Entropay & Brexit (UK leaving the EEA)

[Unimatrix Zero]

As some have already seen, things are in motion at Entropay.

Here is a link to what is happening:

https://lcb.org/news/entropay-cancel...nd-outside-eea

As of November 1st, the payment service will no longer be able to provide support (read: issue virtual Visa cards) to people living outside of the European Economic Area and to the residents of Norway

It appears that the UKs days are likely numbered when it comes to using Entropay. Once Brexit is initiated in the UK and we leave the EEA, the same will happen to us as has happened to Norway.

This is going to be game-over for a good number of us in the UK who relies on the Entropay VCC for purchasing/bidding on ebay items. Entropay is to my knowledge the Only VCC that allows you to top up the card over £1000.

Some of my ebay wins/purchases are routinely over £500 so without Entropay I’m dead in the water as No other VCC will go to this amount…

Enjoy it while we can...

UZ

[JHerald]

As things stand at present, under Visa restrictions, Entropay cannot allow UK customers to continue using their service for the issue of a virtual card after 11pm UK time on Friday, 29 March 2019, although I anticipate that in compliance before this date, Entropay will proactively transfer cash to the wallet and close down any existing ones. I would imagine January will be the "advance notice" and late February being the phase-out.

I am sure this is as painful to Entropay as it is to us, since they have already had to eliminate their service from numerous other countries as a result of these new restrictions.

[Unimatrix Zero]

Originally Posted by JHerald

As things stand at present, under Visa restrictions, Entropay cannot allow UK customers to continue using their service for the issue of a virtual card after 11pm UK time on Friday, 29 March 2019, although I anticipate that in compliance before this date, Entropay will proactively transfer cash to the wallet and close down any existing ones. I would imagine January will be the "advance notice" and late February being the phase-out.

I am sure this is as painful to Entropay as it is to us, since they have already had to eliminate their service from numerous other countries as a result of these new restrictions.

Hi JHerald

Yes, this will probably be a large chunk of business for Entropay to loose. Lets hope that they may consider to have a UK based presence in addition to their EU presence...

For me loosing Entropay will be game over regards to stealth, unless I can find another simple way of paying for things I Bid & Buy.

As I ONLY Bid & Buy (never sell) can you suggest any alternatives to Entropay for the UK that will still allow me to do this? I want to start planning now if possible.

Thanks
UZ

[JHerald]

Originally Posted by Unimatrix Zero

Hi JHerald

Yes, this will probably be a large chunk of business for Entropay to loose. Lets hope that they may consider to have a UK based presence in addition to their EU presence...

For me loosing Entropay will be game over regards to stealth, unless I can find another simple way of paying for things I Bid & Buy.

As I ONLY Bid & Buy (never sell) can you suggest any alternatives to Entropay for the UK that will still allow me to do this? I want to start planning now if possible.

Thanks
UZ

I do not know one off the top of my head. Entropay have certainly been the most simplistic with the ability to create and delete cards freely.

If you do not sell then what is the need for complete anonymity? Can you not create a PayPal account and attach one debit card to it? If you only purchase virtual goods and do not want your name and address revealed to the seller, then open a PayPal account with stealth details; link your debit card to it by using a false address but keeping all the digits the same (to pass AVS) then confirm it. I do not see the need to use a different PayPal account and card each time you purchase something unless there is some sort of method to your madness or a scheme of some sort you have going on.

[Unimatrix Zero]

Long story short: I was a victim of the ebay user account hacking back in 2012 where my account was hacked and used for selling bad stuff. Ebay banned me for life even though, I myself, had only ever been a buyer and never sold anything for 15+ years. Hence why I’m having to go stealth just to bid and buy from ebay!

• Both my Ebay and PayPal are stealth accounts with a stealth name and address.

• Entropay is in my real name and real address and is used to fund my ebay purchases through my stealth paypal account.

A very simple setup to allow me to bid and buy items.


As far as I was told and understand, if I linked a normal debit/credit card, that was in my real name and details, to my stealth paypal this would trigger a discrepancy as my debit card name and details are passed through to paypal when verification happens. This was why I choose entropy as it does not pass through your real name and details to paypal when verifying, as opposed to a normal debit/credit card or bank account that would pass this information through to paypal.

Have I maybe totally misunderstood something with my understanding above?

Thanks for your help.
UZ

[JHerald]

Originally Posted by Unimatrix Zero

Long story short: I was a victim of the ebay user account hacking back in 2012 where my account was hacked and used for selling bad stuff. Ebay banned me for life even though, I myself, had only ever been a buyer and never sold anything for 15+ years. Hence why I’m having to go stealth just to bid and buy from ebay!

• Both my Ebay and PayPal are stealth accounts with a stealth name and address.

• Entropay is in my real name and real address and is used to fund my ebay purchases through my stealth paypal account.

A very simple setup to allow me to bid and buy items.


As far as I was told and understand, if I linked a normal debit/credit card, that was in my real name and details, to my stealth paypal this would trigger a discrepancy as my debit card name and details are passed through to paypal when verification happens. This was why I choose entropy as it does not pass through your real name and details to paypal when verifying, as opposed to a normal debit/credit card or bank account that would pass this information through to paypal.

Have I maybe totally misunderstood something with my understanding above?

Thanks for your help.
UZ

In terms of your address, PayPal use AVS. In simple terms, the AVS only checks the digits of your address and returns a result based on your input. PayPal do not receive your full address. If they did, then AVS bypassing would not work, as they would be able to decline anything that didn't match. I can use a fabricated address fine directly, as long as the digits match, which is not enough to identify you if everything text-wise is false.

In terms of your name, companies ask for this but the bank do not transmit your full name back to PayPal. I do not know whether an entered name is checked or not, which it probably isn't, since I can use a false name anywhere with my bank card and have never been declined, but I do know for sure that PayPal do not receive your bank account name from linking the card or making a purchase.

Your method is playing it safe, however the direct approach is much less hassle and the chance of being linked, as long as that card was not used on the old account, is next to none. You can continue using Entropay if you desire but when they close, consider aligning your practice to take advantage of current online card security standards.

[Unimatrix Zero]

Hi JHerald

My Stealth PayPal account has been setup with a stealth name and stealth address and been working fine for over 5 years.

My Stealth PayPal is setup in the following way:

• Natwest savings account – Successfully Linked and Confirmed for over 5 years
  This savings account has Never been used to fund an ebay purchase nor been used to transfer money to from PayPay.
  As I understand from the stealth guide the Linking and Confirming process for savings accounts works by pushing a payment from PayPal to the saving account so the linking and confirming process is safe. However, what you must never do is pull funds from the ‘savings’ account to pay for an ebay purchase, as this pull action would expose your real savings account details to PayPal.

• Entropay VCC – Successfully Linked and Confirmed for over 5 years
  This VCC is used exclusively for all ebay purchases.
  As I understand from the stealth guide this is a safe method to pull funds from as once the VCC has been Linked and Confirmed no personal info is sent through to PayPal by the VCC. Apparently, Entropay is also the Only VCC that will pass the AVS when Linking and Confirming in PayPal.

Are my understandings above correct?

In preparation of Entropay closing in the UK, I need to understand a lot more about the finer details of the direct approach you have mentioned.

UZ

[james_112233]

Originally Posted by Unimatrix Zero

Hi JHerald

My Stealth PayPal account has been setup with a stealth name and stealth address and been working fine for over 5 years.

My Stealth PayPal is setup in the following way:

• Natwest savings account – Successfully Linked and Confirmed for over 5 years
  This savings account has Never been used to fund an ebay purchase nor been used to transfer money to from PayPay.
  As I understand from the stealth guide the Linking and Confirming process for savings accounts works by pushing a payment from PayPal to the saving account so the linking and confirming process is safe. However, what you must never do is pull funds from the ‘savings’ account to pay for an ebay purchase, as this pull action would expose your real savings account details to PayPal.

• Entropay VCC – Successfully Linked and Confirmed for over 5 years
  This VCC is used exclusively for all ebay purchases.
  As I understand from the stealth guide this is a safe method to pull funds from as once the VCC has been Linked and Confirmed no personal info is sent through to PayPal by the VCC. Apparently, Entropay is also the Only VCC that will pass the AVS when Linking and Confirming in PayPal.

Are my understandings above correct?

In preparation of Entropay closing in the UK, I need to understand a lot more about the finer details of the direct approach you have mentioned.

UZ

Is it possible to just use my own credit card for buying rather than a VCC ?

[JamesNorth101]

Originally Posted by james_112233

Is it possible to just use my own credit card for buying rather than a VCC ?

If you want to add the card to a stealth address it would fail the AVS checks. Thats why we have to use VCCs