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I over came it by stating " I accept CC" or "I accept CC Cards"

Chris, You can link a real bank account to a ⊗⊗⊗⊗ paypal account without any problems. Or take a legit paypal account and send yourself an invoice to transfer the money out. I do not recommend to do to many transfers from paypal to paypal within a month. Maybe in the future, Paypal will verify the owner of the bank account but I don't think this is being done at the moment. I know we should not being using paypal with ebay but people rather pay using paypal. I will keep pushing forward and testing with ebay & paypal until its impossible to do. My paypal account are still new so we will see what happens.

so ebay asks statement for all new ebay accounts or just random?anyone have found the way to deal with it?