ends.

I have used internet bank transfer, which actually saves me money as it is to their Australian bank, so no currency conversion.(which isn't a problem for Americans, I know) But it does take longer to clear, if I'm in a hurry I use paypal.
I wouldn't have considered using direct deposit when I first started out, but I have been buying from the same sellers for a while now and I trust them.