That's because PayPal is quite unpredictable. Sometimes they will go after people for lesser amounts and sometimes they will let go. You really can't get straight answer here for your particular situation, because of the PayPal's unpredictability, sorry. Weaher you like it or not, its known that Ebay and PayPal favor buyers, ( we don't like it either), but that is the fact. You can be mad all you want and this won't change any time soon. So, when we say that PayPal will ask you to refund, its very likely. None can say with certainty they would go to report this on your credit, but PayPal has done that before to people when they have their ss#, So, if they could they probably would, but none can guarantee this either. $2300 is quite a lot IMO.
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