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Old 09-08-2020
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Default Is there any way to get interest free loans ?

Are there any realistic ways of getting interest free loans in the UK ?
Is that even a thing ?
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Default Re: Is there any way to get interest free loans ?

An interest-free overdraft should last at least a month. If you need something much longer, you can take out a credit card and pay it back only when the interest free period is due. That would be a few months down the road.

In the end, you'd find that no credit is truly free. The lender is in it for something.
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Old 09-08-2020
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Default Re: Is there any way to get interest free loans ?

Quote:
Originally Posted by Pandoras_box View Post
An interest-free overdraft should last at least a month. If you need something much longer, you can take out a credit card and pay it back only when the interest free period is due. That would be a few months down the road.

In the end, you'd find that no credit is truly free. The lender is in it for something.
Not really what I was looking for as they are still interest as if you are late you pay back with interest.
Itís probably impossible to find what I am looking for tbh in the UK ...
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Old 09-08-2020
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Default Re: Is there any way to get interest free loans ?

Probably would be quite hard because why would anyone give away money for free ultimately
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Old 09-09-2020
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Default Re: Is there any way to get interest free loans ?

Quote:
Originally Posted by Sosaa247 View Post
Not really what I was looking for as they are still interest as if you are late you pay back with interest.
Itís probably impossible to find what I am looking for tbh in the UK ...
Seems logical - maybe not best bet is friends or family...

Last edited by ilcarletto; 09-12-2020 at 03:06 PM.
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Old 09-11-2020
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Default Re: Is there any way to get interest free loans ?

Quote:
Originally Posted by Sosaa247 View Post
Not really what I was looking for as they are still interest as if you are late you pay back with interest.
Itís probably impossible to find what I am looking for tbh in the UK ...
I mean, do you think an interest free loan would still be free if you were late?
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Old 09-11-2020
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Default Re: Is there any way to get interest free loans ?

Quote:
Originally Posted by james13v View Post
I mean, do you think an interest free loan would still be free if you were late?
In theory there are other ways
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Old 09-12-2020
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Default Re: Is there any way to get interest free loans ?

Quote:
Originally Posted by JamesNorth101 View Post
Probably would be quite hard because why would anyone give away money for free ultimately
There is some precedent for negative interest rates as part of a large economic policy to increase lending in the hope of stimulating economic activity.

But for Joe unemployed who just wants to buy a car... no.
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