Large negative balance -$2,238....what happens next?

[maggie0238]

(1) Can eBay/PayPal find me and sue me?

Never sent them an ID or SSN. Have a common name. Address they have is a dorm room address that doesn't even exist anymore (school tore down the old dorms and put in a basketball practice facility). Not trying to get sued, but this would at least let me talk to them and explain what happened.

(2) Can eBay/PayPal take the money out of my card?

Card has long expired. Card numbers are no longer even valid. Thought I lost my wallet a year ago (later found it in my car between the seat and center console) but capital one has already cancelled the old accounts and sent me a new card number at the time. Can they still ding capital one and it some how bill the new card?

(3) Can eBay/PayPal take the money out of my bank?

Bank on paypal is a savings account and it's still valid. Doesn't have any money in it, moved my money to online savings accounts that earn better interest. Been meaning to close out this savings account linked on paypal but I guess now's a good time.

But I also have a checking account at this bank that's tied to quite a bit of things like my work's payment, so it'd be a pain to change. There is a reddit post of a guy that signed up for "eBay Managed payments", they require your SSN and bank account and you agree to let eBay dip into your bank account to cover refunds. The guy didn't agree to a refund and knew eBay would dip into his checking account he gave them, so he closed his checking account, only to find out some how eBay dipped into his savings account (which he never gave ebay) but it's with the same bank.

[rsot]

1. Based on what you explained, it's a pain to find you but with a lot of work, they could...depends on if they explore it further.

2. No

3. Does your savings account have overdraft protection? PP could reach into it regardless because of the agreement you signed to on signup. They can't reach into your checking account because it's not on the account

[MathProfessor]

2. Yes, under certain circumstances if you've authorised an old card which is no longer valid, they can contact the bank and bill the new card.

If the card is authorised for a subscription service, for example, they can bill your new card. I have had this happen to me. (Not with paypal, for another service -- I thought I could just cancel my card and all my monthly subscriptions would disappear -- I was wrong.)

If you want to be safe, it's best to use a different bank account for a year or two until they give up.

[agent006140]

depends on what the new card is,if it is a new card issued to replace the expired one,then they can,if it is entirely different,then they cannot.

[helper1u]

better to pay off i know how guy who put complete ⊗⊗⊗⊗ detail the recovery agent came at his home and beat his ass up till he pay. He was my friend so i help me to pay some amount and rest he arrange by himself. Rest it depend on your judgement

[rsot]

Originally Posted by helper1u

better to pay off i know how guy who put complete ⊗⊗⊗⊗ detail the recovery agent came at his home and beat his ass up till he pay. He was my friend so i help me to pay some amount and rest he arrange by himself. Rest it depend on your judgement

This is kind of funny and sad at the same time if true...how much was your friend owing?

[SaiJin]

Originally Posted by helper1u

better to pay off i know how guy who put complete ⊗⊗⊗⊗ detail the recovery agent came at his home and beat his ass up till he pay. He was my friend so i help me to pay some amount and rest he arrange by himself. Rest it depend on your judgement

In India I can absolutely believe that.

In western countries they just lock you up + fine you

[iamlmfao]

your good dont worry about it