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PayPal $1.2k fund frozen for 180 days. What to do?
 

So PayPal closed my account. I have around $1200 in the account, it all came from one transaction. The buyer didn't have any issues with the purchase.

The $1200 is too much to just wait 6 month and get it. What are my options? Is there a way I can take out the money from the account (There's an option to refund my buyer and ask him to send the money, but I don't trust him).

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

you already know what to do, the decision is yours to make.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

It is exactly like you say, the best option is refund the buyer and then ask him to send you in other way or to another paypal account, but you don't trust him, therfore you must wait 180 days.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

there are 3 options for you:
1. Wait
2. Refund him, then ask him to send to another account.
3. Buy the Paypal company, become CEO and you can get your money out right away.

1,200 is not that much. I know lots of people have much more than that btw :)

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

If you dont trust the buyer than your better off just waiting till they release the funds, sometimes you get lucky and they let you withdraw earlier like 90 days

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

Don't send the money back if all is ok - wait 180 days.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

What is paypal asking from you?

ID, Proof of address and what else?

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

1) ask buyer to send money to another account, but he can easily trick you
2) just abandon the account without sending them anything, and they will give you the money after 180 days.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

If there's no issues after 90 days you can try and call PayPal and see if they are willing to release the funds BUT there is no guarantee of this.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

Google "How to withdraw funds from limited PayPal"...There are many email templates from people who have gotten the funds out as early as 48hours after limitation. Whether it'll still work or not is the question but try!

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

It is only up to the rep, who will evaluate the email from the suspended account owner. In most cases, they WILL hold up to 180 days, sometimes they may release in 45 or 90 days, but it is just a luck, nothing more.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

Lool that email is on the notice board in the cafeteria at PayPal as 'funny of the day' , and they keep it there, because its funny of the day everyday!

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

lol! like every other idiot on aspkin! its too hilarious.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

Are you saying we are all idiots in aspkin?
If so, you do realize you are also on aspkin and therefore also assuming the roll of an idiot with the rest of us? :shocked: :eek:

:pop2:

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

you're in a sticky situation.
I wouldn't trust the buyer with $1200 unless I know him personally so your only option is to wait 6 months

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

Lol in many cases it true. It happens to all of us. In 2007 I got limited with $20k in my PayPal account. Back then you could get an ok return on the money market so I left it all in and was young and dumb. Had to wait 6 months to get it out. I was only 19 at the time so it definitely hurt. Personally my advice to OP is cut your losses move on and when 180 days pass you will get your money.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

is the account new? usually paypal holds payments for new account holder regardless if ebay purchase. They also limit account, if suspicious activity or high amount received. You best option is to refund the buyer, and have him pay if smaller amount over the next few days, if he is willing to do that. Sometimes, calling the Customer Support helps too.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

And what if the buyer doesn't comply....?

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

Wait Wait Wait

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

depends how you made the account and how many flags its recieved, typically i phone up and act dumb and desperate and be polite. worked twice so far with no casualties.

it isnt for everyone but i like to deal with problems how the conventional person would

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

Try sending this email. Make sure you adjust some dates throughout the message. It may help you get the funds earlier (45 days is the earliest)

I am respectfully requesting that the hold on my funds/account be lifted. I am not necessarily requesting that my account be re-opened or allowed to continue to use the PayPal service, as I have already taken my business to your largest competitor and I am no longer in need of PayPal’s services.

I have previously requested a review/appeal of my case which was denied. Although I still disagree with the decision to deny my appeal I will abide by it – however because I feel that holding my funds for 180 days for a non-fraudulent violation of PayPal’s Acceptable Use Policy is excessive, and perhaps a punitive abuse of power, I will be filing complaints with the following agencies on Thursday morning, April 30, 2015 if I am not satisfied with PayPal’s response to this request to release my funds:

(agencies in the states that I reside or have a business presence in)

The California Office of the Attorney General

Consumer Complaint Against A Business/Company | State of California - Department of Justice - Kamala D. Harris Attorney General

The Washington State Office of the Attorney General

https://fortress.wa.gov/atg/formhand...laintForm.aspx

The Florida Office of the Attorney General

Florida Attorney General - Citizen Services Contact Form

The Arizona Office of the Attorney General

Florida Attorney General - Citizen Services Contact Form

Additionally:
The United States Federal Reserve

What do I need to know before I file a complaint? | Federal Reserve Consumer Help

(I understand that PayPal does not operate as a “bank” which is precisely why they may be interested in such complaints)

The Better Business Bureau:

https://odr.bbb.org/odrweb/public/complaintlink.aspx

All complaints will be filed “online” Thursday morning April 30, 2015 and written copies will also be sent via certified postal mail.

I understand PayPal’s need for holding funds for credit card chargeback purposes, however a review of my account history for the last year will reveal a very low chargeback rate as well as a very high customer-satisfaction rate. I feel that any reasonable person would conclude that holding my entire balance for 180 days is excessive and my be viewed by some as punitive or as already stated, an unnecessary abuse of power and perhaps even contrary to the laws of some states. That being said I have no problem with, and agree to leaving a balance of $100 for credit card chargeback purposes for the duration of the 180 days. I feel that this is a fair resolution while still leaving PayPal with the means to charge back any future credit card disputes to my account.

I also would like to continue doing business with PayPal if possible if the limitation team reconsiders my appeal. The documents and information provided was COMPLETELY valid and was provided at the best and fastest way possible.

Please be aware that replying with the standard “this is part of the terms of service that you agreed to” will not satisfy my request, or deter me from filing my complaints with the agencies listed above on the morning of Thursday April 30, 2015. It will be up to those agencies to determine if PayPal is operating within the law, abusing power, etc. I am simply seeking a resolution that is fair and in the best interest of both parties.

Thank you for your time again in looking into this matter.

Case PP-003-870-079-514

Recipients are:
david.marcus@paypal.com, moldenburg@paypal.com, sthompson@paypal.com, mhentges@paypal.com, crme@paypal.com, mvergara@paypal.com, cwong@paypal.com, executiveoffice@paypal.com, harbor1@paypal.com, ppelce@paypal.com, Europeanservices@paypal.com, resolutions@paypal.com, appeals@paypal.com, compliance@paypal.com, webform@paypal.com, spoof@paypal.com, aup@paypal.com, press@paypal.com, apires@paypal.com, pending_reversal@paypal.com, global2@paypal.com, intl@paypal.com, ppe_courtesycredit@paypal.com, scott@paypal.com, complaint-response@paypal.com, abuse@paypal.com, Europeanservices@paypal.com, service@paypal.com, mbarrett@paypal.com, thoffman@paypal.com, jamiep@paypal.com, sphillips@paypal.com, moldenburg@paypal.com, mmelville@paypal.com, rpelegero@paypal.com, cscheible@paypal.com, rmansell@paypal.com, cfrezzo@paypal.com, rxovox@paypal.com, dchiu@paypal.com, bleggett@paypal.com, nswanson@paypal.com, sgorman@paypal.com, sbraunstein@paypal.com, zxin@paypal.com, asteingruebl@paypal.com, jstephenson@paypal.com, nharvey@paypal.com, pierre.pellissier@paypal.com, japalmer@paypal.com, smcconnell@paypal.com, svolk@paypal.com, pierre.pallissier@paypal.com, jwebster@paypal.com, ihaque@paypal.com, jcavanaugh@paypal.com, philipp@paypal.com, pjustus@paypal.com, sguilfoyle@paypal.com, jennishow@thesync.com, jbainbridge@paypal.com, canderson@paypal.com, gcassels@paypal.com, esalvatierra@paypal.com, nmezo@paypal.com, snikolaev@paypal.com, rbhargava@paypal.com, sanjain@paypal.com, dtm@paypal.com, hhall@paypal.com, frzhou@paypal.com, christian.steiner@paypal.com, petera.thiel@paypal.com, bsims@paypal.com, strikha@paypal.com, mobile@paypal.com, dcouncill@paypal.com, tblackwood@paypal.com, rpelegaro@paypal.com, mlapus@paypal.com, anayar@paypal.com, dspievack@paypal.co.uk, rclick@paypal.com, matthew@paypal.com, mwebb@paypal.com, mhiggins@paypal.com, pvogt@ebay.com, mark.osullivan@paypal.com, gforman@ebay.com, cshihady@ebay.com, teampaypal@accesspr.com

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

Has that ever worked? Not gunna lie, I don't see it going well lol

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

It can work IF there was no cases, claims, chargbacks etc..

If you have had any issues then no it does not work.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

I know someone who works at attorney generals. They can't do anything about your situation.

They will most likely refer you or just send a generic response to PayPal and PayPal could careless what they have to say. In order for the attorney generals to take action on something like this they need ALOT of people filing the same case. There's really nothing they can do but be used as "imitidation" but again PayPal could careless.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

Taking Paypal to the court will go to nowhere. They have their own policy and you must follow it.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

its, been 180 days over, My they still holding my $800 and, and they gave me $25,000 negative balance for non-compliance with Paypal Acceptable Users Policy , AUP .

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

If you want to take risk send them your 1200$ and ask to return it back

to any other paypal account. Other wise wait for 180 days.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

How can that be? They make it negative only if your customer opened disputes...

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

Superasian, use your stealth guide membership to get a free 6 mo VIP access in the forum.

ABout your issue... $25000??? In negative? Your buyers must have opened a trememndous amount of claims... you need to worry about this rather than the $800.

Re: PayPal $1.2k fund frozen for 180 days. What to do?
 

DO NOT refund the buyer. There is no way to guarantee they will repay. At least this way you are guaranteed the money you just have to wait the 180 days. I have posted below option for getting the funds out after the 180 days.

As for a negative balance of $25,000 it is not some random charge paypal decided to fine you it is because you had complaints opened and/or chargebacks and that is very serious. Because with that amount of money paypal will definitely investigate and make it a priority to find the owner of the account. A few hundred even a thousand they may overlook and see as not worth pursuing but 25k thats serious. You need to look into that matter further and see what complaints you can solve, provide proof of shipment and confirmed delivery, provide invoices and contact information of suppliers if they are complaining about what was received,

As for getting the funds now, what documents is paypal asking for? Is it possible to get this information and send in? you can try to continue to send something over and over in hopes of them lifting the limitation. (on one thread I read a person in China kept sending a picture of a dog over and over when they asked for more information and after awhile the limitation was removed, possible that an automated system is reviewing the documents and not a human) Worse thing that can happen already did its limited so doesnt hurt to try.

And as for getting the funds after waiting the 180 days if you do not have a bank account attached to it (if you do keep the bank account alive till you are able to withdraw funds to it) is as follows.

I have posted this response to similar threads but it applies. There is more help and information on the similar threads as well so just take a look.


If your accounts are currently limited but still in the 180 day period I would add a bank account or a prepaid card with a billing address that you have access to NOW. do it now before the 180 days is up otherwise it is difficult to do so after the 180 days.
--------------------
I have had this trouble as recently I had some funds eligible for withdrawal on several paypal accounts. What I did was add a prepaid card with my shipping address(one I have access to) as the billing address, enter whatever address you want the check to be mailed to as the billing address for the card. Go to wallet and add it, it may give you an error saying they can not process it at this time, some sort of error.

Just keep entering it and resubmitting it, keep clicking the button over and over again until it says complete and confirms the card added. IT WORKS, just have to be patient and reclick.

IMPORTANT! When you make the billing address in the Address line section, you can enter PAY TO THE ORDER OF and then your name, or ATT and your name.

That way even though the check that is mailed to you will have the stealth name on the check it will have your name on it as well. I have cashed MANY checks this way at the ATM with no problems. Trick is just to have your name in the billing address some where.

Once you have added your prepaid card to your wallet, go ahead and request a withdrawal by check. It should allow you to choose the shipping address which would be the billing address you just added with the new prepaid card.

and there you go. In a few days or weeks you will get a check in the mail to the address you chose with your name on the check, sign it and deposit it into your bank account by way of ATM.

Hope that helps!