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Paypal limited account
 

Hi, I opened a PayPal account and to verify it I used a Greendot card as a bank and a Gift card as the Creditcard.

So here is what happened, I bought something online for about $3000 about 10pm, on that same day i transfered $20 from my paypal to my greendot card. The next day about 8am - 9am I found out that the account was limited and the transfer to the greendot card was cancelled and the $3000 Instant transfer was stopped.

So my question is what caused the problem because ach transaction's usally take about 2-3 day's but this is the first greendot i have used and it seem's it went through in no time, So was it the fact as soon as paypal figured out i used a greendot and the instant was so high and i didn't have the funds, they decided to cancel it? They allowed the instant to go through but by the next morning they cancelled it,
( ps i didn't have the fund's to cover it )

also what is the ach transfer time on average for banks like chase, wells fargo and ally bank.

thanks
ps i tryed this using my bank (it is a credit union) and i bought something for about $500 from bestbuy and it went through no problem, it took about 2 day's for the ach transfer and after paypal figured out i didn't have the fund's they just said they would try again in 3 day's
(Ofcourse i returned the item to bestbuy so i wouldn't get another overcharge and put my paypal balance back to zero. )


So was it the fact that i used the greendot as a bank instead of a real like chase or wells fargo that they canceled it and limited the account?