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- PayPal Talk
( https://www.aspkin.com/forums/paypal-talk/)
| triplex | 09-12-2022 02:34 PM |
PayPal credit or PayPal business credit
How can I get a PayPal credit? why i am always denied. even if it's my account, 5 years old, 16 000 - 18 000 in sales /year.
even if i update my account to business (premier , invidual business) i get denied.
Account 5 years old I have an Google Voice number 5 years old on PayPal, VBA and VCC are virtual, i just buy from people, and resell to others. should i add a bank , make withdrawals ..
i really want to buy now now on credit something |
| agent006140 | 09-12-2022 07:21 PM |
Re: PayPal credit or PayPal business credit
why dont you call them? |
| SaiJin | 09-12-2022 10:31 PM |
Re: PayPal credit or PayPal business credit
Quote:
Originally Posted by triplex
(Post 1201270)
How can I get a PayPal credit? why i am always denied. even if it's my account, 5 years old, 16 000 - 18 000 in sales /year.
even if i update my account to business (premier , invidual business) i get denied.
Account 5 years old I have an Google Voice number 5 years old on PayPal, VBA and VCC are virtual, i just buy from people, and resell to others. should i add a bank , make withdrawals ..
i really want to buy now now on credit something
| They probably don't like your credit score?
Best if you ask them... but... why would you even want a CC from them? |
| triplex | 09-14-2022 06:45 AM |
Re: PayPal credit or PayPal business credit
Quote:
Originally Posted by SaiJin
(Post 1201295)
They probably don't like your credit score?
Best if you ask them... but... why would you even want a CC from them?
| 6 months free credit.i can use their money,and just put it back in 6 months. 0%interest |
| SaiJin | 09-14-2022 12:29 PM |
Re: PayPal credit or PayPal business credit
Quote:
Originally Posted by triplex
(Post 1201404)
6 months free credit.i can use their money,and just put it back in 6 months. 0%interest
| That makes sense.
I just don't trust PP at all.
I'm assuming you already talked with your banker and see if you can get something similar or even better like 1 year 0% ? |
| triplex | 09-20-2022 09:06 AM |
Re: PayPal credit or PayPal business credit
Quote:
Originally Posted by SaiJin
(Post 1201411)
That makes sense.
I just don't trust PP at all.
I'm assuming you already talked with your banker and see if you can get something similar or even better like 1 year 0% ?
| 1 year 0%? who will offer me that? they takes over 30% :( |
| heilbrunomich | 09-21-2022 10:44 AM |
Re: PayPal credit or PayPal business credit
Quote:
Originally Posted by triplex
(Post 1201270)
How can I get a PayPal credit? why i am always denied. even if it's my account, 5 years old, 16 000 - 18 000 in sales /year.
even if i update my account to business (premier , invidual business) i get denied.
Account 5 years old I have an Google Voice number 5 years old on PayPal, VBA and VCC are virtual, i just buy from people, and resell to others. should i add a bank , make withdrawals ..
i really want to buy now now on credit something
| What is your actual credit score? GV numbers blacklisted in paypal now. It's not good idea to keep GV in paypal account. |
| triplex | 09-26-2022 10:21 AM |
Re: PayPal credit or PayPal business credit
It's 730, and i always get denied by PayPal. I used an address where i lived,but i used VCC and VBA |
| triplex | 09-26-2022 10:22 AM |
Re: PayPal credit or PayPal business credit
maybe i need a real debit or credit card so they can verify my address? |
| SaiJin | 09-26-2022 11:38 AM |
Re: PayPal credit or PayPal business credit
Quote:
Originally Posted by triplex
(Post 1201784)
1 year 0%? who will offer me that? they takes over 30% :(
| Well, mine did offer me 0% the first year. |
| SaiJin | 09-26-2022 11:39 AM |
Re: PayPal credit or PayPal business credit
Quote:
Originally Posted by triplex
(Post 1202109)
maybe i need a real debit or credit card so they can verify my address?
| They have you info right, so I'm hard pressed to think your VCC would cause the rejection.
But at this point I don't see why you shouldn't try using a real card and bank.
730 CS is very good... excellent infact. |
| agent006140 | 09-26-2022 04:33 PM |
Re: PayPal credit or PayPal business credit
Quote:
Originally Posted by triplex
(Post 1202108)
It's 730, and i always get denied by PayPal. I used an address where i lived,but i used VCC and VBA
| Have you ever apply for a merchant account to accept credit card? |
| triplex | 09-27-2022 02:55 AM |
Re: PayPal credit or PayPal business credit
Quote:
Originally Posted by SaiJin
(Post 1202112)
Well, mine did offer me 0% the first year.
| So i can take a 20 000$ loan, and pay it back within 1 year and still pay only 20 000 back /?
they won't fxx my rating for that? |
Re: PayPal credit or PayPal business credit
Quote:
Originally Posted by agent006140
(Post 1202133)
Have you ever apply for a merchant account to accept credit card?
| Might need proof of incorporation and other business info |
| SaiJin | 09-28-2022 02:09 PM |
Re: PayPal credit or PayPal business credit
Quote:
Originally Posted by triplex
(Post 1202147)
So i can take a 20 000$ loan, and pay it back within 1 year and still pay only 20 000 back /?
they won't fxx my rating for that?
| My bank? correct. As long as I pay them back within 1 year. |
| agent006140 | 09-28-2022 08:35 PM |
Re: PayPal credit or PayPal business credit
Originally Posted by triplex View Post
It's 730, and i always get denied by PayPal. I used an address where i lived,but i used VCC and VBA
Have you ever apply for a merchant account to accept credit card?
===================
The reason why I ask is that Paypal looks at not just your credit score,but other data as well. |
Re: PayPal credit or PayPal business credit
Quote:
Originally Posted by SaiJin
(Post 1202253)
My bank? correct. As long as I pay them back within 1 year.
| That's a pretty sweet deal - 0% interest on the loan |
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