Hey there Gremlin, sorry to hear about merchant acct. situation.
I have tried all 3 Adsense, Clickbank and Amazon assoc.
Clickbank and Amazon will pay but you need a mountain of targeted traffic.
Adsense is okay. Forget the skyscraper blocks,tried them and I found what works best for my stuff via trial and error.
Adsense allows 3 blocks.
Put all 3 block in the body of your page, not on the sidebar.
1st block should a be the thin line of links, like on this page Free Posters, Get Free Concert Posters Here
2nd and 3rd blocks should just be tiny single ad units placed
inside of your body text, preferably above or below an image.
Those will get the get the best click thrus.
make sure you put a visible line box around the 2nd and 3rd ad units so you don't violate their tos.
Another adsense option is to do a Google knol on a high value CPC, you will get the adsense $ from that too. Like with squidoo, but I don't have experince with that.
Also check out Comission Junction, for your stuff they have a ton of programs that may pay better in the end than adsense.
Cheers!
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