If u withdrawal before 10pm eastern time than funds are in your bank 2 days later.
This is from my experiences with my banks all US accounts so I can't speak for everyone but just say I withdrawal on a Monday night at 10pm it will be in my account by Wednesday morning.
I have made transfers lets say at 11-11:30 pm Monday night and funds were not in my bank until Thursday
I experienced these times with I'd say off the top of my head 8 different banks.
And the funds are usually arrive between 8am-10 am
And for most banks at least my US banks direct deposits are not deposited on Saturday so be aware of this, now that I have many accounts it doesn't matter but in the beginning when ur starting out and struggling for cash flow this could be important, Wednesday is the cutoff day , so if u withdrawal before 10pm than funds will arrive by Friday now after 10pm on a Wednesday you won't have those funds till Monday
Bank of America is my favorite bank and the exception to the above the time frames are the same before 10pm after 10pm the difference they arrive between 1am-3am so if u withdrawl at 10pm Monday will have in bank 1am-3am Wednesday , not a big deal.
But with BOA u get that SATURDAY deposit which helped me big time when I was struggling but it's a small time frame I don't have exact times yet but from my experience every withdrawal from Paypal after 10pm Wednesday till 8am Thursday will be in your bank Saturday morning.
I have made withdrawals at 10am and 2pm Thursday and they all arrived on Monday so when I need on Saturday I like to withdraw by 7:30am Thursday and I know it will be there SATURDAY
Hope this helps
And some of my banks TD, Centurion, Regions, INTERNATIONAL, Bankcorp, BOA
|