PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money? - eBay Suspended & PayPal Limited Forums
eBay Suspension & PayPal Limited Forums  
Join Today
Register Subscribe
     

Registration is fast, simple and absolutely free so please, join our community today!


Go Back   Home > Marketplace Discussions > PayPal Talk

PayPal Talk PayPal Forums. General issues related to PayPal.

Reply
 
Thread Tools
  #1  
Old 04-22-2016
Junior Member
 
Join Date: Apr 2016
Posts: 5
Thanks: 0
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 26%
iTrader: (0)
Exclamation PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

Hey guys,

I recently sold an item with the price of $1500, the buyer then decided to charge back and won the dispute. Before the dispute opened I removed my bank account and closed the paypal account. The account was under my name, but false last name (mothers maiden name) as well as the correct address. Can paypal get my money? Is there anything I have to do before the dispute closes to insure that they dont?

Thanks,
Tim
Reply With Quote
The complete step-by-step guide to get back to selling today!

  #2  
Old 04-22-2016
Junior Member
 
Join Date: Nov 2014
Posts: 260
Thanks: 6
Thanked 17 Times in 15 Posts
Activity: 0%
Longevity: 37%
iTrader: (0)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

What was the time frame between the date that the item delivered and the date you closed your paypal account?
Reply With Quote
  #3  
Old 04-22-2016
slokor's Avatar
Executive [VIP]
 
Join Date: Aug 2008
Posts: 8,058
Thanks: 279
Thanked 1,878 Times in 1,374 Posts
Activity: 97%
Longevity: 87%
iTrader: (89)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

Technically speaking theres nothing they can do so since the bank account is closed meaning the have nothing to charge.
Not sure what happens now that the paypal account is closed though. I doubt they'll re-open the account. Instead they'll probably try to pass it on to their collections agency (3rd party) to try to collect but since its on a stealth name (kinda sorta) they wont be able to do so - especially if the phone number on the account is NOT your real number. Please say that you were smart enough to at least not have your real phone number on there...
__________________
USA SELLER ACCOUNT EXCLUSIVES: 1,000/$100,000 AND 5,000/$500,000 - AGED!
ENTER MY STORE OR CONTACT ME
Reply With Quote
  #4  
Old 04-22-2016
Junior Member
 
Join Date: May 2015
Posts: 49
Thanks: 0
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 33%
iTrader: (0)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

well, they have your (real) address ....
Reply With Quote
  #5  
Old 04-22-2016
slokor's Avatar
Executive [VIP]
 
Join Date: Aug 2008
Posts: 8,058
Thanks: 279
Thanked 1,878 Times in 1,374 Posts
Activity: 97%
Longevity: 87%
iTrader: (89)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

But not his real name. No way to prove it was actually him who owned the account.
__________________
USA SELLER ACCOUNT EXCLUSIVES: 1,000/$100,000 AND 5,000/$500,000 - AGED!
ENTER MY STORE OR CONTACT ME
Reply With Quote
  #6  
Old 04-23-2016
Junior Member
Threadstarter  
 
Join Date: Apr 2016
Posts: 5
Thanks: 0
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 26%
iTrader: (0)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

Quote:
Originally Posted by pennslmmer View Post
What was the time frame between the date that the item delivered and the date you closed your paypal account?
Item delivered after the account was closed
Reply With Quote
  #7  
Old 04-23-2016
Junior Member
Threadstarter  
 
Join Date: Apr 2016
Posts: 5
Thanks: 0
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 26%
iTrader: (0)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

Quote:
Originally Posted by slokor View Post
Technically speaking theres nothing they can do so since the bank account is closed meaning the have nothing to charge.
Not sure what happens now that the paypal account is closed though. I doubt they'll re-open the account. Instead they'll probably try to pass it on to their collections agency (3rd party) to try to collect but since its on a stealth name (kinda sorta) they wont be able to do so - especially if the phone number on the account is NOT your real number. Please say that you were smart enough to at least not have your real phone number on there...
The bank account is not closed, I removed the bank from the paypal account.

The phone number is one that I USED (it is not active anymore, was used ~ two years ago)
Reply With Quote
  #8  
Old 04-24-2016
GreenBean's Avatar
Executive [VIP]
 
Join Date: Sep 2007
Posts: 41,970
Thanks: 5,467
Thanked 8,997 Times in 7,022 Posts
Activity: 0%
Longevity: 95%
iTrader: (6)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

Quote:
Originally Posted by slokor View Post
But not his real name. No way to prove it was actually him who owned the account.
But make life miserable sending letters in his Mother's maiden name to a real address....

Need to consider that.

Also, depending on the bank, paypal might pull funds from that closed account sending it into overdraft.

That must be considered sensibly.


Reply With Quote
  #9  
Old 04-24-2016
slokor's Avatar
Executive [VIP]
 
Join Date: Aug 2008
Posts: 8,058
Thanks: 279
Thanked 1,878 Times in 1,374 Posts
Activity: 97%
Longevity: 87%
iTrader: (89)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

If the bank account is closed they will not be able to pull funds out of it - they'll get an error message telling them its a closed account.
__________________
USA SELLER ACCOUNT EXCLUSIVES: 1,000/$100,000 AND 5,000/$500,000 - AGED!
ENTER MY STORE OR CONTACT ME
Reply With Quote
  #10  
Old 04-24-2016
GreenBean's Avatar
Executive [VIP]
 
Join Date: Sep 2007
Posts: 41,970
Thanks: 5,467
Thanked 8,997 Times in 7,022 Posts
Activity: 0%
Longevity: 95%
iTrader: (6)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

Quote:
Originally Posted by TimLampen View Post
Hey guys,

I recently sold an item with the price of $1500, the buyer then decided to charge back and won the dispute. Before the dispute opened I removed my bank account and closed the paypal account. The account was under my name, but false last name (mothers maiden name) as well as the correct address. Can paypal get my money? Is there anything I have to do before the dispute closes to insure that they dont?

Thanks,
Tim
slokor,

Reread what the OP says.

He appears to be asking how to walk away from not doing a deal in the expected way.
First poster should be aware of correct procedures.
Reply With Quote
  #11  
Old 04-24-2016
slokor's Avatar
Executive [VIP]
 
Join Date: Aug 2008
Posts: 8,058
Thanks: 279
Thanked 1,878 Times in 1,374 Posts
Activity: 97%
Longevity: 87%
iTrader: (89)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

I agree.
Im going on good faith here that OP is not scamming and answering his question based on that assumption.
But I agree with you GB - the whole thing sounds very fishy...
__________________
USA SELLER ACCOUNT EXCLUSIVES: 1,000/$100,000 AND 5,000/$500,000 - AGED!
ENTER MY STORE OR CONTACT ME
Reply With Quote
  #12  
Old 04-24-2016
GreenBean's Avatar
Executive [VIP]
 
Join Date: Sep 2007
Posts: 41,970
Thanks: 5,467
Thanked 8,997 Times in 7,022 Posts
Activity: 0%
Longevity: 95%
iTrader: (6)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

Quote:
Originally Posted by slokor View Post
If the bank account is closed they will not be able to pull funds out of it - they'll get an error message telling them its a closed account.
He already stated the account is NOT closed though.

Hence why I replied regarding paypal actions.

Reply With Quote
  #13  
Old 04-24-2016
rsot's Avatar
Executive [VIP]
 
Join Date: Dec 2009
Posts: 57,964
Thanks: 4,604
Thanked 7,063 Times in 6,434 Posts
Activity: 100%
Longevity: 76%
iTrader: (7)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

Quote:
Originally Posted by slokor View Post
I agree.
Im going on good faith here that OP is not scamming and answering his question based on that assumption.
But I agree with you GB - the whole thing sounds very fishy...
Same here - if indeed not a scam though, chargeback is annoying as h*ll to fight back.

I think the OP knows all that he needs to know by now.
Reply With Quote
  #14  
Old 04-24-2016
Junior Member
Threadstarter  
 
Join Date: Apr 2016
Posts: 5
Thanks: 0
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 26%
iTrader: (0)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

Quote:
Originally Posted by rsot View Post
Same here - if indeed not a scam though, chargeback is annoying as h*ll to fight back.

I think the OP knows all that he needs to know by now.
Yea I know I sound really sus, I sold him shoes and he then took pictures of a different shoe box and sent them to PayPal. What really pissed me off is that I have been doing this for a couple of years but PayPal still didnt trust me.

The last question I had was that my bank account is not closed, but the bank account was removed from PayPal before I closed the account. Do I have to tell my bank anything?
Reply With Quote
  #15  
Old 04-24-2016
Junior Member
Threadstarter  
 
Join Date: Apr 2016
Posts: 5
Thanks: 0
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 26%
iTrader: (0)
Default Re: PAYPAL Closed Account + Removed Bank - Can Paypal Get Their Money?

Quote:
Originally Posted by GreenBean View Post
He already stated the account is NOT closed though.

Hence why I replied regarding paypal actions.

I have no idea how to multi quote, read the above reply (thanks)
Reply With Quote
Reply



Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Can paypal take money from a closed account? itsmedanica PayPal Talk 6 10-21-2011 04:43 AM
PayPal removed my bank account removed/VCC not accepted - thanks paypal!!!!! lucy Subscriber Discussions 0 04-28-2011 02:39 AM
Need to withdraw money from pp but verified bank account is now closed charlesb UK eBay & Paypal 5 02-20-2010 06:37 AM


Aspkin Group

All times are GMT -5. The time now is 09:33 AM.


Stop the guessing games and learn how you can quickly and easily get back on eBay today!
Read the best selling step-by-step eBay Suspension guide eBay Stealth!
Amazon Suspension? Read Amazon Ghost to get back on Amazon!
vBulletin® Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
Ad Management by RedTyger
no new posts