from my experience most buyers don't seem to care about reading any of that. they see it and buy it. no matter what the return policy is for any individual seller, the buyer knows if they pay by paypal they can get their money back. all they have to do is send it back with a tracking number and paypal will reverse the charges. yet another, if not the best, reason to not use paypal.
or, of course, you get the negative feedback threats. those are always fun to deal with.
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