Paypal uses credit bureau to check for IBAN/name match - eBay Suspended & PayPal Limited Forums
eBay Suspension & PayPal Limited Forums  
Join Today
Register Subscribe
     

Registration is fast, simple and absolutely free so please, join our community today!


Go Back   Home > International eBay & Paypal Discussions > eBay & PayPal International

eBay & PayPal International General discussions on eBay Suspensions and PayPal Limited accounts for ALL other countries not mentioned above!

Reply
 
Thread Tools
  #1  
Old 01-03-2018
Junior Member
 
Join Date: Jul 2017
Posts: 6
Thanks: 4
Thanked 1 Time in 1 Post
Activity: 0%
Longevity: 18%
iTrader: (0)
Default Paypal uses credit bureau to check for IBAN/name match

When adding a bank account to a German Paypal account, they ask for permission to share your data with Schufa, the most common credit bureau. I would suspect they use a service called "Schufa Kontonummerncheck Plus Iban" meant for fraud prevention. Therein, the database is searched for a matching combination of IBAN and name.

Now I would not want to risk adding a mismatched bank account if the check could uncover that there is a match for the IBAN in combination with a different name than the owner of the Paypal account. Better let sleeping dogs lie.

Anybody have more insight or experience on this topic?
Reply With Quote
The complete step-by-step guide to get back to selling today!

  #2  
Old 05-16-2018
Junior Member
 
Join Date: May 2015
Posts: 21
Thanks: 1
Thanked 2 Times in 2 Posts
Activity: 3%
Longevity: 35%
iTrader: (0)
Default Re: Paypal uses credit bureau to check for IBAN/name match

Does anyone know anything about this?

Also, what about other EU Paypal accounts (Italy, Austria etc.) - are they OK to add IBAN with mismatching names?
Reply With Quote
  #3  
Old 05-16-2018
aspkin's Avatar
Administrator
 
Join Date: Jan 2007
Posts: 10,639
Thanks: 2,885
Thanked 3,678 Times in 1,572 Posts
Activity: 45%
Longevity: 100%
iTrader: (24)
Default Re: Paypal uses credit bureau to check for IBAN/name match

Thread moved to proper forum section.
__________________

Notice: Do not PM me. I get too many PMs to answer.
Please go to https://support.aspkin.com and submit a ticket instead.
Reply With Quote
The Following 2 Users Say Thank You to aspkin For This Useful Post:
marvydocs (06-20-2018), what (05-18-2018)
  #4  
Old 05-20-2018
Junior Member
 
Join Date: Oct 2017
Posts: 60
Thanks: 1
Thanked 3 Times in 3 Posts
Activity: 2%
Longevity: 16%
iTrader: (0)
Default Re: Paypal uses credit bureau to check for IBAN/name match

Quote:
Originally Posted by what View Post
When adding a bank account to a German Paypal account, they ask for permission to share your data with Schufa, the most common credit bureau. I would suspect they use a service called "Schufa Kontonummerncheck Plus Iban" meant for fraud prevention. Therein, the database is searched for a matching combination of IBAN and name.

Now I would not want to risk adding a mismatched bank account if the check could uncover that there is a match for the IBAN in combination with a different name than the owner of the Paypal account. Better let sleeping dogs lie.

Anybody have more insight or experience on this topic?
Hi
Thats a very interesting question.
SCHUFA will not verify your Bank details, but will confirm your identity to PAYPAL (using your name + DOB).
SCHUFA does not have your bank account and only bank or financial office can confirm that the name is matching with the IBAN....
You can send a payment to any IBAN with other names, mostly banks will accept the payment, few ones will reject it.
I hope this answer could help you a little bit?
Reply With Quote
  #5  
Old 06-20-2018
Junior Member
 
Join Date: Jan 2018
Posts: 158
Thanks: 120
Thanked 16 Times in 13 Posts
Activity: 6%
Longevity: 14%
iTrader: (0)
Default Re: Paypal uses credit bureau to check for IBAN/name match

i don't think they can do anything , i've linked my kreissparkasse bank account to my paypal more than a year ago for withdrawal , and my name and address on paypal mismatch with the real ones , i've verified it , withdrawed later about 200€ to my sparkasse bank , and it still works till the moment .

not to mention that my schufa got f**ked by advanzia bank 2 years ago .
Reply With Quote
The Following User Says Thank You to marvydocs For This Useful Post:
tctctc (11-10-2018)
Reply



Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Could owing money to Amazon negatively affect your credit bureau report. vgoldenboy Amazon 3 12-08-2016 12:33 AM
Looking for a prepaid card with iban & online check lagiosman Amazon X 0 02-13-2013 05:28 PM
Paypal account to match credit card details? abejorro PayPal Talk 0 09-16-2009 04:27 PM
PayPal Credit Check - PayPal DOES run a credit check at some point on all accounts Bill Cobb PayPal Talk 31 09-02-2008 12:42 PM
credit card name doesn't match paypal's user name altu eBay Suspensions 2 07-16-2007 08:14 PM


Aspkin Group

All times are GMT -5. The time now is 09:02 AM.


Stop the guessing games and learn how you can quickly and easily get back on eBay today!
Read the best selling step-by-step eBay Suspension guide eBay Stealth!
Amazon Suspension? Read Amazon Ghost to get back on Amazon!
vBulletin® Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
Ad Management by RedTyger
no new posts