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-   -   Opening bank account in USA. (https://www.aspkin.com/forums/paypal-talk/52022-opening-bank-account-usa.html)

stanislav 10-20-2012 09:56 PM

Opening bank account in USA.
 
Ladies and gentleman,

Would I be able to open bank account in US as a Canadian citizen? What would I need to have in order to open one ?

Thank you!

AmazonStealth 10-20-2012 10:26 PM


MM78 10-20-2012 10:27 PM

For Canadian citizens to open a US bank account in the United States, all you need are two pieces of identification. You do not need a US mailing address to open a bank account.

Two pieces of ID, driver’s license and passport.

AmazonStealth 10-20-2012 10:28 PM

You should look into opening a bank account with a credit card that can give you cashback offers. With all the purchases I make, I can get anywhere from 3-6K back a year.

MM78 10-20-2012 10:34 PM

Yeah but your a High Roller AmazonStealth!

AmazonStealth 10-20-2012 10:49 PM

Quote:

Originally Posted by MM78 (Post 385821)
Yeah but your a High Roller AmazonStealth!

Depending on the bank you are with, where you make purchases, and when you can cash in on cashback. I would say if you are a general online seller you should at least be getting back $500ish a year with some online credit cards. Just make sure to pay them off. Most people just dont understand the concept of credit cards.

stanislav 10-20-2012 10:58 PM

Quote:

Originally Posted by MM78 (Post 385816)
For Canadian citizens to open a US bank account in the United States, all you need are two pieces of identification. You do not need a US mailing address to open a bank account.

Two pieces of ID, driver’s license and passport.

My question would be this ... Can I open bank account without being psychically there. For example... Sending my photo id and passport via fax or email?

MM78 10-20-2012 11:01 PM

don't know. why not ask the banks?

GreenBean 10-20-2012 11:08 PM

Quote:

Originally Posted by stanislav (Post 385831)
My question would be this ... Can I open bank account without being psychically there. For example... Sending my photo id and passport via fax or email?

Have you also looked at your own Canadian banks that have US facilities?

Options exist

:juggle:

stanislav 10-20-2012 11:14 PM

Quote:

Originally Posted by GreenBean™ (Post 385834)
Have you also looked at your own Canadian banks that have US facilities?

Options exist

:juggle:

I am not exactly sure what you mean by US facilities. Hmmm. For example ... I had TD canada Trust. Great bank ... Though they charge a lot of fees. Anyways I was thinkng if I could open one in USA because I know they also have TD in US.

stanislav 10-20-2012 11:17 PM

Yeah obviously if I could ask the banks on the weekend I wouldn't be asking you MM78 LOL! Why ask anything for that matter if you can call and ask yourself. Come on man... This is why we are all here. To exchange information. Otherwise what is the point to ask anything if you aren't going to get any help :)

GreenBean 10-20-2012 11:22 PM

Have you said WHAT banks you are considering using ? NO

Have you said WHY? NO

Now you tell us off for not being able to give you replies to your demands.

You get a fair go with all your questions.

Stop misbehaving

To make you quiet for a bit, some banks may accept online applications, some may not.

Look...... a reply :thumb:


:boink:

stanislav 10-20-2012 11:34 PM

Quote:

Originally Posted by GreenBean™ (Post 385840)
Have you said WHAT banks you are considering using ? NO

Have you said WHY? NO

Now you tell us off for not being able to give you replies to your demands.

You get a fair go with all your questions.

Stop misbehaving

To make you quiet for a bit, some banks may accept online applications, some may not.

Look...... a reply :thumb:


:boink:

LOL! @ GreenBean :) You are so combative :)

But I did not tell him off. You are making it look worse than it is :)

Well I am going to try TD bank in US and also maybe harris bank :)

BiN4RY 10-20-2012 11:35 PM

Quote:

Originally Posted by stanislav (Post 385831)
My question would be this ... Can I open bank account without being psychically there. For example... Sending my photo id and passport via fax or email?

Not possible, you must show up to a physical branch

stanislav 10-20-2012 11:37 PM

Quote:

Originally Posted by BiN4RY (Post 385844)
Not possible, you must show up to a physical branch

See! That's a good answer! It means that I will have to dress up like a robber , go to US bank and ask them to open a bank account.

GreenBean 10-20-2012 11:46 PM

Quote:

Originally Posted by stanislav (Post 385845)
See! That's a good answer! It means that I will have to dress up like a robber , go to US bank and ask them to open a bank account.

Your 1st problem will be getting across the border then

Check the Canadian banks. You may be able to get a USA account without leaving Canada.



:boink:

stanislav 10-20-2012 11:58 PM

Quote:

Originally Posted by GreenBean™ (Post 385849)
Your 1st problem will be getting across the border then

Check the Canadian banks. You may be able to get a USA account without leaving Canada.



:boink:

See! That's another good answer! A contradicting one non the less but still better than Binary's :)

GreenBean 10-21-2012 12:09 AM

Quote:

Originally Posted by stanislav (Post 385854)
See! That's another good answer! A contradicting one non the less but still better than Binary's :)

Should I ask what the Stanislav plan is?

Or read between the lines?


You've run out of Canadian banks & need go to the USA?

Or you are going to sell on ebay.com & are taking the necessary steps?

:peace:

stanislav 10-21-2012 12:27 AM

Quote:

Originally Posted by GreenBean™ (Post 385858)
Should I ask what the Stanislav plan is?

Or read between the lines?


You've run out of Canadian banks & need go to the USA?

Or you are going to sell on ebay.com & are taking the necessary steps?

:peace:

I haven't run out of Canadian banks but I am always looking for another way to increase my checking accounts. US has a lot of banks, much more than we have here in Canada. I am still going to be using Canadian PayPal to add US checking account :)

fineart 10-21-2012 12:30 AM

Quote:

Originally Posted by stanislav (Post 385810)
Ladies and gentleman,

Would I be able to open bank account in US as a Canadian citizen? What would I need to have in order to open one ?

Thank you!

You may want to try Royal Bank of Canada I know they have a branch in the states. Georgia to be exact. The US branches are named RBC Bank.
I am not sure what the rules are now please give them a call to make sure.
In the past you can open a US account directly at the Royal Bank of Canada.
Here is their link and hope this helps.

RBC Bank - Online Banking & Bill Pay

fineart 10-21-2012 12:36 AM

Quote:

Originally Posted by stanislav (Post 385810)
Ladies and gentleman,

Would I be able to open bank account in US as a Canadian citizen? What would I need to have in order to open one ?

Thank you!


Also try this quide pretty useful and valuable info with a list of banks



Best US Dollar Bank Accounts for Canadians | Dan Matan*

BiN4RY 10-21-2012 12:52 AM

Quote:

Originally Posted by fineart (Post 385873)
Also try this quide pretty useful and valuable info with a list of banks



Best US Dollar Bank Accounts for Canadians | Dan Matan*

This is irrelevant, most of these banks cannot receive direct deposits as USD from Paypal because they don't have US divisions.

stanislav 10-21-2012 02:02 AM

I wonder if ING CANADA is a good bank to attach with paypal.

GreenBean 10-21-2012 02:12 AM

Avoid ING.

Names can be an issue. You have to be most careful with how you name everything

:deadhorse:

stanislav 10-21-2012 02:32 AM

So both us and Candian are the same ?

GreenBean 10-21-2012 02:49 AM

We've never had ING Canada as a recommended bank.

Never been on the list

:shhh:

JJGold 10-21-2012 10:22 AM

75% of Canadians live within 100 miles of the border. Take a road trip and load up on accounts!

fineart 10-24-2012 06:27 AM

Quote:

Originally Posted by BiN4RY (Post 385876)
This is irrelevant, most of these banks cannot receive direct deposits as USD from Paypal because they don't have US divisions.

Actually that is not correct. All on the list have US branches and affiliates.

I hope this helps :)


Bank of Nova Scotia


New York
1 Liberty Plaza
26th Floor
New York, N.Y.
10006

San Francisco
Suite 2100
580 California Street
San Francisco, California
94104

Portland OR
Suite 750
888 S.W. Fifth Avenue
Portland, Oregon 97204

Chicago
Suite 3700
181 West Madison Street
Chicago, Illinois 60602

Houston Branch:
Suite 1400
711 Louisiana Street
Houston, Texas 77002

Scotia Miami
Scotia Private Client Group (SPCG)
Kevin Workman
Centre Director
201 South Biscayne Blvd, Suite 1320
T: (305) 789-4393


RBC Royal Bank us division
Georgia Branch
Became PNC BANK IN THE US. (March 2012 Merger)
Currently with locations in Canada
TD Canadian bank and trust
TD Bank in the US
Over 200 Branches in the US

Bank Of Montreal is Harris Bank in the US
Locations in every major city.

CIBC US Locations

Atlanta

One Alliance Center
3500 Lenox Rd
Suite 730
Atlanta, Georgia
30339
USA
Tel: 770-319-4999

Chicago

200 West Madison St
Suite 2610
Chicago, Illinois
60606
USA
Tel: 312-368-1160

Houston

333 Clay Street
Suite 4510
Houston, Texas
77002
USA
Tel: 713-210-4100

Los Angeles

6080 Center Drive
Los Angeles, California
90045
USA
Tel: 310-242-5529

New York

300 Madison Ave
New York, New York
10017
USA
Tel: 212-856-4000

New York

425 Lexington Ave
New York, New York
10017
USA
Tel: 212-856-4000

Salt Lake City

6510 South Millrock Drive
Suite 250
Salt Lake City, UT
84121
USA
Tel: 801-961-4010





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