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-   -   Can PayPal still deduct money from deleted account? (https://www.aspkin.com/forums/paypal-talk/145036-can-paypal-still-deduct-money-deleted-account.html)

Shadyhero1002 08-26-2021 06:59 PM

Can PayPal still deduct money from deleted account?
 
Hello all so today I was wondering. Can PayPal still take money out of your bank account/card you have on file if you have a negative balance and then permanently delete your PayPal account. I don't think they could since they don't have the bank information saved anymore, unless it's saved somewhere in their database..? And if they can't access your account/card how would they go about taking receiving the funds for the negative balance on that account. I feel like they wouldn't just say less "oh well we he deleted his account we can't get out funds back anymore." How would they do it??

Shadyhero1002 08-26-2021 11:21 PM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by sureness (Post 1167940)
Once you've unlinked your card, they cannot charge it again.
They will just send it to a billing collection company.

How will the billing collection agency company collect it if it's a stealth account? Will they try and go after the name on the account and the ID that was registered to the account? Do they go after whose ever name was on the card/bank account? How do they exactly figure out to send it to?

Xilla 08-27-2021 01:21 AM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by Shadyhero1002 (Post 1167944)
How will the billing collection agency company collect it if it's a stealth account? Will they try and go after the name on the account and the ID that was registered to the account? Do they go after whose ever name was on the card/bank account? How do they exactly figure out to send it to?

It depends on the country. More precisely from the laws of the country.

rsot 08-27-2021 05:11 AM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by Shadyhero1002 (Post 1167944)
How will the billing collection agency company collect it if it's a stealth account? Will they try and go after the name on the account and the ID that was registered to the account? Do they go after whose ever name was on the card/bank account? How do they exactly figure out to send it to?

Logical if you think about it...what info do they have to work with...

bugmyday 08-27-2021 05:56 AM

Re: Can PayPal still deduct money from deleted account?
 
hw much negative is it?

agent006140 08-27-2021 07:26 AM

Re: Can PayPal still deduct money from deleted account?
 
Paypal never remove any account,you may close the account but they still have it ,also the bank account linked to that account.
as for your negative balance,it will stay in your account,like the others said,they will turn it over to collection agency.

alexmoreno 08-27-2021 12:03 PM

Re: Can PayPal still deduct money from deleted account?
 
If you are talking about US paypal account paypal do this step with negative balance now:

Please read this communication carefully as it contains important information.

We are writing to let you know that we sold your PayPal Account (identified below) to Credit Corp Solutions Inc.

So if you using your real details to create paypal account then... don't advice you to play with negative balance.

SaiJin 08-27-2021 12:27 PM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by Shadyhero1002 (Post 1167937)
Hello all so today I was wondering. Can PayPal still take money out of your bank account/card you have on file if you have a negative balance and then permanently delete your PayPal account. I don't think they could since they don't have the bank information saved anymore, unless it's saved somewhere in their database..? And if they can't access your account/card how would they go about taking receiving the funds for the negative balance on that account. I feel like they wouldn't just say less "oh well we he deleted his account we can't get out funds back anymore." How would they do it??

They still have the bank info in their system.

Why are you deleting your account and why is it innegative?

agent006140 08-27-2021 05:31 PM

Re: Can PayPal still deduct money from deleted account?
 
you can close your account,not delete the account,only Paypal can delete any account

yankee 08-27-2021 06:33 PM

Re: Can PayPal still deduct money from deleted account?
 
Close your bank account....

Are you using a fictitious name and address?

Shadyhero1002 08-27-2021 10:44 PM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by yankee (Post 1168039)
Close your bank account....

Are you using a fictitious name and address?

For stealth PayPal/eBay yes I am, for bank account no.

Shadyhero1002 08-27-2021 10:51 PM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by SaiJin (Post 1168010)
They still have the bank info in their system.

Why are you deleting your account and why is it innegative?

I assumed they kept bank info in system, but when/if they send it to a collection agency can the collection agency see the bank information that PayPal has on file to connect you to the stealth and then send whoever owns the bank account the amount that's owed? And since they won't be able to contact the stealths account owner since it's made up what do they end up doing? And I personally don't have any accounts in negative it was just hypothetical. I don't use some of my stealths any more since they didn't get verified for MP so I was thinking of just unlinking the bank account/cards and then closing the acccount. And I wasn't sure what they would do if a buyer opens up a dispute for whatever reason, while my account is closed.

Shadyhero1002 08-27-2021 10:53 PM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by alexmoreno (Post 1168001)
If you are talking about US paypal account paypal do this step with negative balance now:

Please read this communication carefully as it contains important information.

We are writing to let you know that we sold your PayPal Account (identified below) to Credit Corp Solutions Inc.

So if you using your real details to create paypal account then... don't advice you to play with negative balance.

That's the thing I'm asking. When your using a stealth account and obtain a negative balance. How would the collection agency go about locating and collecting the amount owed if the PayPal account owner isn't a real person. Would they try and go after whoever's name was on the bank account that was linked or what?

Shadyhero1002 08-27-2021 10:54 PM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by bugmyday (Post 1167975)
hw much negative is it?

Don't have an account that's negative. Hypothetical questions.

Shadyhero1002 08-27-2021 10:55 PM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by rsot (Post 1167965)
Logical if you think about it...what info do they have to work with...

Your real bank account information you used to withdraw funds since you can't make a stealth bank account.

Shadyhero1002 08-27-2021 10:57 PM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by sureness (Post 1167945)
Yes. On the Name and Address used in registration. :mod:

So if it's a stealth account and they won't be able to contact the actual person on the account since it's made what do they do? Would they just give up? Or try and find the bank details that were on PayPal and try and collect the amount owed from the name on that account?

rsot 08-28-2021 05:44 AM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by Shadyhero1002 (Post 1168064)
So if it's a stealth account and they won't be able to contact the actual person on the account since it's made what do they do? Would they just give up? Or try and find the bank details that were on PayPal and try and collect the amount owed from the name on that account?

Depends on the amount likely - if very high...then more steps can be taken...

Shadyhero1002 08-28-2021 05:50 AM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by rsot (Post 1168106)
Depends on the amount likely - if very high...then more steps can be taken...

Hmmm interesting

agent006140 08-28-2021 07:33 AM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by Shadyhero1002 (Post 1168062)
Don't have an account that's negative. Hypothetical questions.

wow,so much time spent on HYPOTHETICAL questions!

Shadyhero1002 08-28-2021 10:19 AM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by agent006140 (Post 1168113)
wow,so much time spent on HYPOTHETICAL questions!

Wow, so does it bother you that I spent soooooo much of MY time on a HYPOTHETICAL question? You probably spent more time reading my post and typing/responding than I did asking my HYPOTHETICAL question. And yet nothing you typed contributed to the post at all. :doh: :nono:

agent006140 08-28-2021 01:11 PM

Re: Can PayPal still deduct money from deleted account?
 
Quote:

Originally Posted by Shadyhero1002 (Post 1168134)
Wow, so does it bother you that I spent soooooo much of MY time on a HYPOTHETICAL question? You probably spent more time reading my post and typing/responding than I did asking my HYPOTHETICAL question. And yet nothing you typed contributed to the post at all. :doh: :nono:

thats what you get from asking so many hypothetical questions.

theking27 08-28-2021 02:46 PM

Re: Can PayPal still deduct money from deleted account?
 
pay the debt or file an appeal if a buyer scammed you , dont misuse their system omg.


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