Has not happened to me. I have several checking accounts open at both BofA and Wells Fargo. I opened all of them online, no phone and no visiting the bank. No problems so far.
I have asked employees many times how many checking accounts I am allowed to open and they've all told me as many as I want. Some have told me that there are people with 10+ accounts and as long as there is activity or funds in the accounts they will remain open.
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“You have to learn the rules of the game. And then you have to play better than anyone else.”
-Albert Einstein | 
BOA called, wants to verify application info 
