Re: do not use paypal anymore
Paypal is expensive,if you have your own website,you can apply for a merchant account to process credit card payments,your rate would be lower ,so would be your transaction fee.
But you could end up with higher chargeback fee if your customer files a chargeback and win,and your merchant account provider ,usually a bank can access your bank account not just to deposit your sales proceeds BUt to withdraw fund as well,in case you lose a chargeback.
But you will get better customer service,in a chargeback,it will speak to your customer's credit card issuer and relay back to you what your customer told his cc issuer,and fight for you,while Paypal does nothing
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