Okay,
Theres ways to delete all information from Paypal or eBay apps or any apps you decide. First, your iphone needs to be jailbroken, and download iFile app from cydia, head to /var/mobile search for the application, which should be assigned a ID number, deleted and move to preferences were data is also stored.
Applications cannot have access to your phone or contacts, it may have access to ip/Mac address/location/strings stored before by websites. Clean your webkit folder, cache, cookies fro the var/mobile/ folder.
You can be completely stealth by downloading apps from cydia, like LocSpoof, iCleaner, Macx4, or Terminal.
There other apps that may help you, like tetherMe to help you flush a new ip address or tether your wireless devices. In all you will have to jailbreak your device and you may to be organized everyday.
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