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Originally Posted by yaw1800 im not sure about the UK ut i know here in the US my paypal account was -$338 after i got scammed through a chargeback (not covered), i refused to pay. they threatened to take me to collection, did so, but checked my credit report and nothing there.. its been about 3 months already.. i could be mistaken if it takes longer to get on your credit report... | Just an update on that on this story, i got a call saturday from IC systems. The strange thing is that they said i did not owe the 338, instead just $95 (according to them, paypal said i had been paying!?!?) so i just gave them the money to leave them alone. It also had not been reported to the credit agencies so im out of the water.
You should try asking them if you can settle foe a lower price. Collection agencies are pretty negotiable.
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