Propay work well?

[ilovemymac]

I Am seeing a number of sellers on eBay using pro pay some pro pay only.
My question to any of you who accept it have you had issues with people ok with it? It says they just pay with a credit card and don't need to sign up for anything. And allot of people pay with credit card on PayPal anyway.

I just do not want to offer only PayPal as I know there are many out there who can't use PayPal and those who don't want to.


Thanks

[SUVE]

ProPay will work well for a US eb a/c.

If the buyer is uncertain, you just kindly explain its simplicity/ease/convenience.

[Furious George]

Propay screwed me a number of years ago, non ebay related.

It's so simple and quick to use paypal, I just go with it on every new account.

[SUVE]

Any payment processor will 'screw you' if they deem fit in some manner but on the whole, these folks can work with respect to the OP's query.

[ilovemymac]

As long as im on the up and up i dont see any reason for screwing me. However paypal they just do it to do it sometimes.

[Furious George]

In respect to the OP's query, paypal is widely accepted and advertised on ebay as the only way to accept payments. Your business will suffer if you don't accept it.

I'm certainly not a fan of paypals unfair practices just like I'm sure all of us are not also. I was simply sharing my past experience with propay.

I was screwed (no quotations) by authorize dot net once over a nightly rental customers chargeback. However, I still use them and they provide a great service, for the most part.

[SUVE]

I was infact speaking to a stealther who showed me several of his eb/ a/c which he has successfully operated under both authorize.net & propay without issue.

I appreciate you were sharing your experience & I don't doubt it, however my point was to allow the OP to ascertain that this is certainly viable.

[GreenBean]

Only as viable as the seller's ability to get buyers to use services other than PayPal

This is the bottom line of using other payment services

Can the buyers be aided to making use of other methods of paying?

It is certainly not so easy to have other choices used. Sales can be affected

[SUVE]

Originally Posted by GreenBean™

Only as viable as the seller's ability to get buyers to use services other than PayPal

This is the bottom line of using other payment services

Can the buyers be aided to making use of other methods of paying?

It is certainly not so easy to have other choices used. Sales can be affected

You make valid points GB.

I have been reviewing the eb a/c attached to payment providers such as propay & authorize.net.

These other US a/c have had large sums of money transferred through them in a short time period without any issues. The sales also appear to be unaffected when compared against those eb a/c attached to the pp a/c.

Op, I would try a few & go with one that works for you.

[jeffweico]

Here is the biggest difference between PayPal and a real merchant account:

PayPal will shut you down without warning and without explanation. Yes, they will give you some generic information, but will never tell you what their specific issue is.

A REAL merchant account provider is much less likely to shut you down without notice. If a problem comes up, they will usually discuss it with you. If you are deemed a risk, they will let you know from the beginning and explain what your monthly sales limit is upfront, or let you know there will be a "rolling reserve" on your account. You can talk to a human being who most likely is not reading off a script.

The tradeoff is, a real merchant account provider will want more information from you. An SSN/EIN is a MUST and they WILL run a credit report. They will want to know what exactly you are intending to sell and MAY - UNDER CERTAIN CIRCUMSTANCES - ask for your supplier information. There can also be monthly costs involved, in addition to the transaction fees, although those costs are usually pretty low thanks to competition.

Usually, the only way to lose a merchant account without notice is if they feel you are committing fraud or selling counterfeits. It could also happen if they suddenly receive a ton of chargebacks. But chargebacks are pretty rare - YES, they happen, but normally only in a small percentage of cases.

Unfortunately, on eBay, customers have been conditioned to use PayPal and look upon sellers who do not offer it suspiciously. By advertising themselves as the safe way to pay, they make customers think that paying by credit card the normal way is UNSAFE.

[ilovemymac]

I like square and flint for this reason. They don't ask allot of questions it's just hey here you go and in 24 hours I got money. They don't care as long as I swipe in person if its via Internet it's just limited to several thousand a week. But simple thing is have 2 checking accts or something and then you can double your sales without them holding money.

However people do not like to give cc info out to unknown people. In our case we are an established company outside eBay and have a website. We are a wholesale distributor and are incorporated. I don't know if that makes people feel more safe or not.

[rsot]

Originally Posted by ilovemymac

However people do not like to give cc info out to unknown people. In our case we are an established company outside eBay and have a website. We are a wholesale distributor and are incorporated. I don't know if that makes people feel more safe or not.

Definitely makes people more safe - not like handing over cc to new and unknown individual sellers

[Nikez87]

Originally Posted by rsot

Definitely makes people more safe - not like handing over cc to new and unknown individual sellers

Agreed. For most people starting out, they do not have an established website to accept CC payments, although it would be very nice. Most buyers on eBay wouldn't dare directly give out their CC info, no matter the feedback/rating of the seller. It seems that people have become accustomed to checkout systems as opposed to providing info, as if gives them some since of security.

Think about it, CC companies and banks are always telling customers not to reveal any of their information (including CC #) to those they don't know. But nowofdays we all use checkout systems for everything to paying bills to ordering food. Basically, we feel safer giving info to larger mainstream companies.

..hope I didn't get of track too much or ramble.

[vogeltron]

Seeing a few ProPay only sellers myself. Even one selling nothing but phakes but I know they don't Vero police the items as much. Usually those fall under the Trademark Violation from users reporting etc. It is an interesting concept.

For someone who has had their legit PayPal dinged could possibly set up a stealth accounts for eBay and PayPal using a potential variation of info. Then once established use ProPay as their merchant account. I know most eBay members at-least in the US have essentially become accustomed to PayPal. But this potentially could be another option for many sellers. I am intrigued by it.

[rsot]

I have noticed that too vogeltron - along with the use of Skrill.

[GreenBean]

Originally Posted by vogeltron

I know most eBay members at-least in the US have essentially become accustomed to PayPal. But this potentially could be another option for many sellers. I am intrigued by it.

Not specific to USA.

Buyers in most of the countries are paypal brain-washed.

A seller's time will often deter their using such a service.

Breaking thro' the brain-washed buyer is a slow process.

Not to say it can not be done. Skrill has an edge

[rsot]

Skrill is definitely pushing a bit more worldwide.

[GreenBean]

Has spread to a larger clientele

[rsot]

True - wish eB would open up more to other acceptable payment processors...without needing merchant account status

[GreenBean]

But but but PayPal is wonderful

[vogeltron]

For the US seller who has burned all their non eBay Stealth Start overs. I can see why they would try to run a eBay account with only ProPay. I agree with the stealth process. That is why I run many of them myself.

PayPal is no doubt eBay's preferred payment provider. But if you have been booted on eBay/PP and can get back on eBay using ProPay as you your payment processor I don't see why not.

I always advocate running many Stealth Accounts. But especially in the US with the 1099K limitations and everything else. Any way you can buy, borrow or steal to get back on eBay without throwing someone under the BUS. I understand.

[vogeltron]

I am intrigued with Propay for US accounts. Has any US members used it. Do the force you to provide tax ID up front? I know that is a huge question for many US stealth users.