Can eBay at any point and time see my real name, address, ssn etc. that I used with my bank account, if the stealth account I sell to somebody gets burned?
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If they have reason to try to take funds from your bank account yes (unless it’s very different in the US to the U.K.... have to wait for US members to confirm)
US is the same. They will only see your info if you give them reason to hit your bank account for money owed. To avoid this you should always pay with your fees, refunds and or purchases with your PayPal balance or you can add a Gift Card and make payments and purchases with the GC instead.