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-   -   Best US Banks for limited paypals? (https://www.aspkin.com/forums/paypal-limited/112699-best-us-banks-limited-paypals.html)

backplaya33 12-03-2017 10:09 AM

Best US Banks for limited paypals?
 
I used to do this a lot a few years ago... Kind of rusty though. Anyways long story short, I have 5 paypals with amounts between $400 and $1300. I'd be willing to make separate bank accounts for all of them too.

Back in the day I used to use Suntrust. It was easy to make multiple accounts and was able to do it all online. Is anything like that still around and that easy?

I also was able to use Chase bank. It was a bit more difficult though.

Anyone here have any experience with any US banks?

Is it pretty much always easy to withdraw once you reach 180 days still? I seem to see alot of people here complaining about not being able to withdraw after 180 days. My Paypal stealth accounts are all old and were made in 2010. The accounts have had no activity since 2010 and still hold the amounts I have stated.

Thanks guys, any help would be appreciated.

dealagreeproceed 12-03-2017 12:02 PM

Re: Best US Banks for limited paypals?
 
case by case basis. any major bnk is cool i would imagine. thats the least of ur worries really.:coffee:

rsot 12-03-2017 12:45 PM

Re: Best US Banks for limited paypals?
 
So many US bank accounts works = even the smaller credit unions are good

backplaya33 12-03-2017 12:59 PM

Re: Best US Banks for limited paypals?
 
Quote:

Originally Posted by rsot (Post 888286)
So many US bank accounts works = even the smaller credit unions are good

All work with mismatched name?

grampastang 12-05-2017 06:14 PM

Re: Best US Banks for limited paypals?
 
Wells Fargo works fine. I have 2 real checking accounts and 12 savings accounts. All 12 savings accounts have their own stealth account. I get deposits in all 12. No problems.

iceman420 12-06-2017 12:37 PM

Re: Best US Banks for limited paypals?
 
us bank is great, im putting together a huge list soon ! check back later ;)

rsot 12-06-2017 12:49 PM

Re: Best US Banks for limited paypals?
 
Quote:

Originally Posted by backplaya33 (Post 888296)
All work with mismatched name?

Many many do - maintain good relationships with them - don't drain accounts to 0 - don't go negative and be stupid.

SaiJin 12-13-2017 09:25 AM

Re: Best US Banks for limited paypals?
 
the stealth guide actually has a list of banks that is recommended for you to use.

nickopedia 12-13-2017 10:38 AM

Re: Best US Banks for limited paypals?
 
Wells Fargo works quite well with stealth, esp. with Business Accounts.

I have opened and closed several accounts with WF, all of which accepting deposits w/mismatched names coming in from PayPal.

iceman420 12-13-2017 11:18 AM

Re: Best US Banks for limited paypals?
 
Quote:

Originally Posted by nickopedia (Post 889931)
Wells Fargo works quite well with stealth, esp. with Business Accounts.

I have opened and closed several accounts with WF, all of which accepting deposits w/mismatched names coming in from PayPal.

the only annoying thing about WF is they keep the account shown on your online page for 90 days after you close it, but Id say WF is probably one the more tolerant banks.

You can open 2 checking accounts and 3 savings accounts all in the same bank with them no questions and desposit mismatched names youll be fine

nickopedia 12-13-2017 10:29 PM

Re: Best US Banks for limited paypals?
 
Quote:

Originally Posted by iceman420 (Post 889944)
the only annoying thing about WF is they keep the account shown on your online page for 90 days after you close it, but Id say WF is probably one the more tolerant banks.

You can open 2 checking accounts and 3 savings accounts all in the same bank with them no questions and desposit mismatched names youll be fine

Did you know you can manage which accounts are visable on your Online Banking console? There are options in your account settings that allow you to add/remove which accouts you want linked to that online profile. If you do nothing, and accounts you close will remain visible for upto 90 days.

WF seems a bit more tolerant with Business accounts. You can often get away with 3rd party deposits and they don't give me any problems. In fact, I have easily deposited checks (via ATM, Mobile Deposit, and in person/teller) that were not even made out to me. Never a question.

Chase on the other hand was nit-picky about 3rd party deposits and went so far to close my checking account because of that.

backplaya33 12-19-2017 07:17 PM

Re: Best US Banks for limited paypals?
 
Quote:

Originally Posted by iceman420 (Post 889944)
the only annoying thing about WF is they keep the account shown on your online page for 90 days after you close it, but Id say WF is probably one the more tolerant banks.

You can open 2 checking accounts and 3 savings accounts all in the same bank with them no questions and desposit mismatched names youll be fine

Ok. Can you open them up online or do you have to go in in person?

backplaya33 12-19-2017 07:19 PM

Re: Best US Banks for limited paypals?
 
Quote:

Originally Posted by nickopedia (Post 889931)
Wells Fargo works quite well with stealth, esp. with Business Accounts.

I have opened and closed several accounts with WF, all of which accepting deposits w/mismatched names coming in from PayPal.


Can you open them up online?

backplaya33 01-17-2018 12:45 PM

Re: Best US Banks for limited paypals?
 
Quote:

Originally Posted by backplaya33 (Post 891141)
Can you open them up online?

I remember I used to be able to open up suntrust accounts totally online can I do it with this?

nickopedia 01-17-2018 01:35 PM

Re: Best US Banks for limited paypals?
 
BofA used to have the option where I could open and close accounts online, but this function seems to have been removed about a year or so ago. I can't find it in the online portal now.

When I inquired why I can't open accounts online, the phone rep said something about to comply with some federal regulation and that I need to visit a branch or call in to open new accounts now.

H4ck 01-29-2018 12:45 AM

Re: Best US Banks for limited paypals?
 
i read awhile back on this forum, that you can just request for a check (usa accounts) and just do mobile check deposit with a bank that allows mismatch names and that will work. can someone confirm this?


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