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Default Uk : uni vs Apprenticeship/ working

In my opinion university in the England is of the biggest scams out there . Unless you have parents who are willing to pay your tuition fees it is such a big scam and in my opinion waste of time .
Most people will go for 3 years while taking the student loan getting into debt only to move into a job paying less than £25k.
My problem is why would you waste 3 years to get a job for that money when you could have gone the apprenticeship route and already made way more money .

Also nowadays degrees have lost their value especially in England - I mean literally everyone has one .
And how are people not saying anything about the government charging 9.5k a year in fees from students who come from nothing and are forced to go into debt .

This is a random bunch of thoughts which probably doesn’t make sense - in the way it is structured - but I will keep it anyway .

Last edited by Sosaa247; 2 Weeks Ago at 05:52 PM.
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Default Re: Uk : uni vs Apprenticeship/ working

Degrees haven't lost their value ... if you are doing a degree in art or media then you are wasting your time. You are better off learning off youtube and starting your own media business.

Doctors, Lawyers & Accountants still need degrees.
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Default Re: Uk : uni vs Apprenticeship/ working

You clearly don't understand how and when the debt is repaid.

There are degree courses which will help you.
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Default Re: Uk : uni vs Apprenticeship/ working

I graduated from university 2 years ago and i have to agree with you. The thing that angered me the most was that my relatives who attended uni a few years prior to me were only forced to pay 3.5k a year whilst me and everyone else after me had to pay 9k a year which is quite frankly a ridiculous amount and that's not even counting the insane level of interest they charge each month on that debt after you have graduated. And then there's also maintenance loans which increase your debt and the only worthwhile thing was the maintenance grants that was free money basically and now students in the recent years can only take maintenance loans out and grants are no longer offered.
You've wasted 3 years and are 60+k in debt that is rising rapidly by the month only to get a job that is almost always under 25k for graduates if you're not in london.
The main issue is that teenagers who don't know much about the world are forced to make such a huge decision about their future and there's so much pressure with parents and friends going to university that you think it's the correct thing to do. There is no weighing other options or taking a good long think about it, you just go along with what you're being told and that's mostly to go to uni and graduate into a 20k/year job. Whilst your peers who didn't go to uni are making way more and a lot better off. Colleges and parents especially need to stop forcing college students that are about to graduate into going to university.
It's a total joke and i completely regret going to university. That piece of paper is not worth even 10% of the debt that i have had to take on to acquire it but mostly the time wasted where i could have achieved a lot more. Everyone can take loans and get a degree, it's just not something special or worthwhile anymore. As for Lemon263, i do know how loans are paid in this particular situation. You pay monthly a portion of it, there's a calculation that i'm not going to bother writing here but essentially if you make over 25k, you start paying the loans off e.g. £100 per month and you're obviously never going to have it paid off because of the high level of interest that makes your payments negligible. Also, your debt gets written off after 30 years but let's be realistic, you're obviously going to make more than 25k sooner or later and be forced to start paying the loan off, and even if you don't, you're going to be 50 years old and then your loan is written off, it simply doesn't matter at that point. Also James you are not correct. I can personally tell you that Accountants do NOT need degrees at all. As a matter of fact, not going to university is a more effective and efficient way of becoming a certified chartered accountant with less money spent and less time wasted. So it's better to simply go directly into an accounting job that also pays for your ACCA exams and is also providing you the necessary experience so you're killing two birds with one stone instead of wasting 3 years at university. I can't speak on lawyers or doctors but i'm sure lawyers have better alternatives than university. Doctors however do need do go through the proper channels of med school or a degree in medicine and then go from there. Overall a terrible system, and a huge regret in my life. p.s. being an accountant is soul-draining. /rantover
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Default Re: Uk : uni vs Apprenticeship/ working

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Originally Posted by vmdetection View Post
I graduated from university 2 years ago and i have to agree with you. The thing that angered me the most was that my relatives who attended uni a few years prior to me were only forced to pay 3.5k a year whilst me and everyone else after me had to pay 9k a year which is quite frankly a ridiculous amount and that's not even counting the insane level of interest they charge each month on that debt after you have graduated. And then there's also maintenance loans which increase your debt and the only worthwhile thing was the maintenance grants that was free money basically and now students in the recent years can only take maintenance loans out and grants are no longer offered.
You've wasted 3 years and are 60+k in debt that is rising rapidly by the month only to get a job that is almost always under 25k for graduates if you're not in london.
The main issue is that teenagers who don't know much about the world are forced to make such a huge decision about their future and there's so much pressure with parents and friends going to university that you think it's the correct thing to do. There is no weighing other options or taking a good long think about it, you just go along with what you're being told and that's mostly to go to uni and graduate into a 20k/year job. Whilst your peers who didn't go to uni are making way more and a lot better off. Colleges and parents especially need to stop forcing college students that are about to graduate into going to university.
It's a total joke and i completely regret going to university. That piece of paper is not worth even 10% of the debt that i have had to take on to acquire it but mostly the time wasted where i could have achieved a lot more. Everyone can take loans and get a degree, it's just not something special or worthwhile anymore. As for Lemon263, i do know how loans are paid in this particular situation. You pay monthly a portion of it, there's a calculation that i'm not going to bother writing here but essentially if you make over 25k, you start paying the loans off e.g. £100 per month and you're obviously never going to have it paid off because of the high level of interest that makes your payments negligible. Also, your debt gets written off after 30 years but let's be realistic, you're obviously going to make more than 25k sooner or later and be forced to start paying the loan off, and even if you don't, you're going to be 50 years old and then your loan is written off, it simply doesn't matter at that point. Also James you are not correct. I can personally tell you that Accountants do NOT need degrees at all. As a matter of fact, not going to university is a more effective and efficient way of becoming a certified chartered accountant with less money spent and less time wasted. So it's better to simply go directly into an accounting job that also pays for your ACCA exams and is also providing you the necessary experience so you're killing two birds with one stone instead of wasting 3 years at university. I can't speak on lawyers or doctors but i'm sure lawyers have better alternatives than university. Doctors however do need do go through the proper channels of med school or a degree in medicine and then go from there. Overall a terrible system, and a huge regret in my life. p.s. being an accountant is soul-draining. /rantover


Yeah I 100% agree with you . I did 1 year of uni but decided to drop out . From doing this 1 year which Wasnít even a full year due to Covid - I owe them around 15k- which is ridiculous, half of the year was spent at home with low quality online lessons .
In my opinion the field in trying to get into is much better to get into through other routes .

However I do believe that for specific fields such as to be a doctor / dentist going to uni is definitely better but you still need to look at the issue of funding.

Too many people are peer pressured and even forced to go uni because itís the norm - they donít understand that there are other routes .
I find it strange that people who didnít go to uni and didnít have to take out these huge loans are usually the ones pressuring others into going - they think everything falls into place and is easy once you have a degree .
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