All i know is that i disputed most of the items on my credit reprot and i got over about 60% of it removed because they didnt respond / or it was wrong information..
And even if they didn't respond i would challange thecreditor and win..My credit score hopped a god 150 points or so. But sometimes you have to be careful because if you chaallenge the creditor youmay end up with a civil lawsuit in the mail since they got your updated adress.
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