Well I am at least two weeks in and it is still going strong. Only had one risk when I listed some ray-bans for sale. Although they were legit, eBay still flags that kind of product.
As for the seller, I dont know if I cant give a shout out, but the account is a 1000/25k account for $225. Although the release on money isnt instant, the account has had no bots bother it. I have listed roughly 30 item in two weeks without any problem. I would have to say it is a success. If I run into account problems again, I will just eat the 225 to bring in more cash.
The multiple banking account question, I decided to go again opening a lot of accounts. I simple have one open account at the credit union. I know I could open more, I just choose to not push my luck. I dont want to take on any more risk.