To open a business acct (in the US) one needs to provide an EIN. I don't think youll be able to get one where you are so your only option is a personal account.
O, ive had a business account on my "Main" before it got restricted by ebay but i never had to show anything or prove anything and i used to sell for 4k a month.
Im from sweden if that helps.
What is the limit on a personal account? and what is the difference? higher %?