Forum

Paypal getting tougher on SSN with limitations
 

I call in at least 2-3 times per week for limitations. I spoke with one rep at Paypal who told me that sometime this year they will be requiring SSN for all Paypal accounts. He said some piece of legislation has passed that is requiring Paypal to do this. Does anyone know what legislation he is referring to? I was limited on one of my accounts this past weekend. The guy told me he had to get my social security number and there was no way around it. I went round and round with him on the phone. Finally, I asked him to transfer me to the legal department and asked who their person for purpose of service was. He told me he was putting me on hold while he went to retrieve this information. After 10 minutes, he picks up the phone and tells me that his bosses told him that he can remove the limitation. They must be getting sued a lot for stuff like this. Has anyone tried suing them in small claims court for an account limitation? I would be interested in hearing the results.

Taken from the PayPal blog:


hxxps://www.thepaypalblog.com/2008/08/proposed-irs-reporting-requirements-become-law/

Which means:

ALL PayPal accounts will be asked for SSN sometime soon.Elminating stealth accounts

There are other options. And we have two years to master those options.

No worries.

So even if you create as many paypal accounts now you'd still have to provide ssn in 2011?

I was thinking the same thing John, but who knows.

Start building a massive holding of PayPal accounts for us John. :)

Bro hell ya I'll start on this ASAP! If I can last on paypal w/o ssn I'll create thirty or so accounts til 2011. I think I'll be good with about a thousand or ebay/paypal accounts.
If its necessary it is what we must do. Lets see what modee has to say about this. He probably knows about our doubt.

Be very imaginative here,guys, VERY;)

Thanks for the post. I know what I'll be doing for the next month.

Although; we should be more focused on merchant accounts, rather than trying to keep feeding GayPal more money.

I wonder what the protocol will be. Will you just get hit with a "credit check" once you meet these benchmarks? I have over 150 eBay/Paypal accounts. I s'pose I will make more.

Ebay and Paypal are tighting up with all this s.s garbage.
Guys try ioffer, I sold many electronics on there last year using
google checkout and western union. U can transfer your ebay ratings
instantly to ioffer also. Ioffer is the 2nd best auction site.

You can all just move to Canada :D

Gotta love Canada eh? :)

What about a Federal Tax ID number. Can you not get many Federal Tax ID numbers based on many different business names.....

Most business in the US use Federal Tax IDs, not social security numbers.

Also looks like Merchant Accounts will take on a bigger role...

I think I remember reading something about how when you register s business and get a Federal Tax ID Number, you still have to provide your personal SS in the process and that Paypal has a way of verifying whose SS number is linked to the Tax ID number.

I cosign! I plan on packing my bags and making the move sometime within the next couple of weeks ;) :D

I have a feeling that we will be seeing a LOT more Canadian flags being displayed on this forum over the coming months/years...

Unless you are signing up for a eBay merchant account, how would they have access to that info? The only way a merchant provider would share that info is by court order, or else they can be sued themselves. Merchant accounts are the future of eBay, so get with the program and set one up.

I wonder if both requirements need to be in place at the same time before they ask for SS#? Cause you can have only 1 transaction worth 20K or more...like selling a car? Anyone?

Well, if you're selling a lot of Vero this may be a problem.

However, if you're selling "safe" stuff, it can be fairly easy tog et aroudn this issue.

You can get a EIN number online, so sign up with a paypal business account and you should be good to go.

I have 2 EIN's one for each of my companies. I don't have a apaypal account registered with them, but i plan too in the near future.

This won't hide you from the tax implications though, you'll have to file taxes on the income still...:rant:

I wouldnt laugh if I were canada they will come in to line with bigger sites too, ebay know the smaller sites are loopholes and will close them.
the blog states $20000 per year or 200 transactions, with multiple accounts you need never cross that threshold, right? so whats the problem, at the 366th day you go on tho your next years receiving limit...am I right?

*original post deleted*

That's exactly what I think. No one ever said paypal will require all accounts to provide SSN, and people are just panicking.

For now... im pretty sure canada is safe, how can they close paypal ca? What would they use? Social Insurance Number? They cant, because its not like SSN a company cannot mandate anyone to provide their SIN and to deny service based on someone not providing their SIN is illegal. Lawsuit much?

I agree, for UK its the same, ive said all along ni is different to ssn.

I think if they ask for it one should refuse on legal grounds and ask for alternative.

I also think staying out of radar and not receiving more than the above blog limit is helpful.

We need all (non-US) forumers to refuse and see where it gets us, share our experiences on subsciber forum, that way we dont have to deal with any further bypass because we may not have to.

i have 1100 in paypal that is limted, this is crazy this hit out of nowhere and the atr asking for this!! why??

Nov 19, 2009 Confirm your bank account Information Submitted Complete
task complete Nov 19, 2009 Change password Information Submitted Complete
task complete Nov 19, 2009 Update security questions Information Submitted Complete
task complete Nov 19, 2009 Confirm Location(Alternatives available) Information Submitted Complete
task complete Nov 19, 2009 Confirm Social Security number(Alternatives available) Information Submitted Complete
task complete Nov 19, 2009 Update phone numbers Information Submitted Complete
task complete Nov 19, 2009 Provide business information(Alternatives available) Information Submitted Complete
task complete Nov 19, 2009 Provide proof of delivery Information Submitted Complete
task complete Nov 19, 2009 Set credit check address Information Submitted Complete
task complete Nov 19, 2009 Provide more information about payments

Wow! You just got hit with this ffdgh1? They hit me with all those about a year ago!
Here is EXACTLY what paypal says when you log into their site. This isn't just for businesses. f you are NOT a business they require you be one anyway to use their site.

Under the new legislation, PayPal will be required to report to the IRS the total payment volume received by PayPal customers in the US who:

Receive more than $20,000 in gross payment volume in a single year, AND
Receive 200 or more payments in a single year.
The IRS changes will apply to all payment providers, including PayPal. They will take effect on January 1, 2011, with the first reports going to the IRS in early 2012. Our goal is to help PayPal merchants to understand and comply with the new requirements.

If you meet the stated thresholds, you will be required to verify your identity by adding a SSN/TIN/EIN to your existing account. If you are currently using a Personal or Premier account, you will be required to upgrade to a Business account.

This is like Black Sunday for the DSS cards.........If anyone knows what that means......If you don't.......it means unless you can verify, you are dead in the water.

I do 200 on a good account in 2 months.. damn, better start making paypals!

mofetee that is EXACTLY how I feel right now....dead in the water..
I had a beautiful stealth that was mildly unmolested for one year plus.
Today after a transfer-no negative feedbacks mind you-
Bam...the big limitation where I need the SSN.
Stealth info + no ssn = dead in the water.
Back to the ones that are marinating I guess.
Dang...

you may have been selected because you sold more than 20K, and more than 200 transactions last year. this is how they decide right now on who will have to submit to the new disclosure regs regarding SS#s.

I kept all my accounts under 20k, and none of them have asked for that info yet, but who knows. I HATE giving that kind of information to 3rd party entities.

Truly it was a live and learn moment.
I had NEVER been that success on Feebay before.
Next ones, I will make certain not to be anywhere near those numbers per account.
Gotta say it....Thank goodness for the aspkin forums. :cheer:

Well Like everyone else i have been hit on my USA accounts with the SSN verification.
I have a solution that lets says has worked 50% of the time ( i'll take it!). Basically I can obtain a local SSN for the city my stealth "sim" lives in and create a SSN and double check it against a register. Then I am able to supply PayPal a scanned image of this SSN card as they request. Even though they cannot 100% verify it, they have accepted it 4 of 7 times so far as long as my other back up info is solid.

Hey, not actually a bad idea...a very old topic. But a new look on everything! Congrats.

I requested a debit card for a account that was going great for about a year and now I am being asked for a copy of my ss card, drivers license, current bill. Geez, wonder if they need my dna.
I am an idiot for requesting a debit card in the first place, I could not be happy with a 3 day delay on my funds. ANyways, I have 14 days to fax or scan my info to them or they will close my accounts.
Time to start ALL over again!
has anybody opened a new paypal account lately? do they all require a SS now?

No paypal stilll doesn't require an ssn to open an account.