I had a collection agency after me for a -300$ paypal balance once back in 2004. A customer took my item (digital currency in an online game) and claimed I never gave it to him. Since it was a digital item i had no tracking number proving I sent it, so pay pal sided with him. I refused to pay and thankfully always empty my account after a sell. They kept calling me and i just kept telling them that they needed to speak with ebay's claims department and made up a lie about me not having to pay them, and after I told them that 3 times the calls stopped. I check my credit report and it hasn't hurt me at all. My advice is to tell them that ebay owes them the money and not you.
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