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  #1  
Old 02-22-2010
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Default PayPal withdraw money from credit card

Hi there

My paypal fall in negative balance as customer reversed transaction and the funds is been held and reviewed by PyPal.

I have closed my bank account for safety reason, but I can't remove my cc details as it is negative.

Do you guys think that PP can withdraw money from my cc to cover the negative balance>

Thanks
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  #2  
Old 02-22-2010
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I'm interested in this as well..I'm leaning towards "no", that they just send creditors..but i'm not sure.
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Old 02-23-2010
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I may be in a similar situation. If I close the bank account right after transferring the funds out, will that render paypal unable from retrieving funds from it?
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Old 04-18-2010
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Paypal will look for any possible way to get the money from you if you owe them money. And then they will lie about it if u go to the bank complaining, they will say you allowed them to take money from you. They will

Last edited by xyax; 04-18-2010 at 09:43 PM.
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Old 04-21-2010
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paypal is not allowed to touch anything in your bank/credit card
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Old 04-21-2010
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Quote:
Originally Posted by lulbert View Post
paypal is not allowed to touch anything in your bank/credit card
Paypal/Ebay make their own rules. They will just say your account had a chargeback and try to charge or withdraw the money from any account of file.
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Old 04-21-2010
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Quote:
Originally Posted by lulbert View Post
paypal is not allowed to touch anything in your bank/credit card
I'm sorry but your pretty stupid if you belive that.
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  #8  
Old 04-22-2010
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Cancel the credit card and contact your bank and remove the direct debit instruction. (you can do this online aswell)

once you do this it will be impossible for paypal to "take" money

if you do not do this you run the risk of them taking any money them deem appropriate.
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Old 04-22-2010
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Quote:
Originally Posted by lulbert View Post
paypal is not allowed to touch anything in your bank/credit card
Read the terms of service more carefully


The ONLY way to make sure this doesn't happen is to close the account.
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Old 05-23-2010
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Quote:
Originally Posted by First Edition View Post
Read the terms of service more carefully


The ONLY way to make sure this doesn't happen is to close the account.
But you cannot close it if it is limited. So better money in your own pocket then
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Old 05-23-2010
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I've been negative tons of times, they never tried to pull from CC.

However, you can "restore your negative balance" using a CC. I find this option interesting because you can't normally add funds via CC.

I would resolve your negative balance quickly, unless you want to lose the account.
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Old 05-27-2010
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Quote:
Originally Posted by tkt234 View Post
But you cannot close it if it is limited. So better money in your own pocket then
You can close your bank account whenever you want.
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  #13  
Old 05-27-2010
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Quote:
Originally Posted by onlineseller View Post
I've been negative tons of times, they never tried to pull from CC.

However, you can "restore your negative balance" using a CC. I find this option interesting because you can't normally add funds via CC.

I would resolve your negative balance quickly, unless you want to lose the account.
restoring your negative balance isn't exactly adding funds, you're repaying whatever vendor, or customer caused your account to go into the negative.
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  #14  
Old 05-30-2010
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when people say close there bank account do they mean close as in no longer use?

Why would you do that?
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Old 05-31-2010
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report card stolen
best way i know but then you loose any funds

if restricted
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Old 06-06-2010
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You close the bank account so paypal cannot take money from you after the account goes down.


I wouldn't recommend reporting a card lost or stolen. If you do this frequently, it can lower your credit score. And your bank will only allow this to happen to many times before they decide you're a risky customer, and give you the boot.
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  #17  
Old 06-06-2010
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Ask your bank for a new account number, make PayPal look like the bad guy (because they are).
That's what I did and my bank issued me a new card number as well as account number.
You could tell them you've tried unsuccessfully to retract your banking details and want to protect your account.

-digitalslave
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  #18  
Old 06-06-2010
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Tell the bank that your ecommerce login was hacked and PP is being slow to protect you, so you want the bank to help you protect yourself AND the bank.
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