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  #1  
Old 09-30-2013
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Default Bank Account

Anyone know a bank account that you can open with under $25 needed for initial deposit? Not a big deal, but if there's one out there that I can open online with under $25 to open that would be ideal.

Thanks.
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  #2  
Old 10-01-2013
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Default Re: Bank Account

Bank of America works great with mismatch names fast deposits, Saturday deposits( feature that out of the 13 banks I use boa is the only one as long as u make the withdraw from Paypal by 8am Thursday morning than you will have Saturday .

And it gives u the option to add money now or later. Great bank
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  #3  
Old 10-01-2013
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Default Re: Bank Account

Thought Chase had this nice feature too
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Old 10-01-2013
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Default Re: Bank Account

ING works great as well
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  #5  
Old 10-01-2013
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Default Re: Bank Account

Quote:
Originally Posted by rsot View Post
Thought Chase had this nice feature too
I am seconding Chase. Get the liquid cards guys and gals. I know I am promoting this, but I don't want this product to leave. LOL. It's 5 bucks a month to maintain, gives you a checking account number and debit card. You can deposit money into it, and what's cool about it is that no one can take money out of the account based on checking account number only. You would have to use the Visa debit card in order to do that. Name mismatches just fine. All in all, Chase is a great bank.
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  #6  
Old 10-01-2013
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Default Re: Bank Account

Can u apply online for chase , there is no chase bank within 50 miles of me
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  #7  
Old 10-01-2013
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Default Re: Bank Account

Quote:
Originally Posted by Dmshark25 View Post
Can u apply online for chase , there is no chase bank within 50 miles of me
That is one of the positives of CHASE....

it is possible to open accounts online.

Makes the bank ideal.

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  #8  
Old 10-01-2013
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Default Re: Bank Account

Quote:
Originally Posted by Dmshark25 View Post
Can u apply online for chase , there is no chase bank within 50 miles of me
Definitely doable
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  #9  
Old 10-02-2013
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Default Re: Bank Account

Doable online without social ?
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  #10  
Old 10-02-2013
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Default Re: Bank Account

Quote:
Originally Posted by 900ex View Post
Doable online without social ?
Not at all.


SSN is needed as part of the requirements for banks to offer accounts.

Contact the customer service of the bank that interests you.

Ask them their methods to make accounts. Available options will be given to you.

Good Luck

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  #11  
Old 10-02-2013
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Default Re: Bank Account

You need that SSN for all American banking these days as an American citizen/resident.

When I set up stuff in the US, I provide suitable equivalent - days of "Anonymous" banking are very much behind us on the large part.
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Default Re: Bank Account

I don't have social with bofa not sure if I can open more without.
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  #13  
Old 10-02-2013
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Default Re: Bank Account

But you have a social in general 900ex? It's for banks IN GENERAL - not just bofa.
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Old 10-02-2013
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Default Re: Bank Account

Quote:
Originally Posted by rsot View Post
But you have a social in general 900ex? It's for banks IN GENERAL - not just bofa.
Yes I have one. Bofa told me all they need is a government id and another id like a student id
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Old 10-02-2013
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Default Re: Bank Account

Quote:
Originally Posted by 900ex View Post
Yes I have one. Bofa told me all they need is a government id and another id like a student id
SSN can be used again with banks.

It is only PayPal where the SSN is used once to avoid linking


Last edited by GreenBean; 10-05-2013 at 05:39 PM.
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  #16  
Old 10-02-2013
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Default Re: Bank Account

Quote:
Originally Posted by smokescreen View Post
ING works great as well
I actually stopped using ING (Cap360) because of all the posts here stating ING/Cap360 can be hit or miss...

http://www.aspkin.com/forums/paypal-...h-account.html

I mostly use TD Bank and BoA.
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  #17  
Old 10-05-2013
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Default Re: Bank Account

Quote:
Originally Posted by An0nym0u$ View Post
I actually stopped using ING (Cap360) because of all the posts here stating ING/Cap360 can be hit or miss...

http://www.aspkin.com/forums/paypal-...h-account.html

I mostly use TD Bank and BoA.
ING/Cap360 worked well for me until it didn't. When the poop hit the fan it hit hard.

Been a Chase guy ever since. Didn't know I could open accounts online now until just now.

That's why I keep coming back. Always find out something new.
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  #18  
Old 10-05-2013
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Default Re: Bank Account

I love BOA just opened 3 accounts today, so easy and approved in hours. It's like it caters to stealth and a great mobile App can't be beat,

When I first started a had mostly prepaid , which I still like for the fact ebay can't dip in it and over drawl your account , once the funds are withdrawn tough luck . Now I usually start my accounts with a prepaid debit card and when it hits the 90 day mark I add a real bank and just keep the prepaid as my primary, kind of a buffer to protect the account with money in it.

Boa has the fastest deposits, it has Saturday deposits, all the prepaid cards and TD bank only worked M-F so if u didnt withdraw by Wednesday before 10 pm u had to wait till Monday , now that's ok but starting up when things were tight that extra deposit a week helped

Also 7 of my stealths are hooked up to BOA soon to be 10 , with the app u can make instant transfers all to one Debit card , instead of making 10 withdrawals at the ATM with 10 cards
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  #19  
Old 10-05-2013
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Default Re: Bank Account

Consistently great is Bank of America

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  #20  
Old 10-06-2013
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Default Re: Bank Account

*nominate Dmshark25 for a bank spokesperson position
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