Paypal Bank Verification Options?

[sqrl57]

When creating my stealth business account had two options, first being to instantly verify your bank account by logging in with your bank. Second was to wait 2 days to confirm bank account with two small charges in order to confirm the account.

I wouldn't risk logging in but does logging in cause more information to be seen by PayPal when verifying my bank instantly or would it not matter?

My second question is do I need to have a balance in my savings account to verify the two small charges by paypal or is having a $0 balance fine. Should I transfer a couple dollars into the savings account to make sure the verification is fine or would that be not necessary?

Thanks in advance!

[SaiJin]

NEVER give them the login / logging into your bank account, just do the 2 day verification. It takes 1 day usually either wya

Yes, you need a small balance .

[Nyco]

I would always wait for the 2 micro deposits. NEVER do the instant verification

[AOM]

It's maybe weird. But i'm always using the instant verification without problems.