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-   -   Debit card or prepaid? (https://www.aspkin.com/forums/paypal-talk/65270-debit-card-prepaid.html)

Jd84 09-26-2013 01:28 PM

Debit card or prepaid?
 
I am going to be opening up a new stealth account for PayPal and eBay under my cousins names. I want to know if opening up a brand new checking account and having a liked debit card is ok? Or just use checking account and a prepaid card? The stealth guide got me a little confused.

Thank you.

900ex 09-26-2013 01:29 PM

Re: Debit card or prepaid?
 
I think it doesn't matter, all you need is a mismatched name transfers allowed bank.

JamesNorth101 09-26-2013 01:38 PM

Re: Debit card or prepaid?
 
I would not use your cousins name to open an account. This will make him liable for tax.

You will need to use VCC for PP, it cannot be a real plastic card as it will fail the AVS check.

You will also need to make sure that the bank your opening an account with allows mismatching name deposits.

Jd84 09-26-2013 01:42 PM

Re: Debit card or prepaid?
 
I was going to open it under my husbands name DBA account.
And going with Bank of America.

rsot 09-26-2013 01:51 PM

Re: Debit card or prepaid?
 
Quote:

Originally Posted by Jd84 (Post 489586)
I was going to open it under my husbands name DBA account.
And going with Bank of America.

Why would you not open it under your OWN name but operate it with stealth name? Just keeping things nice and separate from family antics

Jd84 09-26-2013 01:57 PM

Re: Debit card or prepaid?
 
Doesn't Bank of America let you do mismatched names for deposits?

MM78 09-26-2013 04:04 PM

Re: Debit card or prepaid?
 
Bank America will work fine for mismatch name deposits...What won't work is using the debit card linked to the bank account.

The debit card's address on that card will not be accepted by Paypal since the address will be completely different from that one on your stealth.

2 Options for CC
1. Buy a VCC on the forum
2. Buy a Vanilla OR other Gift Card

Jd84 09-26-2013 05:43 PM

Re: Debit card or prepaid?
 
Quote:

Originally Posted by MM78 (Post 489611)
Bank America will work fine for mismatch name deposits...What won't work is using the debit card linked to the bank account.

The debit card's address on that card will not be accepted by Paypal since the address will be completely different from that one on your stealth.

2 Options for CC
1. Buy a VCC on the forum
2. Buy a Vanilla OR other Gift Card

what is a VCC? and is there such thing as a gift card that links to your checking account etc? thanks

GreenBean 09-26-2013 06:16 PM

Re: Debit card or prepaid?
 
http://www.aspkin.com/forums/paypal-...tml#post489629


You need to make sure you have an address you can access to get your items.
Basic stealth common sense.

Already answered in the this thread what to use.

Jd84 09-26-2013 06:30 PM

Re: Debit card or prepaid?
 
Quote:

Originally Posted by GreenBean™ (Post 489630)
http://www.aspkin.com/forums/paypal-...tml#post489629


You need to make sure you have an address you can access to get your items.
Basic stealth common sense.

Already answered in the this thread what to use.

I still dont understand what a VCC is. And I would like to pay for items on ebay but don't have a card linked to it so therefore I would only be able to do e-check. What do you do for purchasing items on ebay?
and I opened up a mailbox at my local postal store it looks like a regular address it is not a PO Box.

JamesNorth101 09-26-2013 06:56 PM

Re: Debit card or prepaid?
 
You use a VCC to pay for things via PP.

VCC is a virtual credit card - Works just like a regular credit card, but it will not fail the AVS checks.

Jd84 09-26-2013 07:02 PM

Re: Debit card or prepaid?
 
Quote:

Originally Posted by JamesNorth101 (Post 489644)
You use a VCC to pay for things via PP.

VCC is a virtual credit card - Works just like a regular credit card, but it will not fail the AVS checks.

so when you say virtual you don't have a physical card in your hand?
and how does it link up to your bank account?

JamesNorth101 09-26-2013 07:06 PM

Re: Debit card or prepaid?
 
Correct - Its a virtual card, although you can also use gift cards which are physical cards, but do not have your name on them.

It doesnt link up to your bank account.

A VCC is separate from your bank account. You can fund the VCC using a real card attached to your stealth bank account.

Jd84 09-26-2013 07:09 PM

Re: Debit card or prepaid?
 
Quote:

Originally Posted by JamesNorth101 (Post 489651)
Correct - Its a virtual card, although you can also use gift cards which are physical cards, but do not have your name on them.

It doesnt link up to your bank account.

A VCC is separate from your bank account. You can fund the VCC using a real card attached to your stealth bank account.

these are only sold on the forum? I am going to PM you for help.

rsot 09-29-2013 07:43 AM

Re: Debit card or prepaid?
 
Quote:

Originally Posted by Jd84 (Post 489594)
Doesn't Bank of America let you do mismatched names for deposits?

Yes that it does.


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