Easiest Bank account to register via online in Canada if possible

[rapidsloth]

I want to create a new PayPal account using my dad's ID, however he doesn’t have a bank account yet as he is here on visit though so I was wondering which is the easiest Bank to register an account, preferably the cheapest and that PayPal should accept it.

Please advise.

[rsot]

cibc rbc TD - these are among the banks that are easiest to work with and register

[rapidsloth]

Thanks for replying to my thread.

[rapidsloth]

Originally Posted by rsot

cibc rbc TD - these are among the banks that are easiest to work with and register

Do these banks or at least one of them allows online registration without visiting the Bank physically?

Thanks a lot

[rsot]

A lot of them will allow online registration as long as you can be ID verified - maybe even with mailing in of some documents/copies

[SammySquare]

Koho is the absolute easiest

[rsot]

Originally Posted by SammySquare

Koho is the absolute easiest

How many accounts you have set up with them?

[agent006140]

what bank does your father have ?

[SammySquare]

Originally Posted by rsot

How many accounts you have set up with them?

I did one, but it can be done online, relatively straight forward. I think the challenge for me, is to find a source of unlimited bank account numbers. I know if we make a savings account, that acts as another bank account to use on ebay, if we enter details manually, I just never tried to make multiple checking accounts on the same bank.

Anyone have any input?

[rsot]

you can make multiple checking accounts at the same bank and use each as a new bank account

[rsot]

Originally Posted by agent006140

what bank does your father have ?

OP said his father doesn't have a bank account?

[agent006140]

Originally Posted by rsot

OP said his father doesn't have a bank account?

He could have a bank account in his own country,if it is HSBC,may be something can be worked out

[Something random]

SammySquare have you tried mismatching the name of the bank with eBay?

So koho bank in your name and eBay with a ⊗⊗⊗⊗ name?

[SammySquare]

Originally Posted by rsot

you can make multiple checking accounts at the same bank and use each as a new bank account

Yeah I believe you, that seems to be the ultimate solution, can it be done online? I use my banks already for business and having them ask me questions bothers me, so getting some research done.

[SammySquare]

Originally Posted by NeedEbayAccounts

SammySquare have you tried mismatching the name of the bank with eBay?

So koho bank in your name and eBay with a ⊗⊗⊗⊗ name?

Yes I have, the main thing that they are checking for is the postal code. So the postal code of the bank should be the same as the one put on ebay, and click "My bank is not on the list"

[rsot]

Originally Posted by agent006140

He could have a bank account in his own country,if it is HSBC,may be something can be worked out

I like HSBC for the flexibility...

[agent006140]

Originally Posted by rsot

A lot of them will allow online registration as long as you can be ID verified - maybe even with mailing in of some documents/copies

If his father is just visiting,he is a foreigner,can he provide his home country ID and open a bank account online or offline?in Canada?

[rsot]

Originally Posted by agent006140

If his father is just visiting,he is a foreigner,can he provide his home country ID and open a bank account online or offline?in Canada?

He can as long as he has some permanent residence for mail/living purposes

[SammySquare]

Originally Posted by rsot

He can as long as he has some permanent residence for mail/living purposes

Whats the process for opening multiple checking accounts? And any idea for the cheapest carrier in canada for phone verificaiton?

[rsot]

Originally Posted by SammySquare

Whats the process for opening multiple checking accounts? And any idea for the cheapest carrier in canada for phone verificaiton?

Multiple checking accounts can be opened online once you have at least one bank account at a bank like CIBC and online access is granted.

Cheapest carrier hmm might be freedom or koodo

[SammySquare]

Originally Posted by rsot

Multiple checking accounts can be opened online once you have at least one bank account at a bank like CIBC and online access is granted.

Cheapest carrier hmm might be freedom or koodo

I remember using Freedom mobile data to create ebay accounts back in the day, and that would flag me, and give me low limits. And also the carrier was important when making ebay accounts in canada, for the phone. Freedom would flag me.

Maybe things have changed now. Do you have good experience with freedom and kodo?

Also regarding checking accounts, do they go thru a credit check, or its just really simple to open it without any scrutiny. HSBC is racist, they didnt open an account for me because I wasnt chinese. I am not kidding, I went in branch with the same story i did for CIBC, RBC, BMO, etc and they refused me.

[agent006140]

Your flag said CA,where were you trying to open a HSBC account?
HSBC is a British bank