HMRC questions on an ex partners account

[175tom]

Originally Posted by degsey69

It has only been 6 months that the account has been opened and if you look at the thread by the OP the girlfriend knows about this forum and his other Aspkin account name, so you can be safe to assume that she knew what he was doing. He is afraid that if HMRC contact her about the sales and tax owed that she will react spitefully, saying that she knows nothing about it so she is not liable for paying tax. As the sales reporting from ecommerce platforms does not start in the UK until next year they have no reason to contact her, there is no 1099 or variant of it, in the UK. So if he stops selling now he should be OK. He can close the account and his ex can open one up at a later date if needed.

When are we allowed to sell until? I have items around my home that I have sold over the past 2 years which have come to around £9k and I wanted to sell a couple more items which will come to around £2k. Im not a business I just sell some of my used items but this thread has got me abit worried and wondering whether I should just stop selling altogether?

[agent006140]

Dont know about UK,but in USA,selling things around the house,the govt does not expect you make money ,they figure you must have paid more for those items long ago

[degsey69]

Originally Posted by 175tom

When are we allowed to sell until? I have items around my home that I have sold over the past 2 years which have come to around £9k and I wanted to sell a couple more items which will come to around £2k. Im not a business I just sell some of my used items but this thread has got me abit worried and wondering whether I should just stop selling altogether?

If it’s your personal items then you have nothing to worry about you can sell your own personal items, it’s the personal accounts selling professionally and avoiding tax that will be targeted. This is supposed to start in Jan 2024

[Yandi23]

Hi everyone,

Thanks for all your input in this thread so far.

Originally Posted by degsey69

It has only been 6 months that the account has been opened and if you look at the thread by the OP the girlfriend knows about this forum and his other Aspkin account name, so you can be safe to assume that she knew what he was doing. He is afraid that if HMRC contact her about the sales and tax owed that she will react spitefully, saying that she knows nothing about it so she is not liable for paying tax. As the sales reporting from ecommerce platforms does not start in the UK until next year they have no reason to contact her, there is no 1099 or variant of it, in the UK. So if he stops selling now he should be OK. He can close the account and his ex can open one up at a later date if needed.

Just to explain a few things, my ex is not bothered about eBay and doesn't use it, she's not interested in the account and has no confirmation of it's existence. I asked about creating it in her details which she agreed to but didn't mention anything about it from there since I didn't use it much initially.

She doesn't know about this forum or Aspkin, she simply knows my standard online alias which if googled may reveal my posts on this forum.
The spiteful part is correct, I'm afraid her inaction to name me as the proprietor could result in fraud related investigations. Any outcome of this might be mitigated by paying the tax, or maybe paying the tax isn't sufficient, this is what I'm trying to find out.

You mention sales reporting from ecommerce platforms does not start until next year but I have seen articles suggesting ebay already turn over certain accounts over to HMRC.
I guess a good question to ask the veterans of this forum would be do UK based members post up threads reflecting the above?

I have built up feedback, good limits etc on this account now so I would much prefer to keep using it and pay the tax, provided there wouldn't be any potential fraud issue.

[degsey69]

If your girlfriend gave you permission to open the account then no fraud can have been done. Fraud is opening an account without her permission with the intention to defraud ordeprivace her of money

[Hank]

Originally Posted by degsey69

If your girlfriend gave you permission to open the account then no fraud can have been done. Fraud is opening an account without her permission with the intention to defraud ordeprivace her of money

I think we're all agreed that at this stage, if OP was to stop using his ex's account then it would be unlikely in the extreme he could be prosecuted for fraud.

But, for reasons unknown, you are deliberately overlooking that in the eyes of UK law, (I did suggest you look at the Police actionfraud website for clarification) every governmental department, benefits office, HMRC, even ebay, would deem that it is her account and he is knowingly using it to make financial gain if he continues to use it without her permission.

That's fraud and no online wanabee lawyer is going to change that.

OP must surely have read my posts, even looked at the actionfraud website and decided there's a risk if they continue to use it and the stars align against him. I suspect they're going to continue to use it anyway and take a chance and I wish them good luck.

All they need to do is fathom out how they're going to pay the tax due on someone elses income and ensure their ex never gets any post or a visit from HMRC.

...and god forbit she ever needs to claim benefits and their rutheless detective terriers get their teeth into her financial affairs.

[degsey69]

Look up the Fraud Act 2006 and if the girlfriend gave her permission to open an account in her name the CPS under their own guidelines would not prosecute. Suggest you take your tablets before posting in the forum in the morning it will stop you bullying everybody with b/s comments.

[james_112233]

Stop using her details asap. Most whistleblowers are usually ex partners in business and personal relationships. And they make solid evidence compared to a neighbor or jealous competitor grassing you up

[Hank]

Originally Posted by degsey69

Look up the Fraud Act 2006 and if the girlfriend gave her permission to open an account in her name the CPS under their own guidelines would not prosecute. Suggest you take your tablets before posting in the forum in the morning it will stop you bullying everybody with b/s comments.

Sigh....at the risk of repeating myself we are all agreed that at this point no fraud is likely to have taken place to the extent it would be prosecutable.

But if he continues to use it then he could get into identity theft bother at best, prosecuted for fraud at worse. Fact. You telling me to read a complicated Act you googled doesn't change that. The irony is you haven't read it yourself and certainly wouldn't have fully understood it if you ever did. None of us would.

You've make a mistake, you're wrong, stop doubling down in an attempt to persuade this poster to ignore the truth. I know it hurts but there are tablets which will ease the pain, would you like me to send you some.

Here's a suggestion if you want to truly help. Give OP some guidance on how they'll address the two issues I mentioned above which is effectively all they asked for, it seems they've accepted doing nothing has unwanted implications.

"All they need to do is fathom out how they're going to pay the tax due on someone elses income and ensure their ex never gets any post or a visit from HMRC. "

[Yandi23]

There's two points I'm stuck with at the moment, the first I think people could help with, the second maybe not.

I have seen articles suggesting eBay already turn over certain accounts over to HMRC but I'm not sure if this is only business account with much higher revenue than my sub 2k per month.
Have long term members of this forum seen posts up here of HMRC chasing personal accounts with relatively low gross?


If I pay the tax would it negate any fraud related issues that could possibly arise? Or would the act of using someone else's details and the prevailing investigation to locate me take precedence over me having actually their dues?

[agent006140]

2 unrelated issues,one is paying tax from what you earned,another is using other people ID.
iF YOU ARE SO OBSSESSED WITH BEING CAUGHT,CLOSE THE ACCOUNT NOW

[Hank]

Originally Posted by Yandi23

There's two points I'm stuck with at the moment, the first I think people could help with, the second maybe not.

I have seen articles suggesting eBay already turn over certain accounts over to HMRC but I'm not sure if this is only business account with much higher revenue than my sub 2k per month.
Have long term members of this forum seen posts up here of HMRC chasing personal accounts with relatively low gross?


If I pay the tax would it negate any fraud related issues that could possibly arise? Or would the act of using someone else's details and the prevailing investigation to locate me take precedence over me having actually their dues?

You said in post #5 that you were aware of the impending law changes. If true, then you know fine well that from next year that selling platforms will be sending all turnover figures for all accounts with an turnover of, I believe, £1000 to HMRC. That makes all current and previous experiences redundant but for what it's worth ebay have never voluntarily handed over sales figure to HMRC. Clearly that's set to change.

Paying the tax on someone elses income will not negate fraud or identity theft. Read the Actionfraud website as I suggested. It's clear from your repeated posts you know that. As I mentioned above, how on earth do you plan on doing it? Will you complete a tax return or get a UTR in her name? Surely not. And then there's the potentially explosive situation where your ex gets a letter or visit from HMRC. What then?

It seems to me you're going to keep ignoring common sense and asking the same questions over and over until someone tells you to crack on and you'll be fine. Good luck with that and I wish you well but consider taking professional legal advice before you do.


Each to their own but it is beyond me that with the impending changes someone would potentially commit identity theft, fraud and have the implications whirring around in their head over such a tiny amount of profit.

[175tom]

Originally Posted by Hank

You said in post #5 that you were aware of the impending law changes. If true, then you know fine well that from next year that selling platforms will be sending all turnover figures for all accounts with an turnover of, I believe, £1000 to HMRC. That makes all current and previous experiences redundant but for what it's worth ebay have never voluntarily handed over sales figure to HMRC. Clearly that's set to change.

Paying the tax on someone elses income will not negate fraud or identity theft. Read the Actionfraud website as I suggested. It's clear from your repeated posts you know that. As I mentioned above, how on earth do you plan on doing it? Will you complete a tax return or get a UTR in her name? Surely not. And then there's the potentially explosive situation where your ex gets a letter or visit from HMRC. What then?

It seems to me you're going to keep ignoring common sense and asking the same questions over and over until someone tells you to crack on and you'll be fine. Good luck with that and I wish you well but consider taking professional legal advice before you do.


Each to their own but it is beyond me that with the impending changes someone would potentially commit identity theft, fraud and have the implications whirring around in their head over such a tiny amount of profit.

So all sales now and before next year will not be handed over is that correct? But any sales next year when this is implemented will then most likely be handed over? Im not a business, like I've said previously I've just sold some of my items around the house and in a year I have probably sold around £4k of stuff all my items are used aswell. Its just worrying really because I had a few more items I wanted to sell in the next few months for summer which is probably around £900 worth in total and after reading this I'm now reluctant in doing so. Next year I wont be using eBay at all as I wont have anything worth selling. So i guess my question is, is it okay to tell some more household items in the next couple of months?

[agent006140]

Ebay is NOT the only place you can sell,are there flea markets or classIfied ads in UK,you can sell there and you may not even have to take credit card,cash only.

[Freakzilla]

At the end of next year all sales info from January 2024 will be passed onto HMRC from all marketplaces.

Originally Posted by 175tom

So all sales now and before next year will not be handed over is that correct? But any sales next year when this is implemented will then most likely be handed over? Im not a business, like I've said previously I've just sold some of my items around the house and in a year I have probably sold around £4k of stuff all my items are used aswell. Its just worrying really because I had a few more items I wanted to sell in the next few months for summer which is probably around £900 worth in total and after reading this I'm now reluctant in doing so. Next year I wont be using eBay at all as I wont have anything worth selling. So i guess my question is, is it okay to tell some more household items in the next couple of months?

[175tom]

Originally Posted by Freakzilla

At the end of next year all sales info from January 2024 will be passed onto HMRC from all marketplaces.

Thank you! Really appreciate it. Ill sell my last few household items for the summer and be done with eBay then!

[rsot]

Originally Posted by 175tom

Thank you! Really appreciate it. Ill sell my last few household items for the summer and be done with eBay then!

Easier said than done but good luck

[175tom]

Originally Posted by rsot

Easier said than done but good luck

What do you mean?

[SaiJin]

Originally Posted by 175tom

When are we allowed to sell until? I have items around my home that I have sold over the past 2 years which have come to around £9k and I wanted to sell a couple more items which will come to around £2k. Im not a business I just sell some of my used items but this thread has got me abit worried and wondering whether I should just stop selling altogether?

Since you ARE worried, use a different account to sell.

Get an account from a forum seller in here and make that 2k on that account over time.

Sounds like you put all your eggs in one broiler

[Freakzilla]

You can't do that. It can be traced through the bank account used!

Originally Posted by SaiJin

Since you ARE worried, use a different account to sell.

Get an account from a forum seller in here and make that 2k on that account over time.

Sounds like you put all your eggs in one broiler