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-   -   Needing advice (https://www.aspkin.com/forums/paypal-talk/14961-needing-advice.html)

charlie7 11-26-2009 05:01 PM

Needing advice
 
Hello,

I have someone on eBay that I'd like to buy a macbook from. His auctions for the laptop I am wanting, are ending at well over $2500, however, the person states that I can buy one now outside of eBay, through PayPal about a $1000 cheaper. Why would he want to do this? Because of possible eBay suspension?

So I am just wondering if there is a safe way to go about this, as I'm not quite sure how PayPal works, etc, when it comes to buyer protection. Should I try to find out if the person has a personal account (those are not covered?) or a business.

The eBay ratings for this individual are nearly 100 percent, but it makes me wonder if I should really risk going outside of eBay.

Any help on how to orchestrate a smooth traction would be very much appreciated. Thanks!

casual92king 11-26-2009 05:12 PM

i dont see any problem with doing it outside of ebay as long as you use paypal still.. i have done it plenty of times with no problems.. if you ever do get scammed then you can always file a dispute and claim to paypal and they will hold his funds until everything has been sorted out.. if he has nearly 100% feedback then it shouldnt be that much of a risk anyway.. it might be best if you tell him to send you an invoice for you to accept payment on through paypal.. that way paypal know what you have bought and when you bought it etc (proof)..

charlie7 11-26-2009 05:29 PM

And this will work even if their account is limited (personal) ?

For instance, here is the description in PayPal's terms for buyer protection:

Items purchased off eBay:

Items are eligible unless they are excluded below:

* Real estate, motor vehicles, capital equipment, travel tickets, and events tickets
* Intangible items
* Services
* Items purchased using Website Payments Pro or Virtual Terminal
* You may not file a dispute for a Personal Payment

What defines a personal payment? They aren't talking about a limited account are they? Thanks.

casual92king 11-26-2009 06:06 PM

if they have sold these macbooks before, i can not see his account being limited.. you need to get him to send you an invoice of the item you are buying from him.. by them giving you an invoice it proves that you have bought something from him and not just done a personal payment.. personal payment is when you are just transfering money from one account to another for no reason (not buying anything).. so you need to tell him to send you the invoice and then if it looks ok you can accept the invoice and pay.. all will be safe and you have 45 days from when you bought it to claim anything has gone wrong..

charlie7 11-26-2009 06:11 PM

Got it. Thanks!

Although, now he is asking if he can send the invoice through another PayPal account, because his monthly withdrawal limit has been reached. Do the accounts that are not limited still have monthly withdrawal limits? Thanks again.

GreenBean 11-26-2009 06:12 PM

This sounds funny to me. Where did it come from that the seller will do the transaction outside of ebay? How did that come about?

Are you really the buyer? ;)


ETA: We x-posted. Now he wants to use another paypal account? I hear warning bells So LOUD I am going to get earmuffs. Don't touch this.

charlie7 11-26-2009 06:19 PM

Quote:

Originally Posted by GreenBean (Post 113273)
This sounds funny to me. Where did it come from that the seller will do the transaction outside of ebay? How did that come about?

Are you really the buyer? ;)

All I know is that there are people on eBay selling laptops, software, etc., really cheap. I also know that some accounts are suspended because of this. Why? I don't know, maybe you can tell me, as I wouldn't want to do anything to get into trouble.

P.S. He just sold one on eBay, and I can't figure out why he is willing to sell for so much cheaper outside of eBay.

casual92king 11-26-2009 06:21 PM

yeah it sounds pretty fishy to me too lol just go buy from someone else, seriously

captainjack1980 11-26-2009 06:21 PM

I agree with GB... bargepole lol!!

CaptainJack

charlie7 11-26-2009 06:24 PM

Quote:

Originally Posted by GreenBean (Post 113273)
ETA: We x-posted. Now he wants to use another paypal account? I hear warning bells So LOUD I am going to get earmuffs. Don't touch this.

Quote:

Originally Posted by captainjack1980 (Post 113279)
I agree with GB... bargepole lol!!

CaptainJack

Quote:

Originally Posted by casual92king (Post 113278)
yeah it sounds pretty fishy to me too lol just go buy from someone else, seriously

Thanks guys! I am starting to feel the same way. My only question (and the reason for this forum): why are people getting suspended from eBay in the first place? Wouldn't you have to do something wrong for them to do this?

captainjack1980 11-26-2009 06:28 PM

There seem to be several main reasons....

1. VERO... I.E. selling brands they are not authorised to sell or simply sell ⊗⊗⊗⊗.
2. UNJUSTIFIED
3. SCAMMERS

I think most peoples stories would fall into those 3 categories.

CaptainJack

GreenBean 11-26-2009 06:29 PM

Well, charlie, you asked for advice.

Here's mine. Don't touch anything with this seller either on or off ebay. Why? Say the reduced price is US$1500 & you pay that in all good faith
& the money makes it to the paypal account but that account gets limited, then your money goes and no laptop arrives. Do you see the potential problems?

Then a newbie here says I sell laptops & my paypal account is limited what can I do I can't send out the item.... see the problems?

Nothing for Charlie but grief :tears:



My instincts say this is not good . Danger, Will Smith, danger:peace:

charlie7 11-26-2009 06:41 PM

Quote:

Originally Posted by GreenBean (Post 113284)
Well, charlie, you asked for advice.

Here's mine. Don't touch anything with this seller either on or off ebay. Why? Say the reduced price is US$1500 & you pay that in all good faith
& the money makes it to the paypal account but that account gets limited, then your money goes and no laptop arrives. Do you see the potential problems?

Then a newbie here says I sell laptops & my paypal account is limited what can I do I can't send out the item.... see the problems?

Nothing for Charlie but grief :tears;



My instincts say this is not good . Danger, Will Smith, danger:peace:

Yes, and thanks very much. I do appreciate all of the advice. It will possibly save a huge headache!

I just thought if I did buy through PayPal (even being a limited account) that it would be safe and covered through the buyer protection program, but from what you are saying, that's not true. Thank you!


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