Ballsack, True, Very True..
But, if you've got alot of kids like me, and they constantly want "stuff", its a nice savings plan...
Ive been through $19-$20 grand in a month on "junk" in july, by just using that paypal atm card for mcdonalds, gas, walmart, chuck e cheese party, etc..
BUt, when i got the $26k from ccnow in the beginning of Jan from Christmas sales.. boy it was nice..  )
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