You have to have a reimbursement method on file to sell on ebay. The cheapest and easiest way is a giftcard or VCC(cheapest being a giftcard of course).
To be honest, I couldn't even tell you if you're able to link your paypal as reimbursement method if it doesn't have funding attached. I've never done it.
My procedure is alway's to add a giftcard to my paypal and then link paypal as my reimbursement method. Only after the account proves successful and garners a few thousand dollars, do I add a bank account. I don't like to add the BA until I know the account is going strong, otherwise I stand the chance of burning out that BA.
I've had lots of success doing it this way for several years but others have their own successful ways.
I never attach any cards or any other payment method to ebay.
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Adding credit/gift card necessary? 
