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By January 2009 all payments will be integrated through EBAY Checkout
 

eBay will be spying on everyone's authorize.net accounts come January 2009

This forum missed the most dreadful part of this:
Fees August 2008 Other Updates

I've asked Auctiva about this a couple times and they all say they believe eBay is getting rid of third party checkout.

This means if you have a merchant account, you will need to get dozens of authorize.net accounts and then explain why. The only reasons I can think of are:
1) You want to have different AVS requirements at different times and you can't switch this easily without different accounts.
2) Based on authorize.net's fraud screening service that it can limit the repeat IP addresses when someone hammers up 20 declines for some reason you can drop them down to 1 try then it won't try and won't charge you fees for the decline. But if you for instance have different websites or whatever and a customer comes to both and pays at once, it is annoying to explain why they were declined.

But the worst thing is...!!! How do explain to your merchant account provider if you get suspended a lot that you want to constantly change authorize.net login IDs... unless somehow authorize.net will let you do that whenever you want

Does this mean that Fleebay will have access to Merchant Account details?

Accepted Payments Policy Changes: A more detailed explanation with video.

Thanks for the answer Modee.
I'm seriously considering the one-on-one support. I'll be setting up a new account next month (have to wait for funds) and I want to get the most out of it. Are there levels of service, or one set price?

Authorize.net is a terminal, not a merchant account. A terminal is also a physical card swipe system. Authorize.net is the internet version.

As for cartmanager, can it be integrated into Auctiva? As far as I can tell, no. Then it likely won't be integratable into eBay's new system. If eBay will let any website be a checkout buffer, then about anyone could make lots of much more inexpensive websites and do it. For instance, get a cheap managed VPS host and then buy cheap .info domains that are usually about $5 each and that's a buffer, too.

That will depend on how eBay's built-in checkout system will work. If eBay will only point it to main internet terminals and sites like propay, or instead to more sites than this.

Also after eBay announced propay, well this happened:
ProPay: eBay Announcement
That is something for a site that when you go to its web address without the www. ( http://propay.com ) that it gives a low-level error message.

HI: I signed up for a propay acct, and it gets handled through wells fargo bank

hmm odd Authorize.net is owned by the former bidpay.

No wonder ebay will be able to see Authorize.net cause bidpay and ebay had a thing going in the past and was under approved payment methods

I am confused. If Ebay is going to require that all payments be electronic and done through their site using an approved merchant account or paypal, starting in October, does using Cartmanager get around that. If so I am really interested. I already have a merchant account and use authorize.net.

eBay explained it more at: Fees August 2008 Other Updates FAQs


Finally, they admit it.


Looks like eBay is bypassing authorize.net to force sellers with merchant accounts to use an eBay gateway. This gateway appears that not only will it spy on seller's information, but it will be less secure than authorize.net. Authorize.net has a ton of security features in its fraud detection system and even without it, it shows the customer IP so if someone has an IP on the other side of the world from where they order then you know something is up. Here's proof: PayPal Payflow payment gateway vulnerable to XSS | News | XSSed.com

This gateway is part of paypal, too: "Payflow Payment Gateway" - Google Search

Actually propay will work as stated on their site, they're eBay partners. The only question for them is whether they'll give your personal information to eBay.

Thanks for taking the initiative on this Modee.

The below is eBay claiming they don't know how it will be in January 2009. In other words, eBay high level execs are keeping it secret then will spring it on everyone.


The log is me in livechat:

first of all ilmao @ laptopsdirectfromnigeriatoyou second of all live chat is a waste of time. Even if they did know anything they arent going to spill it on a live chat if ebay hasnt released any statements about it.

if I get a merchant account, as the one recommended in the stealth book.
is it ok to open the merchant account it in your real name? or will this be seen.

I also notice that ebay is going to stop accepting checks/money orders as payment. crazy control freeks!

If we use Cartmanager. Do you have to put the Cartmanager Paypal email in the item listing?

Right now I just input a non paypal email where to send payments to and include a message in my auctions that I don't take paypal. I wonder if the new integrated checkout will affect this.

Has anyone found out if ebay can find info from propay?

god all I have to say is WOW.

I talked to a my ebay rep about this and he said no way it will be January...... he said more like mid year..... just a little FYI

So this means no more being able to accept Google checkout outside of eBay right?

Yes, if you say you accept Paypal and have verbage in your listings that says otherwise, your listings will be pulled. I know from experience.

Also, this whole ebay checkout thing, I dont understand what this will change? So buyers checkout using ebay, so what?

http://www2.ebay.com/aw/core/200901081220082.html

So you have to call your merchant account provider, have it connected to Payflow, so then eBay will know all info about you and can ban you more easily. Payflow is some gateway related to PayPal that I mentioned earlier. I'd read in summer 2008 that payflow was up and working. I guess in March 2009, eBay intends to connect it with its website. Who knows if they'll try to force people to use it.

PayFlow Gateway:
Pros:
* Likely cheaper than authorize.net or free

Cons:
* eBay tracking you more
* Might lack features of authorize.net such as viewing buyer IP, the fraud detection suite that can stop someone from hammering 30 declines and costing you a lot of money

Well this is sad and would seemingly CHANGE EVERYTHING....unless someone can find a way around this one, doesn't look like opening up new accounts will do any good as paypal will still have CONTROL over our money!:mad: This s*cks!:(

so correct me if i am wrong, but they are not forcing you to use payflow, they are just offering it to link it with their checkout system.

Yes I am confused about this as well. I use the same merchant account on 3 different accounts.

Well, I've actually read E-pay's new 2009 policy changes. If my grammar school understanding is correct, they will be REQUIRING all merchant accounts to be linked to their system of CONTROL!:mad:

As your new "gateway", I would assume they can BAN you from your merchant account as well. Any thoughts? Grrrrhhhhh...I f*ckin hate E-pay/Paydevil!!!!

I think they'll beta test it and then end up forcing everyone. Last summer eBay said January 2009, they'd do it. Modee then said he found out it wouldn't be until summer 2009 or something and turned out to be right.

Anyone hear any updates to this yet? I found this...

---
Fri Jan 9 2009 09:25:20
eBay is making changes to its payment flow that will ultimately force buyers to enter payment information through its checkout system. It looks like the end of the deadbeat buyer when the changes are rolled out completely later in the year, since eBay would know automatically if a buyer has not paid a seller.

While it may look like the significant news in today's eBay announcement was the addition of PayMate and Moneybookers into eBay's Accepted Payments Policy, the big news is that sellers with their own merchant credit-card accounts will have to integrate with eBay's checkout through its Payflow Gateway.

ProPay is currently the only third-party system integrated with eBay's checkout system. When buyers choose to pay via ProPay from sellers who offer it as a payment method, the buyer is taken to a secure ProPay page during the checkout process where they actually enter their credit card information. eBay sends all the information necessary for ProPay to process the transaction on behalf of the seller in a seamless process.

The significance of these changes is that eBay can force buyers to pay immediately upon checkout - even if the merchant has their own credit-card merchant account.

Further thoughts: What happens in an auction situation? Ed at the BuildaSkill blog noticed that eBay's Griff had revealed in an interview that eBay would, as part of an effort to eliminate the unpaid items problem, automatically take money from the highest bidder's account or credit card and put it into the seller's account (for auction format listings). The revelation drew mixed reactions from sellers on the eBay discussion board.

It looks like it will take some time for these changes to roll out - the gateway won't be available until March, and eBay still allows third-party vendors to offer their own checkout system, though it already told them in June it would be doing away with them. More on this in tomorrow's Newsflash newsletter.

On the AuctionCheckout site, they say they will be soon rolling out a merchant account that can be integrated directly with ebay

Sounds like they are gettng ready to start charging higher rates to integrate with ebay. Thats what I get. But what everyone wants to know is how they will share info. Thats the thing that has got people worried.

December 16, 2008

eBay Checkout and the Coming Changes

A few months ago, eBay announced changes they are making to eBay checkout and to the payment types that can be accepted. Since this announcement, we have been working diligently to be able to continue our services on eBay. The information below will shed some light on how these changes will affect our current and future customers.

Changes to eBay are stated to begin in January 2009. eBay announced that Payflow integration will be available for any user that wishes to use their own merchant account. Details on PayFlow at this point are not completely available at this time, but it does appear that the PayFlow service will be free for anyone that chooses to use it. (Please check with eBay for further details.) If you are an Auction Checkout Gold account user you will be able to use the merchant account that we set up for you and directly integrate it into eBay’s checkout using PayFlow. Auction Checkout will issue you with a second Terminal ID (TID) number for this purpose.

If you have a Blue account with us, you can still use your merchant account with eBay’s checkout, but you will have to contact your merchant processor directly for assistance. Unfortunately, the Blue account service will no longer be accepting new registrations starting in January. Current Blue account users will still have full access to their accounts until further notice.

In lieu of our Blue service, Auction checkout will be offering a new account type. The new Auction Checkout account will specialize in setting up a merchant account that is compatible with eBay’s checkout and we will assist you with integrating your account with PayFlow.
More information will be made available as we receive it from eBay. If you have any questions, please contact us at helpdesk@auctioncheckout.com or by calling us at 800-975-8364.

Thank you,

AuctionCheckout.com

Oh stop plugging cartmanager...lol.

You wont be able to use cartmanager after the changeover, which said to be starting in march and going in effect in june. So the real result of this thread is to find out exactly how this will be updated.

ok i just found my 1st ebay account from 01 is still active. I never had a paypal account with this ebay account. This was back when i thought it was crazy to trust an online company with my banking info. Boy was i right... Should i set up a merchant account now so i will be grandfathered in or does it not matter. Right now i dont have much to sell and the 3 stealth account are running just fine for the meantime. Any info would be great. Thanx

Should i set up a merchant account now so i will be grandfathered in or does it not matter.

That is what everyone would like to know. From the text..It looks like it wont matter, but there really hasnt been any talk of grandfathering. So maybe they will, maybe they wont. My guess is they wont.

Modee,

We just recently went through tech support together, and I setup a CartManager account. Will this policy change prevent me from creating new accounts that use CM? From what I read in your post, those who are CURRENTLY using third party may continue using... what about new accounts? Say I make another account in Feb, will I be able to use CM?

There are a few references to ProPay in this thread. I can't find the thread right now, but I thought ProPay limits your account to $1500 in monthly withdraws. Has this changed, or am I mistaken?

Found it.
http://www.aspkin.com/forums/paypal-...native-pp.html
Posted: 09-25-2008, 01:13 PM by Quasi_Mojo

Its average at best. My customers think the checkout form is some ⊗⊗⊗⊗ form. It is very remedial, but there is only one other company out there so tis really the only option. I constantly have to resend customers invoices, customers get invalid checkout links, ebay and cartmanager mistakenly mark things as paid without the customer doing anything. Its average software at best but no one has anything better.

i think im just gonna stick it out with paypal a bit longer