What causes buyer limitation - eBay Suspended & PayPal Limited Forums
eBay Suspension & PayPal Limited Forums  
Join Today
Register Subscribe
     

Registration is fast, simple and absolutely free so please, join our community today!


Go Back   Home > Marketplace Discussions > PayPal Talk

PayPal Talk PayPal Forums. General issues related to PayPal.

Reply
 
Thread Tools
  #1  
Old 02-26-2019
Junior Member
 
Join Date: Sep 2017
Posts: 138
Thanks: 2
Thanked 22 Times in 18 Posts
Activity: 17%
Longevity: 15%
iTrader: (0)
Default What causes buyer limitation

Some PayPal accounts that have not bee used to sell or receive any payments got what they call " Buyer limitation " which is usually less risky than selling limitations.

Any thoughts what could lead to this kind of limitations? What buying behavior triggers their attention and let them restrict the account?
Reply With Quote
The complete step-by-step guide to get back to selling today!

  #2  
Old 02-26-2019
agent006140's Avatar
Senior Member
 
Join Date: Jul 2018
Posts: 3,272
Thanks: 370
Thanked 272 Times in 247 Posts
Activity: 75%
Longevity: 8%
iTrader: (0)
Default Re: What causes buyer limitation

cc issuers subscribe to services which detect suspicious,fraudulent activities and will notify the cc issuer,like the card has been used by a buyer who makes rapid purchases buying items which could quickly turned into cash in a mall or a site from various sellers.
or the owner of the card bought a cup of latte at neighborhood Starbuck and then in an hour he is in Cancun buying expensive jewelry,!
Paypal could do the same,an account in hiatus now go on a shopping spree,buying high value items,like gold,iphones,anything which could be quickly turned into cash.
or they could look at the past buying behavior and notice the buyer is buying outside his normal price range.
Reply With Quote
  #3  
Old 02-26-2019
agent006140's Avatar
Senior Member
 
Join Date: Jul 2018
Posts: 3,272
Thanks: 370
Thanked 272 Times in 247 Posts
Activity: 75%
Longevity: 8%
iTrader: (0)
Default Re: What causes buyer limitation

When we sign up to use Paypal,we agree to allow Paypal to run a credit report on us, I dont understand how stealth account works,what happens when Paypal runs a report and get no results?
Reply With Quote
  #4  
Old 02-26-2019
phaz0rz's Avatar
Senior Member
 
Join Date: Nov 2015
Posts: 8,238
Thanks: 1,626
Thanked 2,849 Times in 2,171 Posts
Activity: 94%
Longevity: 29%
iTrader: (2)
Default Re: What causes buyer limitation

Quote:
Originally Posted by agent006140 View Post
When we sign up to use Paypal,we agree to allow Paypal to run a credit report on us, I dont understand how stealth account works,what happens when Paypal runs a report and get no results?
That's not something you agree to on signup. They would need explicit permission to pull your credit.
__________________
____________
_______
___
Reply With Quote
  #5  
Old 02-26-2019
agent006140's Avatar
Senior Member
 
Join Date: Jul 2018
Posts: 3,272
Thanks: 370
Thanked 272 Times in 247 Posts
Activity: 75%
Longevity: 8%
iTrader: (0)
Default Re: What causes buyer limitation

read the Paypal terms and agreement when one signs up to use its service.
Reply With Quote
  #6  
Old 02-26-2019
agent006140's Avatar
Senior Member
 
Join Date: Jul 2018
Posts: 3,272
Thanks: 370
Thanked 272 Times in 247 Posts
Activity: 75%
Longevity: 8%
iTrader: (0)
Default Re: What causes buyer limitation

also Paypal offers line of credit ,loan,credit .debit card,I would think this would allow Paypal to pull a credit report.
But just signing up with Paypal,we agree to allow Paypal to pull one,altho it does not do it unless it has to
Reply With Quote
  #7  
Old 02-26-2019
phaz0rz's Avatar
Senior Member
 
Join Date: Nov 2015
Posts: 8,238
Thanks: 1,626
Thanked 2,849 Times in 2,171 Posts
Activity: 94%
Longevity: 29%
iTrader: (2)
Default Re: What causes buyer limitation

Quote:
Originally Posted by agent006140 View Post
also Paypal offers line of credit ,loan,credit .debit card,I would think this would allow Paypal to pull a credit report.
But just signing up with Paypal,we agree to allow Paypal to pull one,altho it does not do it unless it has to
If you apply for a PP line of credit of any sort, that's a different story. But they don't pull your credit and you don't give them permission to when you sign up. If they did, we would all have pulls from Paypal showing up on our credit. And I've never seen anything from Paypal on my credit report.

My understanding is they use a 3rd party to do database questions based off of your credit report, but that's not the same as Paypal pulling your credit. If Paypal checked your credit on signup it would be called a "paypal application" rather than "registration", as is the case with merchant accounts.
__________________
____________
_______
___

Last edited by phaz0rz; 02-26-2019 at 02:34 PM.
Reply With Quote
  #8  
Old 02-27-2019
SaiJin's Avatar
Super Moderator
 
Join Date: Jul 2008
Posts: 7,423
Thanks: 228
Thanked 1,108 Times in 935 Posts
Activity: 74%
Longevity: 87%
iTrader: (2)
Default Re: What causes buyer limitation

Agent, Paypal doesn't do auto credit checks on mere signups... they can't do that.
Reply With Quote
  #9  
Old 02-27-2019
Junior Member
Threadstarter  
 
Join Date: Sep 2017
Posts: 138
Thanks: 2
Thanked 22 Times in 18 Posts
Activity: 17%
Longevity: 15%
iTrader: (0)
Default Re: What causes buyer limitation

Lol we have gone off topic
Reply With Quote
  #10  
Old 02-27-2019
phaz0rz's Avatar
Senior Member
 
Join Date: Nov 2015
Posts: 8,238
Thanks: 1,626
Thanked 2,849 Times in 2,171 Posts
Activity: 94%
Longevity: 29%
iTrader: (2)
Default Re: What causes buyer limitation

Quote:
Originally Posted by PPbb View Post
Lol we have gone off topic
Threads inevitably always do. The internet has ADD.

Answer to your question - risky buyer behavior leads to buyer account limitations. Risky behavior is any type of activity that can potentially end up costing Paypal money.
__________________
____________
_______
___
Reply With Quote
  #11  
Old 02-27-2019
Senior Member
 
Join Date: Sep 2017
Posts: 2,042
Thanks: 748
Thanked 484 Times in 368 Posts
Activity: 55%
Longevity: 15%
iTrader: (0)
Default Re: What causes buyer limitation

However they manage it, I've seen bad credit scores negatively affect paypal accounts. Huge rolling reserves and such.

I've built my credit up 150 points over the last year to get wayyyyyy away from the risk of that!(and other reasons of course)
Reply With Quote
  #12  
Old 02-27-2019
rsot's Avatar
Executive [VIP]
 
Join Date: Dec 2009
Posts: 57,907
Thanks: 4,599
Thanked 7,055 Times in 6,426 Posts
Activity: 100%
Longevity: 76%
iTrader: (7)
Default Re: What causes buyer limitation

Quote:
Originally Posted by ebaystealth1974 View Post
However they manage it, I've seen bad credit scores negatively affect paypal accounts. Huge rolling reserves and such.

I've built my credit up 150 points over the last year to get wayyyyyy away from the risk of that!(and other reasons of course)
Implying that you have accounts registered in your real info?
Reply With Quote
  #13  
Old 02-27-2019
Senior Member
 
Join Date: Sep 2017
Posts: 2,042
Thanks: 748
Thanked 484 Times in 368 Posts
Activity: 55%
Longevity: 15%
iTrader: (0)
Default Re: What causes buyer limitation

Yes. (phuck this goddamn 10 character message requirement)
Reply With Quote
  #14  
Old 02-27-2019
Senior Member
 
Join Date: Sep 2017
Posts: 2,042
Thanks: 748
Thanked 484 Times in 368 Posts
Activity: 55%
Longevity: 15%
iTrader: (0)
Default Re: What causes buyer limitation

It's even dumber than not being able to use the word a55.
Reply With Quote
  #15  
Old 02-27-2019
phaz0rz's Avatar
Senior Member
 
Join Date: Nov 2015
Posts: 8,238
Thanks: 1,626
Thanked 2,849 Times in 2,171 Posts
Activity: 94%
Longevity: 29%
iTrader: (2)
Default Re: What causes buyer limitation

I guess they don't want posts like this :

Quote:
I, g
__________________
____________
_______
___
Reply With Quote
  #16  
Old 02-27-2019
Senior Member
 
Join Date: Sep 2017
Posts: 2,042
Thanks: 748
Thanked 484 Times in 368 Posts
Activity: 55%
Longevity: 15%
iTrader: (0)
Default Re: What causes buyer limitation

wth is that?
Reply With Quote
  #17  
Old 02-27-2019
phaz0rz's Avatar
Senior Member
 
Join Date: Nov 2015
Posts: 8,238
Thanks: 1,626
Thanked 2,849 Times in 2,171 Posts
Activity: 94%
Longevity: 29%
iTrader: (2)
Default Re: What causes buyer limitation

Quote:
Originally Posted by ebaystealth1974 View Post
wth is that?
Incomplete sentence. We don't take kindly to incomplete sentences around these parts.
__________________
____________
_______
___
Reply With Quote
  #18  
Old 02-27-2019
agent006140's Avatar
Senior Member
 
Join Date: Jul 2018
Posts: 3,272
Thanks: 370
Thanked 272 Times in 247 Posts
Activity: 75%
Longevity: 8%
iTrader: (0)
Default Re: What causes buyer limitation

Quote:
Originally Posted by SaiJin View Post
Agent, Paypal doesn't do auto credit checks on mere signups... they can't do that.
they do not do it when you sign up,but they could do it later,if there are reasons to do so.
read your Paypal terms and agreement.
Paypal also has access to information of retailers who have merchant account to accept credit cards,or had at one time or attempt to apply for one in the past.
Some retailers who have closed shops will sell on internet their remaining inventory and receive payments via Paypal.
Reply With Quote
  #19  
Old 02-27-2019
agent006140's Avatar
Senior Member
 
Join Date: Jul 2018
Posts: 3,272
Thanks: 370
Thanked 272 Times in 247 Posts
Activity: 75%
Longevity: 8%
iTrader: (0)
Default Re: What causes buyer limitation

By opening up a business account or converting a personal account to a business account, you certify to us that you are using it primarily for a business or commercial purpose. You also consent to PayPal obtaining your personal and/or business credit report from a credit reporting agency at account opening and whenever we reasonably believe there may be an increased level of risk associated with your business account.
Reply With Quote
Reply



Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Paypal Limitation and also Ebay Limitation - any words of wisdom rakauto UK eBay & Paypal 3 12-17-2008 09:36 AM
Initialy Paypal Limitation Now Ebay not removed There Limitation petebarnes16 UK eBay & Paypal 2 12-04-2008 04:18 PM


Aspkin Group

All times are GMT -5. The time now is 10:50 PM.


Stop the guessing games and learn how you can quickly and easily get back on eBay today!
Read the best selling step-by-step eBay Suspension guide eBay Stealth!
Amazon Suspension? Read Amazon Ghost to get back on Amazon!
vBulletin® Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
Ad Management by RedTyger
no new posts