I agree with both. If you have confidence in the account, I would just add a bank account and not bother with the VBA. If you are unsure if it will survive, then a VBA is a cheap insurance policy against burning a bank account.
Ill advice you other, If possible for getting everything smooth, add your real bank.
Just check with them that it is okay to recieve funds targeted with diffrent name.
For example - if your name is Mr. X, and you add you originial bank account (musnt be linked to other PP account), make sure the bank will allow funds to enter your account sent to Mr. Y
Good luck