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Paypal email with interesting facts attached
 

Seemed like a pretty standard email that came from a totally stealth Paypal account with no bank account. Maybe I haven't gotten them to the other ones because they have bank accounts.

It was the standard boilerplate stuff about their policies. But the thing that really threw me for a loop was a line in their about using credit reporting services and
Identity Verification services?

What is that all about and how can you verify if there has never been a ss# provided?

Lets see the email.

Strange!? I'll check my account too. I haven't provided an ssn either. :noidea:

I'll have to get it from the other computer, but it is long...It's like their entire TOS

Was the email you received titled...

PayPal Annual Privacy Policy and Error Resolution Notice

Yep...here is part of the email:

How we collect information about you
When you visit the PayPal website or use the PayPal Services, we collect your IP address and standard web log information, such as your browser type and the pages you accessed on our website.

If you open an account or use the PayPal Services, we may collect the following types of information:

•Contact information - your name, address, phone, email, Skype ID and other similar information.
•Financial information - the full bank account numbers and/or credit card numbers that you link to your PayPal account or give us when you use the PayPal Services.
Before permitting you to use the PayPal Services, we may require you to provide additional information we can use to verify your identity or address or manage risk, such as your date of birth, social security number or other information. We may also obtain information about you from third parties such as credit bureaus and identity verification services.

When you are using the PayPal Services, we collect information about your transactions and your other activities on our website or using the PayPal Services and we may collect information about your computer or other access device for fraud prevention purposes.

Finally, we may collect additional information from or about you in other ways such as contacts with our customer support team or results when you respond to a survey from interactions with members of the eBay Inc. corporate family, and from other companies.

How we use cookies
When you access our website, we, or companies we hire to track how our website is used, may place small data files called "cookies" on your computer. We and our service providers also use cookies to customize the PayPal Services, content and advertising; measure promotional effectiveness, and promote trust and safety.

We send a "session cookie" to your computer when you log in to your account or otherwise use the PayPal Services. This type of cookie helps us to recognize you if you visit multiple pages on our site during the same session, so that we don’t need to ask you for your password on each page. Once you log out or close your browser, this cookie expires and no longer has any effect.

We also use longer-lasting cookies for other purposes such as to display your e-mail address on our sign-in form, so that you don't need to retype the e-mail address each time you log in to your account.

We encode our cookies so that only we can interpret the information stored in them. You are free to decline our cookies if your browser permits, but doing so may interfere with your use of our website. We may also collect information about your computer or other access device to mitigate risk and for fraud prevention purposes.

You may encounter cookies from third parties when using the PayPal Services on websites that we do not control (for example, if you view a web page created by a third party or use an application developed by a third party, there may be a cookie placed by that web page or application.)

How we protect and store personal information
Throughout this policy, we use the term "personal information" to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been anonymized so that it does not identify a specific user.

We store and process your personal information on our computers in the US and elsewhere in the world where PayPal facilities are located, and we protect it by maintaining physical, electronic and procedural safeguards in compliance with applicable US federal and state regulations. We use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our buildings and files, and we authorize access to personal information only for those employees who require it to fulfill their job responsibilities.

How we use the personal information we collect
Our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient, and customized experience. We may use your personal information to:

•provide the PayPal Services and customer support you request;
•process transactions and send notices about your transactions
•resolve disputes, collect fees, and troubleshoot problems;
•prevent potentially prohibited or illegal activities, and enforce our User Agreement;
•customize, measure, and improve the PayPal Services and the content and layout of our website and applications;
•deliver targeted marketing, service update notices, and promotional offers based on your communication preferences;
•compare information for accuracy and verify it with third parties.

You do need an SSN to perform credit check. But there are other private identity verification services.

Don't worry about that, it's just the standard blurb.

I wasn't worried, recognized it as that. The thing that threw me off though was the bit about companiy to verify your identity. That could very well be if you apply for credit from them or use one of their services that goes well beyond simply processing payments.

It gets one to thinking though about how much they know...are the logging information like the electronic/computer fingerprinting that I have only recently learned the Amazon uses

that is kinda freaky when u think about it. Its like do they actually see the websites u visit when u are not on paypal or ebay site? Do anyone know if they can see that we are using this site or other sites?

They don't currently, but they could with LSOs as other sites do and they may too in the future.

Scary to think that they might know that we are all members here and that alone would be reason for limiting/suspension of ebay and Paypal accounts