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Old 06-28-2016
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Default When opening a bank acc

Okay I have an acc with Wells Fargo, and i am currently in a overdraft of -300,

i need to open up a second acc, when opening a new acc will they check my old one and not allow me to open it if i have a neg balance?
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Default Re: When opening a bank acc

You just answered your own question.. but stop over drafting accounts, banks keep a record of people screwing up. Also, if they close this account other banks may do the same after they check a consumer bureau.

You had this same problem on another thread.
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Default Re: When opening a bank acc

Quote:
Originally Posted by mophie View Post
You just answered your own question.. but stop over drafting accounts, banks keep a record of people screwing up. Also, if they close this account other banks may do the same after they check a consumer bureau.

You had this same problem on another thread.
so yes or no?
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Old 06-29-2016
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Default Re: When opening a bank acc

You're going to want to take care of that negative balance ASAP.

Not only will you not be able to open a new account with them, but they're going to report that to Chexsystems if it goes unresolved and you won't be able to open a bank account at any major bank (as well as any smaller bank who looks at Chex inquiries) because of it.
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Default Re: When opening a bank acc

Why ask this? Go ask a teller, maybe they'd be able to answer how to scam a bank
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Old 06-29-2016
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Default Re: When opening a bank acc

Neg accounts at a bank are HORRIBLE for future relations unless taken care of quickly
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Default Re: When opening a bank acc

have the same situ at BOA. They just told me in order to open a new account i need to pay the amount that's in the negative, done.
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Default Re: When opening a bank acc

I am going to open a new bank account with Sierra Bank. Can I link my stealth paypal account to it?
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