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Old 09-27-2013
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Default Does Paypal Report to Credit Agencies?

Hi guys, does PayPal report your negative balances to the credit agencies?

This is for my real account btw and they had my SSN and everything.

So 2 years ago I sold an iPhone 3GS to some guy in Canada and the guy claims that the phone is not a 3GS but a 3G and made a charge back. PayPal sided with the buyer and my account went into negative.

I kinda just abandoned it and never looked back and that account was soon limited anyways.

But today, I got a call from Paypal and they want to resolved the balance. I kinda panicked and just hang up on them.

So is PayPal going to report this to the credit agencies?
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Old 09-27-2013
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Default Re: Does Paypal Report to Credit Agencies?

If its your legit account then Yeah, also if you owe them money they will also send your balance to a collection agency.
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Old 09-28-2013
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Default Re: Does Paypal Report to Credit Agencies?

Originally Posted by horse9118 View Post
So is PayPal going to report this to the credit agencies?
Under its T&C, paypal can do that.

With everything in your real info, you should consider taking action with paypal to achieve resolution.

You must do whatever possible to protect yourself.

I am sorry you got tricked by a bad buyer.

Try to come to an arrangement with paypal as soon as possible.

Old 09-29-2013
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Default Re: Does Paypal Report to Credit Agencies?

@horse9118, since they have your SSN and real info - best to get this amicably resolved with PP.

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Old 09-30-2013
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Default Re: Does Paypal Report to Credit Agencies?

Yes, they will try to collect, its best to take care of it with paypal so you dont get charges from the credit agencies and potentially screw up your credit scores.
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Default Re: Does Paypal Report to Credit Agencies?

If you not care about credit I tell PayPal what they could do with themselves.

As they have too much power.
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