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PayPal error: needs card update, no balance option
 

Hey everyone,

I’ve been using my PayPal account without issues for about 2 years. The card I had linked expired around a year ago, but since I only use PayPal to pay for stuff (never to withdraw money), I didn’t bother updating it. I usually just keep some balance and pay directly from there, and it’s always worked fine.

Recently though, I ran into a problem. I made one purchase with no issue, but when I tried to make a second purchase right after, PayPal wouldn’t let me pay with my balance. Instead, I got an error saying I need to update my card. There was no option to just pay from balance.

To clarify: this is a real account with all my actual info — not a stealth account. The only complication is that I’m in another country and don’t have access to the banks in the country where my PayPal is registered. So renewing or adding a new card isn’t really an option for me right now. Ideally, I’d just continue using my balance as before.

I logged into my account to check if there were any alerts or restrictions, but everything looks normal.

I’m also using a trusted residential proxy that I’ve relied on for years, so I don’t think that should be the issue.

Has anyone else experienced this? Is it normal for PayPal to suddenly require an updated card, or is it a sign they might ask for additional verification later? I’d appreciate any advice.

Re: PayPal error: needs card update, no balance option
 

Paypal wants a credit card so it can charge your card just in case something went wrong .
Say if your Paypal account is now negative and you ignore Paypal when it asks you to bring it to zero or positive ,nothing Paypal can do ,but it will wait for you to log into your Paypal account one day and use your credit card to buy something,it can then PIGGYBACK and charge your card for the deficit amount.
This is how it works in the past,not sure if it still does.