BOA closed my checking accounts..?? - eBay Suspended & PayPal Limited Forums
eBay Suspension & PayPal Limited Forums  
Join Today
Register Subscribe
     

Registration is fast, simple and absolutely free so please, join our community today!


Go Back   Home > Marketplace Discussions > PayPal Talk

PayPal Talk PayPal Forums. General issues related to PayPal.

Reply
 
Thread Tools
  #1  
Old 10-14-2016
Junior Member
 
Join Date: Nov 2014
Posts: 117
Thanks: 17
Thanked 43 Times in 20 Posts
Activity: 0%
Longevity: 38%
iTrader: (0)
Default BOA closed my checking accounts..??

Bank of America is totally denying me access to my account, when I try to login it says "No match found. Please create a new Online ID and Passcode." I'm guessing they deleted my accounts, I had two checking & one savings account with them. I have only used one of the checking accounts for PayPal, which I only sent money to it a couple of times (between $100 to $300 deposits). Have any of you guys had this issue with them? And what should I expect when I call them? I'm at work and can't call them for 6 hours or so. And if they did permanently close my account, will they send me a cashiers check or will I have to visit a branch to get my money? I live 200 miles away from the nearest BOA.
Reply With Quote
The complete step-by-step guide to get back to selling today!

  #2  
Old 10-14-2016
Senior Member
 
Join Date: Jan 2010
Posts: 442
Thanks: 16
Thanked 38 Times in 32 Posts
Activity: 0%
Longevity: 76%
iTrader: (0)
Default Re: BOA closed my checking accounts..??

the only way to know what happened is to call them let us know what they said
Reply With Quote
  #3  
Old 10-14-2016
slokor's Avatar
Executive [VIP]
 
Join Date: Aug 2008
Posts: 8,402
Thanks: 285
Thanked 1,960 Times in 1,440 Posts
Activity: 97%
Longevity: 88%
iTrader: (89)
Default Re: BOA closed my checking accounts..??

Never had any issues with BoA.
How long have you had the account for?
Call them and see whats up.
__________________
USA SELLER ACCOUNT EXCLUSIVES: 1,000/$100,000 AND 5,000/$500,000 - AGED!
ENTER MY STORE OR CONTACT ME
Reply With Quote
  #4  
Old 10-14-2016
phaz0rz's Avatar
Senior Member
 
Join Date: Nov 2015
Posts: 8,668
Thanks: 1,750
Thanked 3,108 Times in 2,342 Posts
Activity: 83%
Longevity: 31%
iTrader: (2)
Default Re: BOA closed my checking accounts..??

That's what happened to me when they closed my accounts. No access to online banking and your debit card stops working. They sent a cashiers check certified mail within a few days.
__________________
____________
_______
___
Reply With Quote
The Following User Says Thank You to phaz0rz For This Useful Post:
dealagreeproceed (10-19-2016)
  #5  
Old 10-14-2016
Senior Member
 
Join Date: Aug 2011
Posts: 1,073
Thanks: 135
Thanked 107 Times in 93 Posts
Activity: 0%
Longevity: 64%
iTrader: (0)
Default Re: BOA closed my checking accounts..??

have you had the account for awhile or >? Closed any accounts on it ?
Reply With Quote
  #6  
Old 10-14-2016
Junior Member
Threadstarter  
 
Join Date: Nov 2014
Posts: 117
Thanks: 17
Thanked 43 Times in 20 Posts
Activity: 0%
Longevity: 38%
iTrader: (0)
Default Re: BOA closed my checking accounts..??

I just got off the phone with them, they refused to tell me why they closed my accounts and that I'm pretty much banned from opening accounts up with them in the future. -_-
Reply With Quote
  #7  
Old 10-14-2016
Junior Member
Threadstarter  
 
Join Date: Nov 2014
Posts: 117
Thanks: 17
Thanked 43 Times in 20 Posts
Activity: 0%
Longevity: 38%
iTrader: (0)
Default Re: BOA closed my checking accounts..??

I opened them up about a month ago, and no I've never closed any accounts with them. This was my first time using BOA, I made my first deposit onto a checking account about two weeks ago. I have a 750 credit score and I'm not on chexsystem, I'm 100% sure it was because of my PayPal deposit. Ehh.. oh well

Last edited by Onion; 10-14-2016 at 07:09 PM.
Reply With Quote
  #8  
Old 10-14-2016
phaz0rz's Avatar
Senior Member
 
Join Date: Nov 2015
Posts: 8,668
Thanks: 1,750
Thanked 3,108 Times in 2,342 Posts
Activity: 83%
Longevity: 31%
iTrader: (2)
Default Re: BOA closed my checking accounts..??

Quote:
Originally Posted by Onion View Post
I just got off the phone with them, they refused to tell me why they closed my accounts and that I'm pretty much banned from opening accounts up with them in the future. -_-

Suspicious activity most likely. I know you said you hadn't received much money, but were you leaving a very small balance? That's what did mine in. They wouldn't tell me at first but I finally got the manager to tell me something a few months later when I tried opening a business account with them.
__________________
____________
_______
___
Reply With Quote
  #9  
Old 10-14-2016
Junior Member
Threadstarter  
 
Join Date: Nov 2014
Posts: 117
Thanks: 17
Thanked 43 Times in 20 Posts
Activity: 0%
Longevity: 38%
iTrader: (0)
Default Re: BOA closed my checking accounts..??

I have $600 on one of my checking accounts, $100 on the other, and $150 on my savings account. I barely used my debit card for the first time a couple of days ago. I went to buy lunch today and my damn card got declined. Were you able to open the business account with them?
Reply With Quote
  #10  
Old 10-14-2016
phaz0rz's Avatar
Senior Member
 
Join Date: Nov 2015
Posts: 8,668
Thanks: 1,750
Thanked 3,108 Times in 2,342 Posts
Activity: 83%
Longevity: 31%
iTrader: (2)
Default Re: BOA closed my checking accounts..??

No, the lady looked at me like I was stupid when I tried. I went to Wells Fargo, lol.

It could have been the sudden debit card usage.. but who knows. I had an account closed at a different bank because I suddenly started making large postage purchases for my business using my debit card which was pretty much unused before that. They didn't like the spike in activity and closed my account. Coincidentally, I only used that debit card because BoA had just closed my accounts.
__________________
____________
_______
___
Reply With Quote
  #11  
Old 10-14-2016
aspkin's Avatar
Administrator
 
Join Date: Jan 2007
Posts: 10,638
Thanks: 2,885
Thanked 3,678 Times in 1,572 Posts
Activity: 46%
Longevity: 100%
iTrader: (24)
Default Re: BOA closed my checking accounts..??

That's the first I'm hearing of BoA doing that..

I'm guessing since your account is so new you were still in a trial period or period of review.. they saw something they didn't like and shut you down... weird.

Were these personal PayPal accounts?
__________________

Notice: Do not PM me. I get too many PMs to answer.
Please go to https://support.aspkin.com and submit a ticket instead.
Reply With Quote
  #12  
Old 10-15-2016
N@Kes's Avatar
Senior Member
 
Join Date: Apr 2016
Posts: 122
Thanks: 4
Thanked 6 Times in 6 Posts
Activity: 0%
Longevity: 27%
iTrader: (0)
Send a message via Skype™ to N@Kes
Default Re: BOA closed my checking accounts..??

Quote:
Bank of America is totally denying me access to my account, when I try to login it says "No match found. Please create a new Online ID and Passcode." I'm guessing they deleted my accounts, I had two checking & one savings account with them. I have only used one of the checking accounts for PayPal, which I only sent money to it a couple of times (between $100 to $300 deposits). Have any of you guys had this issue with them? And what should I expect when I call them? I'm at work and can't call them for 6 hours or so. And if they did permanently close my account, will they send me a cashiers check or will I have to visit a branch to get my money? I live 200 miles away from the nearest BOA.
Visit in Branch BOA and speak with agent, or wait check in your address.
If BOA closed account they never open it back
Reply With Quote
  #13  
Old 10-15-2016
Junior Member
 
Join Date: Mar 2011
Posts: 68
Thanks: 7
Thanked 2 Times in 2 Posts
Activity: 0%
Longevity: 67%
iTrader: (0)
Default Re: BOA closed my checking accounts..??

BoA closed my accounts too. Then like 2-3 years later they sent me a check of all the balances lol
Reply With Quote
  #14  
Old 10-15-2016
suspendedfoe's Avatar
Junior Member
 
Join Date: May 2012
Posts: 183
Thanks: 70
Thanked 17 Times in 15 Posts
Activity: 0%
Longevity: 58%
iTrader: (0)
Default Re: BOA closed my checking accounts..??

Quote:
Originally Posted by snoopdoug View Post
BoA closed my accounts too. Then like 2-3 years later they sent me a check of all the balances lol
How much were the checks for?
Reply With Quote
  #15  
Old 10-16-2016
phaz0rz's Avatar
Senior Member
 
Join Date: Nov 2015
Posts: 8,668
Thanks: 1,750
Thanked 3,108 Times in 2,342 Posts
Activity: 83%
Longevity: 31%
iTrader: (2)
Default Re: BOA closed my checking accounts..??

Quote:
Originally Posted by snoopdoug View Post
BoA closed my accounts too. Then like 2-3 years later they sent me a check of all the balances lol
I would have been in the branch within 5 days if I hadn't received my check. It's illegal for them to hold your money like that. I got a cashier check in the mail literally 48 hours after they closed my accounts.
__________________
____________
_______
___
Reply With Quote
  #16  
Old 10-16-2016
Senior Member
 
Join Date: Aug 2011
Posts: 1,073
Thanks: 135
Thanked 107 Times in 93 Posts
Activity: 0%
Longevity: 64%
iTrader: (0)
Default Re: BOA closed my checking accounts..??

Quote:
Originally Posted by phaz0rz View Post
I would have been in the branch within 5 days if I hadn't received my check. It's illegal for them to hold your money like that. I got a cashier check in the mail literally 48 hours after they closed my accounts.
BBT is still holding like 40 bucks of mine said its not your money so we are not giving it to you .. My account is closed but i got a thing in the mail them taking their monthly fee out of my 40 bucks
Going to call them in the morning
Reply With Quote
  #17  
Old 10-16-2016
phaz0rz's Avatar
Senior Member
 
Join Date: Nov 2015
Posts: 8,668
Thanks: 1,750
Thanked 3,108 Times in 2,342 Posts
Activity: 83%
Longevity: 31%
iTrader: (2)
Default Re: BOA closed my checking accounts..??

Quote:
Originally Posted by bluegrass1 View Post
BBT is still holding like 40 bucks of mine said its not your money so we are not giving it to you .. My account is closed but i got a thing in the mail them taking their monthly fee out of my 40 bucks
Going to call them in the morning
I had a somewhat similar experience with BoA and learned it's very difficult for a bank to fully close an account. I got a cashiers check with the balance for all of my accounts but BoA accounts were still attached to 2 of my Paypals. I tried to withdraw like $100 just to see what would happen, and to my surprise it went through. So I continued using it for withdrawals for about 6 more months until I got another check from them with a letter saying my account is now "fully closed" and will not accept any more deposits.

Moral of the story: I continued depositing money and receiving account statements for like 6 months after BoA closed my accounts. I just couldn't use my debit card or online banking.
__________________
____________
_______
___
Reply With Quote
  #18  
Old 10-16-2016
Junior Member
 
Join Date: Mar 2011
Posts: 68
Thanks: 7
Thanked 2 Times in 2 Posts
Activity: 0%
Longevity: 67%
iTrader: (0)
Default Re: BOA closed my checking accounts..??

It was a check for 5500$. They told me I needed to bring a notarized letter of the stealth name who was making the deposits and they wont be releasing the money unless I bring that. It was impossible for me so I gave up and they randomly sent me a mail years later telling me I have an unclaimed check.
Reply With Quote
  #19  
Old 10-17-2016
Senior Member
 
Join Date: Mar 2012
Posts: 1,289
Thanks: 65
Thanked 85 Times in 77 Posts
Activity: 19%
Longevity: 59%
iTrader: (0)
Default Re: BOA closed my checking accounts..??

Quote:
Originally Posted by phaz0rz View Post
No, the lady looked at me like I was stupid when I tried. I went to Wells Fargo, lol.

It could have been the sudden debit card usage.. but who knows. I had an account closed at a different bank because I suddenly started making large postage purchases for my business using my debit card which was pretty much unused before that. They didn't like the spike in activity and closed my account. Coincidentally, I only used that debit card because BoA had just closed my accounts.
I know this is not helpfull because its a credit card account,

but a few years ago BOA closed 3 credit cards of mine for no reason. They simply said they no longer wish to do business with me...something along those lines.

I hate BOA. perfect credit.
Reply With Quote
  #20  
Old 10-18-2016
Junior Member
 
Join Date: Feb 2014
Posts: 353
Thanks: 11
Thanked 22 Times in 15 Posts
Activity: 0%
Longevity: 45%
iTrader: (1)
Default Re: BOA closed my checking accounts..??

I've had BOA for 2 years now, no problems yet
Reply With Quote
  #21  
Old 3 Weeks Ago
Junior Member
 
Join Date: Oct 2019
Posts: 1
Thanks: 0
Thanked 0 Times in 0 Posts
Activity: 1%
Longevity: 0%
iTrader: (0)
Default Re: BOA closed my checking accounts..??

Quote:
Originally Posted by phaz0rz View Post
I would have been in the branch within 5 days if I hadn't received my check. It's illegal for them to hold your money like that. I got a cashier check in the mail literally 48 hours after they closed my accounts.
Hi, i had the same problem and got the cashiers check but i want to know, can i deposit the check at a different bank with a different name on the account?
Reply With Quote
  #22  
Old 3 Weeks Ago
agent006140's Avatar
Senior Member
 
Join Date: Jul 2018
Posts: 4,987
Thanks: 600
Thanked 391 Times in 356 Posts
Activity: 100%
Longevity: 10%
iTrader: (0)
Default Re: BOA closed my checking accounts..??

I dont think so,but you never know?
Reply With Quote
Reply



Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Using Checking & Savings on Different Accounts mkmk Amazon 9 12-21-2015 09:37 AM
PayPal permanently closed accounts- Help stealth accounts SuperMan_I_am Australia eBay & Paypal 3 09-10-2015 02:22 AM
Using different checking accounts at the same bank. JackSmack Credit Card Alternatives 11 03-28-2014 05:04 AM
Opening and/or having too many checking accounts. stanislav Subscriber Discussions 0 03-19-2010 11:25 AM


Aspkin Group

All times are GMT -5. The time now is 02:58 AM.


Stop the guessing games and learn how you can quickly and easily get back on eBay today!
Read the best selling step-by-step eBay Suspension guide eBay Stealth!
Amazon Suspension? Read Amazon Ghost to get back on Amazon!
vBulletin® Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
Ad Management by RedTyger
no new posts