Forum

Instant Bank Transfer Help
 

So I want to buy something for only 8 dollars. I have a bank account linked to my PayPal account, and I also have a credit card linked as a backup method.

So if I use the Instant Transfer option, will it take the money from my bank account? Or will it use my credit card?

Use you bank

It will debit from bank account 2-3 days later

Just like using echeck but pp pays in advance

You can select the funding source you want.

It will use your bank but if your bank does not have the funds it will take the money from your card.

If you select bank and bank does not have enough funds, you will be hit with NSF fees so be aware.

If you are using a stealth paypal account, will this be safe without getting limited?

I want to make a buying stealth paypal account.

Shipping address isn't a problem for me since I can contact the seller.
Thanks!

Usually sellers require confirmed paypal address, SO?!

Yes that's a problem that I will figure out later, right now I am more focused on whether it will be safe to withdraw from bank to paypal for buying things.
I know some sellers that really know me and my actual address, that's why I said it wouldn't be much of a problem as of yet.

PO boxes are most likely blocked, using a friends address will be difficult, now there is only 1 option left: since my main paypal got limited I guess I will do it the hard way and message sellers my actual address.
If there is another option let me know.
Thanks.

Are you going to buy items from the sellers that know you only?

this is a very short solution because everyday there are new sellers so you need to think what will you do after a few months when the sellers you know are no more selling/banned/sell other stuff...etc etc?

messaging sellers another address isn't a working idea at least with 95%+ of the sellers because they will be afraid to ship to another address than your address in paypal.

I think that the better option is to create a moneybookers account using your real details and use it instead of paypal for buying items using your credit card.

Yes, ok that will be a solution for buying then. Just an alternative to paypal.

But I like the ease of paypal. Maybe I won't buy like those items that don't allow shipping to different addresses to paypal and paypal is good to have. That's why I wanted to make one.

I want one that I will be able to pay with and be stealth. Maybe if I want to pay for an ebook or an online service. Then paypal will be easy to deal with.

My main question is if I have zero funds and transfer from bank to paypal, if they will see my name or information or if they will limit me. No one I've seen answers from so far said they had experience with this. So that's my main concern.

Once again I didn't think of an alternative payment method as a way around the shipping address problem and I guess an alternative payment method is an excellent solution - probably the best.

Thank you!

Then how is a stealth paypal possible if the bank shares information? I know you can make name variations. But does paypal look at the exact name spelling?
I know people withdraw to their bank with a stealth with no problem.

Yes, most of the time I won't buy items that you ship. So address isn't a problem. Getting linked and caught is the problem, so I'm still trying to figure out if it's safe to withdraw from bank to paypal.

How do people pay with paypal when they have no balance in a new account to gain feedback or maybe even possibly buy an item they want?

Thanks.

Prepaid cards folks...search the forum.

Ok, thanks. I will register my paypal with a pre paid card. Anyway, I think I will try to do bank transfer from bank to paypal and see since they can't see your name as many others said. I hope nothing happens. Thanks again.

Oh come on people. Why make something simple difficult? You can have other addresses in PP. Just 'change' your delivery address a little so that the bots wont pick it up.

If you bought a new hair dryer and you wanted it sent direct to your Auntie Mabel you would put her name and address in your PP account wouldn't you?

So think stealth - and then do it - it's simple!:pop2:

if you are using a stealth account: up your maximum daily spending limit. Max account your account on instant transfer. Close your bank account and cancel your credit card immediately. Make use of your own money

]

Sorry I couldn't understand what you said. Can you restate it please?

Just to buy? Use the guest checkout for paypal... No account necessary...

Simple pimple baby!

Really? If I use the guest checkout where will I get the funds from?

That seems like a great solution.

You can use a credit or debit card. I use the one already attached to a limited account. I get a notice asking if I prefer to sign-in and I opt out NO.. Then I continue to process and everything goes according to plan. I use this method every-time on DHgate.

I recently had a customer that used the guest feature for checkout on ebay. Ioffer has been doing it for a while.

When you go to pay it brings you to sign-in paypal page. We are so focused on the sign-in that we miss to the left is the Checkout without registering feature.

The plus side to this feature is that if the limited account is your real account then no worries about having to find a alternate shipping address.

Can you do it directly from the paypal website?
I thought you are limited to 5 payments if you do guest checkout.

Thanks again.

Hmmm... Don't know about limits as guest checkout as Ive never had that problem. However I usually don't order as guest more then 5 times a month so maybe someone else can chime in.

I have also read that you can create a buyers only account with your real info even if limited in the past and be ok... Just not selling...

I have this on Amazon... Cant sell, but can buy.... Not 100% on ebay... But I have read here that people do it ok as buyers only.

Can you do it from the paypal website?
I can't seem to find guest checkout there.