I would never let my accounts sit. I log in every single day multiple times, even if it is just to play and search some listings or check my feedback or sales page.
I only go 2 weeks or so without selling, it usually gives paypal time to cool off.
If you have too much going through at one time, they absolutely freak out.
I can do 25k at a time without them going nuts, so I try and limit it to around that and then let it cool off with a week or two time lapse.
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