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-   -   Financing Luxury Cars (https://www.aspkin.com/forums/everything-else/115889-financing-luxury-cars.html)

JamesNorth101 03-11-2018 09:15 AM

Re: Financing Luxury Cars
 
It is similar to leasing, but this way it can be done for any car. Even private sales.

Leasing as far as I know most the time is on new cars or cars from dealers.

austyn12x 03-15-2018 12:04 PM

Re: Financing Luxury Cars
 
Quote:

Originally Posted by GreenBean (Post 906642)
rsot is smoking the Rainbow.

He seems unable to calculate a luxury car hired for several hours of fun would still incur expenses of insurance amd gasoline usuage.

Unless, of course, rsot thinks you are just going to go sit in a showroom and not drive the wheels.

Maybe rsot thinks that would be the pot of gold at the end of the rainbow?

:juggle:

It might be good for testing to see what car you like the most although. Is that what you were trying to imply :help:

rsot 03-15-2018 12:15 PM

Re: Financing Luxury Cars
 
Quote:

Originally Posted by austyn12x (Post 907802)
It might be good for testing to see what car you like the most although. Is that what you were trying to imply :help:

Exactly - testing or short periods of entertainment.

Don't need to keep the luxury car and worry about longterm maintenance, gas, costs, etc.

Up here potholes are killer for luxury cars hah

sax4 03-15-2018 12:32 PM

Re: Financing Luxury Cars
 
Better to make friends with rich people with nice cars - ⊗⊗⊗⊗ it till you make it! :)

H4ck 03-24-2018 10:28 AM

Re: Financing Luxury Cars
 
I know people who have expensive louis vuitton bags and you know what they do for a living?

I go to their place of work they are washing peoples feet for a living at a nail salon.......

this idea of driving around the benz and sporting louis vuitton bags and rolex watches.........all an illusion probably all financed......or they live at home with mom and dad...or found a sugar daddy.....

dallis 03-24-2018 09:28 PM

Re: Financing Luxury Cars
 
Lots of factors. I don't care about car brand, I personally care about value and reliability.

The question is what ROI can I get on cash money if I invest it in my business or elsewhere?

If I can get 10-20%% annually on cash, and I can, using cash to buy a car and save 0-3.99% on interest isn't a good financial decision.

If I can borrow at 0-3.99% and use the money to generate 10-20% annually I'd be foolish not to borrow.

The spread between the two is what makes the decision for you.

GreenBean 03-25-2018 06:56 AM

Re: Financing Luxury Cars
 
Quote:

Originally Posted by jarsky541 (Post 909744)
I know people who have expensive louis vuitton bags and you know what they do for a living?

I go to their place of work they are washing peoples feet for a living at a nail salon.......

this idea of driving around the benz and sporting louis vuitton bags and rolex watches.........all an illusion probably all financed......or they live at home with mom and dad...or found a sugar daddy.....

Are you sure these are not specials from China? You would need to examine closely these bags, you know.

:amen:

H4ck 03-25-2018 07:38 AM

Re: Financing Luxury Cars
 
Quote:

Originally Posted by GreenBean (Post 909905)
Are you sure these are not specials from China? You would need to examine closely these bags, you know.

:amen:

I know this person well, she is well crazy......she showed me a pair of slippers she bought from jimmy choo recently.....

also another pair of slippers from valentino.........she got it at a discount for 700 bucks.....

I texted her back, I got a nice pair of basic black slippers at walmart for $1 clearance sale.;)

i know another guy in hawaii he bought a $50,000 dollar bmw 1 series brand new....he lives at home with his parents and works as a cashier at a tea house.....

its funny when you see all these asian girls flocking to high designer fashion stores but they don't have a particularly nice looking figure.....

then you see all these hot white girls go to walmart and buy their bikinis with their nice looking figures......:FF:

yankee 03-25-2018 07:59 AM

Re: Financing Luxury Cars
 
As they say, "To each their own"

Hercules 03-25-2018 08:12 AM

Re: Financing Luxury Cars
 
Life is just a thought.
You can buy/own a Ferrari with much joy or you can drive an old junk but have a butterfly collection that brings immense joy that surpasses the joy of that Ferrari owner at a minimal cash expense.
And so and so on...

dallis 03-25-2018 09:14 PM

Re: Financing Luxury Cars
 
Happiness and joy have a value too, people tend to forget that. :)

H4ck 03-26-2018 06:29 AM

Re: Financing Luxury Cars
 
happiness and joy is all relative.....and emotions are usually unstable and illogical by nature.

H4ck 04-04-2018 12:53 AM

Re: Financing Luxury Cars
 
This sums my thoughts pretty nicely about renting exotic cars vs owning and why renting is better.

http://www.vanityexotics.com/exotic-...ent-everytime/

elmo 04-04-2018 01:38 AM

Re: Financing Luxury Cars
 
Quote:

Originally Posted by dallis (Post 909854)
Lots of factors. I don't care about car brand, I personally care about value and reliability.

The question is what ROI can I get on cash money if I invest it in my business or elsewhere?

If I can get 10-20%% annually on cash, and I can, using cash to buy a car and save 0-3.99% on interest isn't a good financial decision.

If I can borrow at 0-3.99% and use the money to generate 10-20% annually I'd be foolish not to borrow.

The spread between the two is what makes the decision for you.

This guy monies.

GreenBean 04-04-2018 07:20 AM

Re: Financing Luxury Cars
 
Quote:

Originally Posted by jarsky541 (Post 909744)
I know people who have expensive louis vuitton bags and you know what they do for a living?

I go to their place of work they are washing peoples feet for a living at a nail salon.......

this idea of driving around the benz and sporting louis vuitton bags and rolex watches.........all an illusion probably all financed......or they live at home with mom and dad...or found a sugar daddy.....

You mean they live in basements of their Mommy & Pappa’s home?

:bird:

rsot 04-04-2018 07:57 AM

Re: Financing Luxury Cars
 

sax4 04-04-2018 08:34 AM

Re: Financing Luxury Cars
 
Here in the Eastern European country i'm in many people have a live for the day attitude towards money - men will often have a fancy car worth more than their apartment, taken on credit, nice leather jacket, sunglasses, Iphone etc.

When they are courting ladies they will often spend a lot of cash on them initially, she's impressed and sees the BMW, the Iphone etc and things she has found "Mr Fancy".

After a while he get's her pregnant and then the man's shortcomings become apparent, the car was borrowed, he's not a director of XYZ company, but in fact a security guard, and he had to sell his Iphone to cover the rent.

But by that time she stays with him because she is having his kid.

phaz0rz 04-04-2018 08:54 AM

Re: Financing Luxury Cars
 
^^Quite common over here as well

sax4 04-04-2018 09:01 AM

Re: Financing Luxury Cars
 
Quote:

Originally Posted by phaz0rz (Post 911900)
^^Quite common over here as well

Here is probably a bit more accentuated, it's a patriarchal society where women don't have the same opportunities to earn money like women have in the west, women get married early 21-25yrs old on average, they are under pressure to find a "serious man" which translates into one with money of course. There are more women than men here, and a lot of men here have problems with alcoholism.

A lot of women complain that men are spoiled here, a man can find a hot girl despite having no job, and she will do everything around the house

H4ck 04-06-2018 01:00 AM

Re: Financing Luxury Cars
 
Quote:

Originally Posted by sax4 (Post 911891)
Here in the Eastern European country i'm in many people have a live for the day attitude towards money - men will often have a fancy car worth more than their apartment, taken on credit, nice leather jacket, sunglasses, Iphone etc.

When they are courting ladies they will often spend a lot of cash on them initially, she's impressed and sees the BMW, the Iphone etc and things she has found "Mr Fancy".

After a while he get's her pregnant and then the man's shortcomings become apparent, the car was borrowed, he's not a director of XYZ company, but in fact a security guard, and he had to sell his Iphone to cover the rent.

But by that time she stays with him because she is having his kid.

My mentality is quite different,

I would rather stay single have a lot of money and get boatloads of comfort women of all different races, height, and body shape. my favorite are 3somes with a roleplaying scenario.....hahaha slokor enjoys hearing those situations...

Especially when they are willing to do and say some of the most creative things in the bedroom and play out a fantasy of mine. While keeping the other half of my money....I am fearful of divorce proceedings that is a legal way to rob someone. Also if you have a kid she can sue for missing child support payments and in some state the police can throw you in jail if you miss child support payments....:ballchain: be paying for the rest of your life....

the guy who buys the lambo versus the guy who rents a variety of supercars for a few hours mentality.....

sax4 04-06-2018 01:04 AM

Re: Financing Luxury Cars
 
I would not marry a Western women, the divorce courts are way too heavily skewed in their favour. Staying single is good, although has ups and downs, there can be droughts, you can lose energy for chasing or going on dates :)

H4ck 04-06-2018 03:14 PM

Re: Financing Luxury Cars
 
my biggest reasons as to why i am not in a relationship is because if I were to spend anywhere between 100-500 bucks on my girlfriend on just eating out or going someplace.....i think about the opportunity cost of banging some super hot tall blonde with huge naturals in my face with that type of money......

I also start to rationalize, total amount of money spent divided by # of times i got laid in bed = cost per laid in bed.

I look at her appearance and if the cost per laid in bed is really high and her appearance doesnt justify the cost per laid........

it goes back to saying 300-500 bucks i can hook up with some super hot girl and have her play out all the nasty stuff without the commitment.

Now if the girl is super hot and shes your girlfriend and your getting laid a lot and she doesnt expect you to spend a lot of money.....you got a really really good bargain right there....shes a keeper.....=)....this is rarely ever the case.


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