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Old 10-08-2008
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Default Can Paypal reverse a payment initiated via Plugin?

Hello,

Consider this situation: I have money in my Paypal account, and it has Paypal plugin enabled. I use the plugin to generate virtual credit cards and send my funds elsewhere/buy something. Can Paypal reverse the transfer?
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Exeneva , paypal are far more devious than you, my friend. LOL
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Please explain?
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Sure, you have started 45 threads about paypal with efforts to beat their system. I applaud your efforts. You know I have answered you before: if paypal want to reverse a payment they will. It is paypal, no more, no less. Legal, illegal, moral, immoral, paypal will outdo any of us if they want. end of
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And what will they do when I close the account after the VCC transfer, especially if it was to a bank account I have already closed and retrieved the funds from?

Last edited by Exeneva; 10-08-2008 at 07:25 PM.
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There will be a negative balance in paypal: they will likely chase you to restore the balance. This is what they did with one of my paypal accounts.:( Did not
get limited but got message after message. I must confess I paid them. In my
case it was less than $40.00
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Aho, but what if all of my information is ⊗⊗⊗⊗ and I am unreachable?
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Old 10-09-2008
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I don't think PP can reverse VCC payments. A VCC payment is the same as a credit card payment. It is like you took your Chase visa credit card to a restaurant, charged dinner and then and then Chase wants to reverse the payment without your authorization. This would be a violation of the rules set by MasterCard and Visa.
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This is where I agree with Zymo. VCC funds are immediately out of reach, and I don't think Paypal has any power to do anything about it.
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how do u generate virtual credit cards with pp?
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You have to enable the Paypal plugin.

This means you have to have a verified bank and credit card.
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o i have verfied bank and CC i never knew u could genrate VCC with them i read about it in the past but never new it was working

i will have to try that later to buy stuff also what address gose on the VCC same as the one on Pp? or can u put any ship to address u want?
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It's an anonymous vcc.
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o so what happens when i buy something and they ask for a address will it match when they goto check it when im paying

like if i went to Buy.com - Computers, Electronics, Digital Cameras, Books, DVDs, Music, Games, Software, Toys, Sports and bought something and put my home address and used that VCC will buy.com have problems verfiying the address? cause its not attched to the VCC?
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Quote:
Originally Posted by Exeneva View Post
Aho, but what if all of my information is ⊗⊗⊗⊗ and I am unreachable?
Hmm. What I am wondering though is what action will paypal take to get 'monies'? Do you follow me? I understand about the VCC & plugin. Just am not
sure that paypal will let the matter go.So as I said the actual paypal account
will get a negative balance. What will you do then? Walk away?
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Quote:
Originally Posted by zymo View Post
I don't think PP can reverse VCC payments. A VCC payment is the same as a credit card payment. It is like you took your Chase visa credit card to a restaurant, charged dinner and then and then Chase wants to reverse the payment without your authorization. This would be a violation of the rules set by MasterCard and Visa.

Yeah your right thats like going to bestbuy.com order a $50 pc game or something with rush shipment pay useing a paypal VCC with paypal funds and then paypal decieds to limt u a day or 2 down the line they cant just simpley steal the money back from Bestbuy that would be illegal and not a wise move on Pp's part
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Precisely my point. And GreenBean, it was my rightful money. The idea of this thread is not to steal money, it is to safely get your money out so you don't get frauded. And if you do, then yes, you walk away.

But I have another question: Can Paypal reverse your payment if you used a VCC to buy something from someone who uses Paypal? Basically Paypal VCC to another Paypal account.

Last edited by Exeneva; 10-09-2008 at 11:28 PM.
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I agree it is your money. Just checking for myself that the account was of no more benefit. Simply that. I was thinking of the hassles to make new paypal accounts.
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True, but that "Paypal logo" is like a protection guarantee for a lot of people, and it's hard to beat.

And my other question still looms.
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Interesting question. I have had paypal reverse bank transfers, payments sent and payments received. My guess would be that it would be similar to when someone uses a stolen credit card to buy an item from say best buy. Once best buy ships the item, and the card is found to be stolen, how is it handled? My guess would be that paypal can not reverse the actual payment, but will try to deduct that amount from your account. If you used all ⊗⊗⊗⊗ information, there is no way they can get anything from you.
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That's exactly what I'm thinking. But is a payment via VCC to a Paypal account treated the same way?
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Good question. Most likely they will not reverse it. If they feel it's of a suspicious nature they'll just limit your account instead. Here's what I would like to know. If you already have an account online at buy.com, amazon, etc. with your real info and you attempt to purchase something at those sites with your VCC with all your ⊗⊗⊗⊗ PP info does the charge still go thru without any problems?
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